Michigan / Eaton County

Moving to Charlotte, MI

Thinking of making a move to Charlotte, MI? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Charlotte, MI

Considering a move to Charlotte, MI? This welcoming community of 9,040 residents offers a blend of suburban charm and convenience, with median home prices around $190,000 and average rents near $950. Commute times average 24 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (53% annually), ideal for families and commuters alike. Explore Charlotte's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Charlotte, MI

Charlotte has a population of 9,040 residents, offering a diverse community with a median age of nearly 39 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 93% White, 1% Black, and 1% Asian residents, and over 4% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
9,040
Density
1,650 per sq mi
Median Age
39.2
Gender Ratio
96 males per 100 females
Non-English Speakers Percentage
3.5%

Ethnic Composition

White
93.0%
Black
1.2%
Asian
0.6%
Others
5.2%

Cost Of Living

What is the average cost of living in Charlotte, MI?

The cost of living in Charlotte is higher than the national average, with a cost of living index of 84.7. Median home values are around $190,000 and average rents for a two-bedroom apartment are approximately $950. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$190,000
Gross Rent
$950
Monthly Electricity Charges
$115
Auto Insurance
$1,420
House Owner Cost With Mortgage
$1,250
House Owner Cost Without Mortgage
$460
State Taxes
Low: 4.25%| High: 4.25%
Cost Of Living Index
84.7
Grocery
92.1
Housing
68.8
Utilities
99.5
Transportation
90.2
Health Care
95.0
Miscellaneous
96.0

Crime

Is Charlotte, MI a safe place to live?

Charlotte is considered a safe community, with a low violent crime rate of 160 incidents per 100,000 residents and a property crime chance of 1 in 93. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Michigan.

Violent Crimes Per 100k
160
Property Crimes Per 100k
1,080
Crime Index
1,240
Chance Of Violent Crime
1 in 625
Chance Of Property Crime
1 in 93

Weather

What is the weather like in Charlotte, MI year-round?

Charlotte experiences four distinct seasons, with warm summers reaching highs of 83°F and cold winters dipping to 17°F. The area receives about 33 inches of rainfall annually and enjoys sunshine on 53% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
17°F
Max
32°F

Summer

Min
59°F
Max
83°F

Spring

Min
38°F
Max
62°F

Fall

Min
40°F
Max
65°F
Average Rainfall Inches
32.5 inches
Sunny Days Percentage
53%

Neighbors

The neighborhood boasts a healthy median household income of $58,400 and a low poverty rate of 10.4%. Over 94% of residents have at least a high school diploma, and nearly 22% hold a bachelor's degree or higher. Commute times average 24 minutes, and almost 0% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$35,500
Household Income
$58,400
Family Income
$74,250
Per Capita Income
$29,800
Income Male
$42,500
Income Female
$32,800
Poverty Rate
10.4%
Non English Speakers
3.5%
Rent
$950
Unemployment Rate
4.6%
Public Transport Usage
0.2%
Commute Time
23.7 minutes

Education

High School or Higher
94.2%
Bachelors or More
21.5%

Education

How are the schools in Charlotte, MI?

Charlotte offers quality education options, with public schools like Charlotte High School and Washington Elementary School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Olivet College and Michigan State University. The community is committed to educational excellence for all age groups.

Public Schools

Name
Charlotte High School
Street
378 State St
Phone
517-541-5600
Students
850
Student Teacher Ratio
19:1
Name
Washington Elementary School
Street
525 High St
Phone
517-541-5150
Students
500
Student Teacher Ratio
16:1

Private Schools

Name
St. Mary School
Street
807 St Mary Blvd
Phone
517-543-3460
Students
140

Colleges

Name
Olivet College
City
Olivet
State
MI
Distance
12 miles
Students
1,040
Name
Michigan State University
City
East Lansing
State
MI
Distance
22 miles
Students
50,000

Healthcare

Charlotte residents have access to quality healthcare, with major hospitals like Sparrow Eaton Hospital nearby. The community benefits from a high physician-to-resident ratio of 2.1 per 1,000 people and 93.6% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Sparrow Eaton Hospital
Address
321 E Harris St, Charlotte, MI 48813
Phone
(517) 543-1050
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
2.1
Health Insurance Coverage
93.6%
Health Care Index
77.9

Housing Market

What is the housing market like in Charlotte, MI?

The local housing market is strong, with a median home price of $190,000 and an owner-occupied rate of nearly 69%. The market has seen a 3.2% appreciation over the past year, and rental vacancy rates remain moderate at 6.2%. Charlotte offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$190,000
Average Rent For 2 Bedroom
$950
Owner Occupied Rate
68.5%
Rental Vacancy Rate
6.2%
Home Appreciation Rate (1yr)
3.2%
New Construction Rate
0.7%
Foreclosure Rate
0.9%

DMV Information

Residents of Charlotte handle vehicle services through the Michigan Secretary of State Branch Office, conveniently located in Charlotte. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Michigan
Department
Michigan Secretary of State Branch Office
Address
111 S. Cochran Ave., Charlotte, MI 48813
Phone
1-888-767-6424

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Charlotte, MI

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Charlotte, review the core fields on this page: population 9,040, median home value $190,000, average rent for 2 bedroom $950, commute time 23.7 minutes, and sunny days percentage 53%.

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