Everything You Should Know Before Moving to Charlton, MA
Thinking of moving to Charlton, MA? This friendly town of about 13,400 offers affordable living with a median home price of $377,000 and average rents near $1,250. Residents enjoy low violent crime rates (just 72 per 100k), highly rated public schools, and a strong sense of community. With an average commute of 32 minutes, a high rate of homeownership, and nearly 98% health insurance coverage, Charlton is a great choice for families seeking small-town charm and easy access to Worcester’s amenities. Explore more below to see if Charlton fits your next move!
Demographics - Charlton, MA
Demographics - Charlton, MA
Charlton, MA is home to approximately 13,427 residents, with a median age of 43.2 years and a population density of 320 people per square mile. The community is predominantly White, with a balanced gender ratio and about 7% speaking a language other than English at home. This family-friendly town offers a stable, mature population ideal for those seeking a welcoming New England environment.
Population:
13,427
Density:
320 per sq mi
Median Age:
43.2
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
7.3%
Ethnic Composition
White:
93.6%
Black:
1.1%
Asian:
1.2%
Others:
4.1%
Cost Of Living
What is the average cost of living in Charlton, MA?
The cost of living in Charlton is moderately above the U.S. average, with a cost of living index of 110.8 and a median home value of $377,000. Residents benefit from reasonable rents averaging $1,250 and manageable utility costs. State income tax ranges from 5% to 9%, making budgeting important for newcomers.
Median House Value:
$377,000
Gross Rent:
$1,250
Monthly Electricity Charges:
$135
Auto Insurance:
$1,210
House Owner Cost With Mortgage:
$2,180
House Owner Cost Without Mortgage:
$730
State Taxes:
Low:
5.0%
|
High:
9.0%
Cost Of Living Index:
110.8
Grocery:
108.2
Housing:
112.5
Utilities:
104.3
Transportation:
110.9
Health Care:
107.0
Miscellaneous:
106.5
Crime
Is Charlton, MA a safe place to live?
Charlton boasts a low crime rate, with only 72 violent crimes and 730 property crimes per 100,000 residents each year. The chance of experiencing violent crime is notably low at 1 in 1,390, contributing to the town’s reputation for safety and peace of mind. This makes Charlton particularly attractive for families and those seeking a secure environment.
Violent Crimes Per 100k:
72
Property Crimes Per 100k:
730
Crime Index:
802
Chance Of Violent Crime:
1 in 1,390
Chance Of Property Crime:
1 in 137
Weather
What is the weather like in Charlton, MA year-round?
Charlton experiences all four seasons, with warm summers reaching up to 83°F and cold winters dipping to 18°F. The town enjoys 54% sunny days annually and receives about 47 inches of rainfall, providing a classic New England climate. Residents can look forward to picturesque autumns and comfortable springs.
Winter
Min:
18°F
Max:
36°F
Spring
Min:
42°F
Max:
66°F
Summer
Min:
62°F
Max:
83°F
Fall
Min:
43°F
Max:
68°F
Average Rainfall Inches:
46.7 inches
Sunny Days Percentage:
54%
Neighbors
Households in Charlton enjoy a strong median income of $107,900 and a low poverty rate of 4.2%. The majority of residents have at least a high school education, with 36% holding a bachelor’s degree or higher, and the average commute time is just under 32 minutes. The community is largely English-speaking, with a small but present diversity in languages and backgrounds.
Median Income:
$53,400
Household Income:
$107,900
Family Income:
$121,600
Per Capita Income:
$45,600
Income Male:
$61,200
Income Female:
$50,400
Poverty Rate:
4.2%
Non English Speakers:
7.3%
Rent:
$1,250
Unemployment Rate:
3.8%
Public Transport Usage:
0.4%
Commute Time:
31.8 minutes
Education
High School or Higher:
94.6%
Bachelors or More:
36.1%
Education
How are the schools in Charlton, MA?
Charlton offers quality public education through its elementary, middle, and vocational-technical high schools, all known for favorable student-teacher ratios. Private schooling is also available, and the town is close to colleges like Quinsigamond Community College and Worcester State University, both within a 15-mile radius. This ensures families have strong educational choices from K-12 through higher education.
Public Schools
Name:
Charlton Elementary School
Street:
9 Burlingame Rd
Phone:
508-248-7774
Students:
730
Student Teacher Ratio:
13.5
Name:
Charlton Middle School
Street:
2 Oxford Rd
Phone:
508-248-1423
Students:
820
Student Teacher Ratio:
13.2
Name:
Bay Path Regional Vocational Technical High School
Street:
57 Old Muggett Hill Rd
Phone:
508-248-5971
Students:
1,180
Student Teacher Ratio:
10.8
Private Schools
Name:
Heritage School
Street:
34 Oxford Rd
Phone:
508-248-4884
Students:
540
Colleges
Name:
Quinsigamond Community College
City:
Worcester
State:
MA
Distance:
13 miles
Students:
7,000
Name:
Worcester State University
City:
Worcester
State:
MA
Distance:
15 miles
Students:
6,200
Healthcare
Healthcare in Charlton is highly accessible, with nearly 98% of residents insured and major hospitals like UMass Memorial Medical Center and Saint Vincent Hospital nearby in Worcester. The area offers a solid ratio of 2.7 physicians per 1,000 people, ensuring timely medical attention. Residents benefit from a reliable healthcare network and emergency services close at hand.
Major Hospitals
Name:
UMass Memorial Medical Center
Address:
55 Lake Ave N, Worcester, MA 01655
Phone:
(508) 334-1000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Saint Vincent Hospital
Address:
123 Summer St, Worcester, MA 01608
Phone:
(508) 363-5000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.7
Health Insurance Coverage:
97.8%
Health Care Index:
76.5
Housing Market
What is the housing market like in Charlton, MA?
Charlton's housing market is characterized by high homeownership, with 87% of residents owning their homes and a median home price of $377,000. Rental options remain accessible with average two-bedroom rents at $1,250 and low vacancy and foreclosure rates. Home values have appreciated by over 6% in the past year, reflecting steady local demand.
Median Home Price:
$377,000
Average Rent For 2 Bedroom:
$1,250
Owner Occupied Rate:
87.1%
Rental Vacancy Rate:
4.2%
Home Appreciation Rate (1yr):
6.2%
New Construction Rate:
1.3%
Foreclosure Rate:
0.4%
DMV Information
Residents of Charlton handle vehicle registrations and licenses through the Massachusetts Registry of Motor Vehicles, conveniently located in nearby Worcester. The DMV offers a full range of services both in-person and online, making it easy for newcomers to settle their transportation needs. Helpful staff and comprehensive resources ensure a smooth experience.
State:
Massachusetts
Department:
Massachusetts Registry of Motor Vehicles
Address:
50 Union Street, Worcester, MA 01608
Phone:
1-857-368-8000
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.