Everything You Should Know Before Moving to Charlevoix, MI
Thinking of moving to Charlevoix, MI? This small lakeside town of 2,327 residents offers a relaxed lifestyle with affordable housing—a median home price around $270,000 and average rents near $925. Charlevoix boasts low crime rates, short 15-minute commutes, and beautiful summers with 48% sunny days. Families enjoy access to well-rated schools and nearby healthcare, while the charming downtown and lakeshore scenery make it a standout destination for peaceful living in northern Michigan.
Demographics - Charlevoix, MI
Demographics - Charlevoix, MI
Charlevoix is a close-knit community of about 2,300 residents, with a median age of 51 that reflects its appeal to both retirees and families. The population is predominantly White, and the area maintains a balanced gender ratio, creating a welcoming and stable atmosphere.
Population:
2,327
Density:
1,000 per sq mi
Median Age:
51.2
Gender Ratio:
92 males per 100 females
Non-English Speakers Percentage:
3.5%

Ethnic Composition
White:
96.4%
Black:
0.7%
Asian:
0.6%
Others:
2.3%
Cost Of Living
What is the average cost of living in Charlevoix, MI?
Charlevoix offers a cost of living below the national average, with a median home value of $270,000 and average rents around $925 per month. Everyday expenses, such as utilities and groceries, are affordable, making it a budget-friendly choice for residents.
Median House Value:
$270,000
Gross Rent:
$925
Monthly Electricity Charges:
$105
Auto Insurance:
$1,485
House Owner Cost With Mortgage:
$1,340
House Owner Cost Without Mortgage:
$475
State Taxes:
Low:
4.25%
|
High:
4.25%
Cost Of Living Index:
90.2
Grocery:
93.1
Housing:
81.6
Utilities:
97.4
Transportation:
89.6
Health Care:
92.8
Miscellaneous:
91.0
Crime
Is Charlevoix, MI a safe place to live?
Charlevoix experiences low crime rates, with violent crime significantly below national levels and a property crime risk of about 1 in 95. This contributes to the town’s reputation as a safe and family-friendly place to live.
Violent Crimes Per 100k:
136
Property Crimes Per 100k:
1,050
Crime Index:
1,186
Chance Of Violent Crime:
1 in 735
Chance Of Property Crime:
1 in 95
Weather
What is the weather like in Charlevoix, MI year-round?
Charlevoix enjoys four distinct seasons, featuring mild summers with highs near 78°F and cold winters that dip to around 15°F. Residents experience about 48% sunny days annually, along with moderate rainfall spread throughout the year.

Winter
Min:
15°F
Max:
30°F

Spring
Min:
34°F
Max:
60°F

Summer
Min:
56°F
Max:
78°F

Fall
Min:
39°F
Max:
63°F
Average Rainfall Inches:
32.5 inches
Sunny Days Percentage:
48%
Neighbors
The community has a median household income of $56,800, with most residents commuting just under 15 minutes to work. Educational attainment is high, and the low unemployment rate reflects a stable local economy.
Median Income:
$33,200
Household Income:
$56,800
Family Income:
$69,400
Per Capita Income:
$32,500
Income Male:
$41,000
Income Female:
$34,500
Poverty Rate:
13.2%
Non English Speakers:
3.5%
Rent:
$925
Unemployment Rate:
4.2%
Public Transport Usage:
0.5%
Commute Time:
14.8 minutes

Education
High School or Higher:
92.4%
Bachelors or More:
27.6%
Education
How are the schools in Charlevoix, MI?
Charlevoix offers quality education with both public and private school options, including well-rated elementary and middle/high schools. For higher education, North Central Michigan College is located just 15 miles away in Petoskey, supporting lifelong learning and career development.

Public Schools
Name:
Charlevoix Elementary School
Street:
13513 Division St
Phone:
231-547-3215
Students:
340
Student Teacher Ratio:
16:1
Name:
Charlevoix Middle/High School
Street:
5200 Marion Center Rd
Phone:
231-547-3222
Students:
500
Student Teacher Ratio:
18:1

Private Schools
Name:
St. Mary School
Street:
1005 Bridge St
Phone:
231-547-9441
Students:
110

Colleges
Name:
North Central Michigan College
City:
Petoskey
State:
MI
Distance:
15 miles
Students:
2,400
Healthcare
Charlevoix is served by Munson Healthcare Charlevoix Hospital, offering general and emergency services within the city. With over 92% of residents insured and access to 1.7 physicians per 1,000 people, health services are readily available.

Major Hospitals
Name:
Munson Healthcare Charlevoix Hospital
Address:
14700 Lake Shore Dr, Charlevoix, MI 49720
Phone:
(231) 547-4024
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.7
Health Insurance Coverage:
92.8%
Health Care Index:
75.3
Housing Market
What is the housing market like in Charlevoix, MI?
The housing market in Charlevoix features a median home price of $270,000 and a strong owner-occupancy rate at 68%. Rental options are available, and home values have appreciated by over 6% in the past year, indicating a stable real estate environment.
Median Home Price:
$270,000
Average Rent For 2 Bedroom:
$925
Owner Occupied Rate:
68.2%
Rental Vacancy Rate:
7.6%
Home Appreciation Rate (1yr):
6.2%
New Construction Rate:
1.1%
Foreclosure Rate:
0.8%
DMV Information
Residents handle driver and vehicle services through the Michigan Secretary of State office in nearby Petoskey. Convenient access to DMV resources and online services make vehicle registration and licensing straightforward.
State:
Michigan
Department:
Michigan Secretary of State
Address:
200 Division St, Petoskey, MI 49770
Phone:
1-888-767-6424
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.