Everything You Should Know Before Moving to Charlotte, MI
Considering a move to Charlotte, MI? With a friendly population of about 9,000, Charlotte offers small-town charm and affordable living: median home prices around $190,000 and average rent at $950 make it budget-friendly. Commute times average just 24 minutes, and crime rates are low for the region. Residents enjoy good local schools, a strong sense of community, and four distinct seasons — all just a short drive from Lansing and Michigan State University.
Demographics - Charlotte, MI
Demographics - Charlotte, MI
Charlotte, MI is a welcoming small city with a population of about 9,040 residents, predominantly White, and a median age of 39.2 years. The city maintains a balanced gender ratio and a low percentage of non-English speakers, offering a close-knit and familiar atmosphere for newcomers.
Population:
9,040
Density:
1,650 per sq mi
Median Age:
39.2
Gender Ratio:
96 males per 100 females
Non-English Speakers Percentage:
3.5%
Ethnic Composition
White:
93.0%
Black:
1.2%
Asian:
0.6%
Others:
5.2%
Cost Of Living
What is the average cost of living in Charlotte, MI?
Charlotte is an affordable place to live, with a median home value of $190,000 and average rent of $950, both below national averages. Utility and transportation costs are reasonable, and the cost of living index reflects overall budget-friendly expenses, making it attractive for families and first-time homebuyers.
Median House Value:
$190,000
Gross Rent:
$950
Monthly Electricity Charges:
$115
Auto Insurance:
$1,420
House Owner Cost With Mortgage:
$1,250
House Owner Cost Without Mortgage:
$460
State Taxes:
Low:
4.25%
|
High:
4.25%
Cost Of Living Index:
84.7
Grocery:
92.1
Housing:
68.8
Utilities:
99.5
Transportation:
90.2
Health Care:
95.0
Miscellaneous:
96.0
Crime
Is Charlotte, MI a safe place to live?
Charlotte experiences relatively low crime, with a violent crime rate of 160 per 100,000 and a property crime rate of 1,080 per 100,000 residents. These statistics mean most residents feel safe in their neighborhoods, contributing to the city's family-friendly reputation.
Violent Crimes Per 100k:
160
Property Crimes Per 100k:
1,080
Crime Index:
1,240
Chance Of Violent Crime:
1 in 625
Chance Of Property Crime:
1 in 93
Weather
What is the weather like in Charlotte, MI year-round?
Residents in Charlotte enjoy four distinct seasons, with warm summers reaching highs of 83°F and cold winters dipping to 17°F. The city receives around 32.5 inches of rainfall annually and enjoys sunshine on about 53% of days, supporting a variety of outdoor activities year-round.
Winter
Min:
17°F
Max:
32°F
Spring
Min:
38°F
Max:
62°F
Summer
Min:
59°F
Max:
83°F
Fall
Min:
40°F
Max:
65°F
Average Rainfall Inches:
32.5 inches
Sunny Days Percentage:
53%
Neighbors
The median household income in Charlotte is $58,400, and the unemployment rate is a modest 4.6%. With a poverty rate just over 10% and most residents commuting about 24 minutes to work, the city offers a stable and comfortable lifestyle for its diverse community.
Median Income:
$35,500
Household Income:
$58,400
Family Income:
$74,250
Per Capita Income:
$29,800
Income Male:
$42,500
Income Female:
$32,800
Poverty Rate:
10.4%
Non English Speakers:
3.5%
Rent:
$950
Unemployment Rate:
4.6%
Public Transport Usage:
0.2%
Commute Time:
23.7 minutes
Education
High School or Higher:
94.2%
Bachelors or More:
21.5%
Education
How are the schools in Charlotte, MI?
Charlotte offers quality public education through schools like Charlotte High School and Washington Elementary, with student-teacher ratios supporting attentive learning. Private and parochial options are available, and proximity to colleges such as Olivet College and Michigan State University gives residents access to higher education opportunities.
Public Schools
Name:
Charlotte High School
Street:
378 State St
Phone:
517-541-5600
Students:
850
Student Teacher Ratio:
19:1
Name:
Washington Elementary School
Street:
525 High St
Phone:
517-541-5150
Students:
500
Student Teacher Ratio:
16:1
Private Schools
Name:
St. Mary School
Street:
807 St Mary Blvd
Phone:
517-543-3460
Students:
140
Colleges
Name:
Olivet College
City:
Olivet
State:
MI
Distance:
12 miles
Students:
1,040
Name:
Michigan State University
City:
East Lansing
State:
MI
Distance:
22 miles
Students:
50,000
Healthcare
Charlotte provides strong healthcare access, anchored by Sparrow Eaton Hospital and a physician density of 2.1 per 1,000 residents. Over 93% of people have health insurance, ensuring that most families have reliable medical coverage and local emergency services.
Major Hospitals
Name:
Sparrow Eaton Hospital
Address:
321 E Harris St, Charlotte, MI 48813
Phone:
(517) 543-1050
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.1
Health Insurance Coverage:
93.6%
Health Care Index:
77.9
Housing Market
What is the housing market like in Charlotte, MI?
Charlotte's housing market is stable, with a median home price of $190,000 and a high owner-occupied rate of 68.5%. Home appreciation and rental vacancy rates suggest a healthy market, making it a solid choice for buyers or renters looking for long-term value.
Median Home Price:
$190,000
Average Rent For 2 Bedroom:
$950
Owner Occupied Rate:
68.5%
Rental Vacancy Rate:
6.2%
Home Appreciation Rate (1yr):
3.2%
New Construction Rate:
0.7%
Foreclosure Rate:
0.9%
DMV Information
Residents can conveniently access the Michigan Secretary of State Branch Office in downtown Charlotte for all vehicle and licensing needs. The local DMV offers essential services, and up-to-date information is available on the state website.
State:
Michigan
Department:
Michigan Secretary of State Branch Office
Address:
111 S. Cochran Ave., Charlotte, MI 48813
Phone:
1-888-767-6424
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.