Indiana / Clark County

Moving to Charlestown, IN

Thinking of making a move to Charlestown, IN? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Charlestown, IN

Considering a move to Charlestown, IN? This welcoming community of 8,300 residents offers a blend of suburban charm and convenience, with median home prices around $265,000 and average rents near $1,150. Commute times average 27 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (56% annually), ideal for families and commuters alike. Explore Charlestown's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Charlestown, IN

Charlestown has a population of 8,300 residents, offering a diverse community with a median age of nearly 38 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 94% White, 3% Black, and 1% Asian residents, and over 4% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
8,300
Density
1,050 per sq mi
Median Age
38.4
Gender Ratio
97 males per 100 females
Non-English Speakers Percentage
3.6%

Ethnic Composition

White
93.5%
Black
3.2%
Asian
0.8%
Others
2.5%

Cost Of Living

What is the average cost of living in Charlestown, IN?

The cost of living in Charlestown is higher than the national average, with a cost of living index of 89.4. Median home values are around $265,000 and average rents for a two-bedroom apartment are approximately $1,150. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$265,000
Gross Rent
$1,150
Monthly Electricity Charges
$130
Auto Insurance
$1,420
House Owner Cost With Mortgage
$1,680
House Owner Cost Without Mortgage
$520
State Taxes
Low: 3.15%| High: 3.15%
Cost Of Living Index
89.4
Grocery
95.0
Housing
82.5
Utilities
98.2
Transportation
94.1
Health Care
96.8
Miscellaneous
92.7

Crime

Is Charlestown, IN a safe place to live?

Charlestown is considered a safe community, with a low violent crime rate of 205 incidents per 100,000 residents and a property crime chance of 1 in 66. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Indiana.

Violent Crimes Per 100k
205
Property Crimes Per 100k
1,510
Crime Index
1,715
Chance Of Violent Crime
1 in 488
Chance Of Property Crime
1 in 66

Weather

What is the weather like in Charlestown, IN year-round?

Charlestown experiences four distinct seasons, with warm summers reaching highs of 88°F and cold winters dipping to 28°F. The area receives about 46 inches of rainfall annually and enjoys sunshine on 56% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
28°F
Max
45°F

Summer

Min
68°F
Max
88°F

Spring

Min
47°F
Max
70°F

Fall

Min
49°F
Max
72°F
Average Rainfall Inches
46.0 inches
Sunny Days Percentage
56%

Neighbors

The neighborhood boasts a healthy median household income of $71,500 and a low poverty rate of 12.1%. Over 89% of residents have at least a high school diploma, and nearly 18% hold a bachelor's degree or higher. Commute times average 27 minutes, and almost 2% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$31,500
Household Income
$71,500
Family Income
$82,000
Per Capita Income
$28,500
Income Male
$43,000
Income Female
$34,500
Poverty Rate
12.1%
Non English Speakers
5.4%
Rent
$1,150
Unemployment Rate
4.0%
Public Transport Usage
1.6%
Commute Time
27.4 minutes

Education

High School or Higher
89.2%
Bachelors or More
17.8%

Education

How are the schools in Charlestown, IN?

Charlestown offers quality education options, with public schools like Charlestown Middle School and Charlestown High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Ivy Tech Community College - Sellersburg and University of Louisville. The community is committed to educational excellence for all age groups.

Public Schools

Name
Charlestown Middle School
Street
8804 High Jackson Rd
Phone
812-256-3328
Students
620
Student Teacher Ratio
16.1
Name
Charlestown High School
Street
1 Pirate Place
Phone
812-256-3328
Students
760
Student Teacher Ratio
15.8

Private Schools

Name
St. Michael School
Street
11400 Jason Dr NE
Phone
812-246-4342
Students
180

Colleges

Name
Ivy Tech Community College - Sellersburg
City
Sellersburg
State
IN
Distance
12 miles
Students
7,500
Name
University of Louisville
City
Louisville
State
KY
Distance
16 miles
Students
23,000

Healthcare

Charlestown residents have access to quality healthcare, with major hospitals like Baptist Health Floyd and UofL Health – Jewish Hospital nearby. The community benefits from a high physician-to-resident ratio of 1.9 per 1,000 people and 91.4% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Baptist Health Floyd
Address
1850 State St, New Albany, IN 47150
Phone
(812) 944-7701
Type
General & Surgical
Emergency Services
Yes
Name
UofL Health – Jewish Hospital
Address
200 Abraham Flexner Way, Louisville, KY 40202
Phone
(502) 588-7300
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.9
Health Insurance Coverage
91.4%
Health Care Index
71.8

Housing Market

What is the housing market like in Charlestown, IN?

The local housing market is strong, with a median home price of $265,000 and an owner-occupied rate of nearly 80%. The market has seen a 4.6% appreciation over the past year, and rental vacancy rates remain moderate at 6.1%. Charlestown offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$265,000
Average Rent For 2 Bedroom
$1,150
Owner Occupied Rate
79.5%
Rental Vacancy Rate
6.1%
Home Appreciation Rate (1yr)
4.6%
New Construction Rate
2.4%
Foreclosure Rate
0.4%

DMV Information

Residents of Charlestown handle vehicle services through the Indiana Bureau of Motor Vehicles, conveniently located in Indianapolis. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Indiana
Department
Indiana Bureau of Motor Vehicles
Address
100 N. Senate Ave., Indianapolis, IN 46204
Phone
(888) 692-6841

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Charlestown, IN

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Charlestown, review the core fields on this page: population 8,300, median home value $265,000, average rent for 2 bedroom $1,150, commute time 27.4 minutes, and sunny days percentage 56%.

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