Everything You Should Know Before Moving to Charlotteville, NY
Charlotteville, NY is a quiet hamlet of about 350 residents nestled in Schoharie County. With affordable housing (median home price $172,000 and rent around $940), low crime rates, and short average commutes of 27 minutes, it’s ideal for those seeking rural tranquility. The area features a high homeownership rate, a close-knit community, and access to local schools and nearby healthcare. Expect four distinct seasons, good outdoor recreation, and a cost of living below the national average.
Demographics - Charlotteville, NY
Demographics - Charlotteville, NY
Charlotteville is a small, close-knit community of about 350 residents, with most people being over 49 years old and a nearly even gender balance. The town is predominantly White, with a small percentage of non-English speakers, fostering a quiet and familiar rural atmosphere.
Population:
350
Density:
48 per sq mi
Median Age:
49.2
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
5.2%
Ethnic Composition
White:
94.0%
Black:
2.0%
Asian:
1.0%
Others:
3.0%
Cost Of Living
What is the average cost of living in Charlotteville, NY?
The cost of living in Charlotteville is below the national average, with median home values around $172,000 and average rent at $940. Residents benefit from affordable housing and reasonable utility costs, making it an attractive spot for those seeking value in upstate New York.
Median House Value:
$172,000
Gross Rent:
$940
Monthly Electricity Charges:
$120
Auto Insurance:
$1,120
House Owner Cost With Mortgage:
$1,135
House Owner Cost Without Mortgage:
$440
State Taxes:
Low:
4.0%
|
High:
8.82%
Cost Of Living Index:
93.1
Grocery:
98.4
Housing:
76.5
Utilities:
106.7
Transportation:
98.2
Health Care:
101.9
Miscellaneous:
93.0
Crime
Is Charlotteville, NY a safe place to live?
Charlotteville enjoys a notably low crime rate, with just 78 violent crimes per 100,000 people and a property crime risk of 1 in 162. These low figures contribute to the town's reputation for safety and peace of mind.
Violent Crimes Per 100k:
78
Property Crimes Per 100k:
615
Crime Index:
693
Chance Of Violent Crime:
1 in 1,282
Chance Of Property Crime:
1 in 162
Weather
What is the weather like in Charlotteville, NY year-round?
Residents experience all four seasons, with cold winters dipping to 14°F and pleasant summers reaching up to 78°F. The area receives nearly 40 inches of rainfall annually and enjoys sunshine about half the year, perfect for those who appreciate a varied climate.
Winter
Min:
14°F
Max:
32°F
Spring
Min:
33°F
Max:
61°F
Summer
Min:
54°F
Max:
78°F
Fall
Min:
36°F
Max:
65°F
Average Rainfall Inches:
39.8 inches
Sunny Days Percentage:
51%
Neighbors
Charlotteville's neighbors have a median income of $32,500 and a poverty rate just under 12%, with most adults holding at least a high school diploma. The community favors car travel, with average commutes of 27 minutes and minimal public transportation use.
Median Income:
$32,500
Household Income:
$56,700
Family Income:
$65,200
Per Capita Income:
$26,100
Income Male:
$36,000
Income Female:
$29,000
Poverty Rate:
11.8%
Non English Speakers:
5.2%
Rent:
$940
Unemployment Rate:
4.9%
Public Transport Usage:
0.8%
Commute Time:
27.1 minutes
Education
High School or Higher:
91.3%
Bachelors or More:
25.4%
Education
How are the schools in Charlotteville, NY?
Charlotteville is served by Jefferson Central School, which offers small class sizes and personalized attention. For higher education, SUNY Cobleskill is just 14 miles away, giving residents access to college-level programs and broader learning opportunities.
Public Schools
Name:
Jefferson Central School
Street:
1332 State Route 10, Jefferson, NY 12093
Phone:
607-652-7821
Students:
235
Student Teacher Ratio:
9.6
Colleges
Name:
SUNY Cobleskill
City:
Cobleskill
State:
NY
Distance:
14 miles
Students:
2,200
Healthcare
Healthcare access in Charlotteville is supported by Cobleskill Regional Hospital just a short drive away, offering emergency and general services. Most residents have health insurance, and there are about 1.6 physicians per 1,000 people, ensuring basic medical needs are met locally.
Major Hospitals
Name:
Cobleskill Regional Hospital
Address:
178 Grandview Dr, Cobleskill, NY 12043
Phone:
(518) 254-3456
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.6
Health Insurance Coverage:
92.1%
Health Care Index:
69.7
Housing Market
What is the housing market like in Charlotteville, NY?
The housing market is stable and affordable, with a median home price of $172,000 and owner-occupied homes making up over 80% of the market. Low foreclosure and vacancy rates reflect strong community roots and steady demand.
Median Home Price:
$172,000
Average Rent For 2 Bedroom:
$940
Owner Occupied Rate:
80.4%
Rental Vacancy Rate:
8.7%
Home Appreciation Rate (1yr):
3.9%
New Construction Rate:
0.6%
Foreclosure Rate:
0.3%
DMV Information
Department of Motor Vehicles services are conveniently available through the New York State DMV office in nearby Cobleskill. Residents can handle licensing, registration, and vehicle needs with ease, supported by online and in-person options.
State:
New York
Department:
New York State Department of Motor Vehicles
Address:
224 West Main St, Cobleskill, NY 12043
Phone:
1-518-234-4304
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.