Everything You Should Know Before Moving to Charlo, MT
Considering a move to Charlo, MT? This small town of 385 residents offers affordable living, with median home prices around $247,000 and rents averaging $800. Crime rates are low, and the area features short commutes of about 27 minutes. Enjoy a tight-knit community with a strong Native American heritage, access to local schools, and a sunny climate with mild summers. Charlo is ideal for those seeking peaceful rural life and natural Montana beauty.
Demographics - Charlo, MT
Demographics - Charlo, MT
Charlo, MT is a small rural community with a population of 385, notable for its strong Native American heritage—about 30% of residents—and a median age of just over 39 years. The area is moderately dense for a rural town, and nearly 10% of residents speak a language other than English at home, reflecting a diverse cultural mix.
Population:
385
Density:
320 per sq mi
Median Age:
39.2
Gender Ratio:
104 males per 100 females
Non-English Speakers Percentage:
9.6%
Ethnic Composition
White:
62.1%
Black:
0.0%
Asian:
0.3%
Others:
7.5%
Cost Of Living
What is the average cost of living in Charlo, MT?
Charlo offers an affordable cost of living, with a median home value of $247,000 and average rents around $800. The overall cost of living index is below the national average, making the town appealing for those seeking budget-friendly housing, utilities, and everyday expenses.
Median House Value:
$247,000
Gross Rent:
$800
Monthly Electricity Charges:
$105
Auto Insurance:
$1,045
House Owner Cost With Mortgage:
$1,120
House Owner Cost Without Mortgage:
$360
State Taxes:
Low:
1.0%
|
High:
6.9%
Cost Of Living Index:
93.8
Grocery:
95.4
Housing:
82.3
Utilities:
92.2
Transportation:
89.7
Health Care:
95.8
Miscellaneous:
96.0
Crime
Is Charlo, MT a safe place to live?
Crime rates in Charlo are low, with only 114 violent crimes and 1,020 property crimes per 100,000 residents, making it a safe choice for families and individuals. Residents enjoy a high sense of security, with the chance of experiencing a violent crime at just 1 in 877.
Violent Crimes Per 100k:
114
Property Crimes Per 100k:
1,020
Crime Index:
1,134
Chance Of Violent Crime:
1 in 877
Chance Of Property Crime:
1 in 98
Weather
What is the weather like in Charlo, MT year-round?
Charlo experiences four distinct seasons, featuring mild summers with highs around 83°F and cold winters dipping to about 15°F. The area receives an average of 13.6 inches of rainfall annually and enjoys sunshine on 55% of days, making it ideal for those who appreciate changing weather patterns.
Winter
Min:
15°F
Max:
34°F
Spring
Min:
29°F
Max:
58°F
Summer
Min:
44°F
Max:
83°F
Fall
Min:
28°F
Max:
63°F
Average Rainfall Inches:
13.6 inches
Sunny Days Percentage:
55%
Neighbors
The community features a median household income of $50,100 and a family income of $57,400, with 91.5% of adults holding at least a high school diploma. While the poverty rate is a bit higher than average at 17.5%, most residents enjoy short commutes and a friendly, close-knit environment.
Median Income:
$38,700
Household Income:
$50,100
Family Income:
$57,400
Per Capita Income:
$20,400
Income Male:
$32,800
Income Female:
$26,300
Poverty Rate:
17.5%
Non English Speakers:
9.6%
Rent:
$800
Unemployment Rate:
4.6%
Public Transport Usage:
0.4%
Commute Time:
26.9 minutes
Education
High School or Higher:
91.5%
Bachelors or More:
18.1%
Education
How are the schools in Charlo, MT?
Charlo is served by local public schools such as Charlo School, noted for its small class sizes and personalized attention, with 275 students and a student-teacher ratio of 13.7. Higher education is nearby at Salish Kootenai College, just 14 miles away, providing further opportunities for lifelong learning.
Public Schools
Name:
Charlo School
Street:
404 1st Ave W
Phone:
406-644-2206
Students:
275
Student Teacher Ratio:
13.7
Colleges
Name:
Salish Kootenai College
City:
Pablo
State:
MT
Distance:
14 miles
Students:
800
Healthcare
Healthcare access in Charlo includes nearby facilities like St. Luke Community Hospital in Ronan, ensuring emergency and routine care is available. With 1.4 physicians per 1,000 residents and nearly 90% health insurance coverage, the town meets essential healthcare needs for its size.
Major Hospitals
Name:
St. Luke Community Hospital
Address:
107 6th Ave SW, Ronan, MT 59864
Phone:
(406) 676-4441
Type:
Critical Access
Emergency Services:
Yes
Physicians Per 1000:
1.4
Health Insurance Coverage:
88.1%
Health Care Index:
77.2
Housing Market
What is the housing market like in Charlo, MT?
The Charlo housing market is marked by a high rate of owner-occupied homes (nearly 78%) and a median home price of $247,000, with rents for a two-bedroom averaging $850. Home values have appreciated modestly over the past year, making this a stable and accessible market for buyers and renters alike.
Median Home Price:
$247,000
Average Rent For 2 Bedroom:
$850
Owner Occupied Rate:
77.8%
Rental Vacancy Rate:
7.1%
Home Appreciation Rate (1yr):
4.3%
New Construction Rate:
0.7%
Foreclosure Rate:
0.2%
DMV Information
Residents can access driver and vehicle services through the Montana Motor Vehicle Division, headquartered in Helena, with convenient online resources and state-wide support. The DMV offers essential licensing and registration services for new and existing residents.
State:
Montana
Department:
Montana Motor Vehicle Division
Address:
302 N Roberts, Helena, MT 59620
Phone:
1-406-444-3933
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.