Indiana / Clark County

Moving to Charlestown, IN

Thinking of making a move to Charlestown, IN? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Charlestown, IN

Considering a move to Charlestown, IN? This welcoming community of 8,386 residents offers a blend of suburban charm and convenience, with median home prices around $194,000 and average rents near $880. Commute times average 26 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (56% annually), ideal for families and commuters alike. Explore Charlestown's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Charlestown, IN

Charlestown has a population of 8,386 residents, offering a diverse community with a median age of nearly 37 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 94% White, 1% Black, and 1% Asian residents, and over 4% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
8,386
Density
1,050 per sq mi
Median Age
36.7
Gender Ratio
97 males per 100 females
Non-English Speakers Percentage
4.3%

Ethnic Composition

White
94.2%
Black
1.2%
Asian
0.5%
Others
4.1%

Cost Of Living

What is the average cost of living in Charlestown, IN?

The cost of living in Charlestown is higher than the national average, with a cost of living index of 84.5. Median home values are around $194,000 and average rents for a two-bedroom apartment are approximately $880. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$194,000
Gross Rent
$880
Monthly Electricity Charges
$125
Auto Insurance
$1,180
House Owner Cost With Mortgage
$1,225
House Owner Cost Without Mortgage
$475
State Taxes
Low: 3.23%| High: 3.23%
Cost Of Living Index
84.5
Grocery
93.2
Housing
68.1
Utilities
97.5
Transportation
90.5
Health Care
97.3
Miscellaneous
91.0

Crime

Is Charlestown, IN a safe place to live?

Charlestown is considered a safe community, with a low violent crime rate of 74 incidents per 100,000 residents and a property crime chance of 1 in 89. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Indiana.

Violent Crimes Per 100k
74
Property Crimes Per 100k
1,120
Crime Index
1,194
Chance Of Violent Crime
1 in 1,350
Chance Of Property Crime
1 in 89

Weather

What is the weather like in Charlestown, IN year-round?

Charlestown experiences four distinct seasons, with warm summers reaching highs of 87°F and cold winters dipping to 24°F. The area receives about 45 inches of rainfall annually and enjoys sunshine on 56% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
24°F
Max
41°F

Summer

Min
65°F
Max
87°F

Spring

Min
43°F
Max
70°F

Fall

Min
45°F
Max
71°F
Average Rainfall Inches
44.7 inches
Sunny Days Percentage
56%

Neighbors

The neighborhood boasts a healthy median household income of $65,100 and a low poverty rate of 13.5%. Over 89% of residents have at least a high school diploma, and nearly 15% hold a bachelor's degree or higher. Commute times average 26 minutes, and almost 0% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$31,200
Household Income
$65,100
Family Income
$74,700
Per Capita Income
$27,800
Income Male
$41,500
Income Female
$33,600
Poverty Rate
13.5%
Non English Speakers
4.3%
Rent
$880
Unemployment Rate
3.6%
Public Transport Usage
0.2%
Commute Time
25.8 minutes

Education

High School or Higher
88.9%
Bachelors or More
14.7%

Education

How are the schools in Charlestown, IN?

Charlestown offers quality education options, with public schools like Charlestown High School and Jonathan Jennings Elementary School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Indiana University Southeast and Jefferson Community & Technical College. The community is committed to educational excellence for all age groups.

Public Schools

Name
Charlestown High School
Street
1 Pirate Place
Phone
812-256-3328
Students
750
Student Teacher Ratio
16.6
Name
Jonathan Jennings Elementary School
Street
603 Market St
Phone
812-256-7286
Students
650
Student Teacher Ratio
17.0

Private Schools

Name
St. Michael School
Street
519 Jefferson St
Phone
812-256-3503
Students
180

Colleges

Name
Indiana University Southeast
City
New Albany
State
IN
Distance
14 miles
Students
4,200
Name
Jefferson Community & Technical College
City
Louisville
State
KY
Distance
18 miles
Students
12,000

Healthcare

Charlestown residents have access to quality healthcare, with major hospitals like Clark Memorial Health and Norton King’s Daughters’ Health nearby. The community benefits from a high physician-to-resident ratio of 1.7 per 1,000 people and 91.5% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Clark Memorial Health
Address
1220 Missouri Ave, Jeffersonville, IN 47130
Phone
(812) 282-6631
Type
General & Surgical
Emergency Services
Yes
Name
Norton King’s Daughters’ Health
Address
1373 E SR 62, Madison, IN 47250
Phone
(812) 801-0800
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.7
Health Insurance Coverage
91.5%
Health Care Index
78.2

Housing Market

What is the housing market like in Charlestown, IN?

The local housing market is strong, with a median home price of $194,000 and an owner-occupied rate of nearly 65%. The market has seen a 7.1% appreciation over the past year, and rental vacancy rates remain moderate at 7.6%. Charlestown offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$194,000
Average Rent For 2 Bedroom
$880
Owner Occupied Rate
65.3%
Rental Vacancy Rate
7.6%
Home Appreciation Rate (1yr)
7.1%
New Construction Rate
2.2%
Foreclosure Rate
0.8%

DMV Information

Residents of Charlestown handle vehicle services through the Indiana Bureau of Motor Vehicles, conveniently located in New Albany. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Indiana
Department
Indiana Bureau of Motor Vehicles
Address
821 Mount Tabor Rd, New Albany, IN 47150
Phone
1-888-692-6841

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Charlestown, IN

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Charlestown, review the core fields on this page: population 8,386, median home value $194,000, average rent for 2 bedroom $880, commute time 25.8 minutes, and sunny days percentage 56%.

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