Kentucky / Lewis County

Moving to Charters, KY

Thinking of making a move to Charters, KY? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Charters, KY

Considering a move to Charters, KY? This welcoming community of 3,200 residents offers a blend of suburban charm and convenience, with median home prices around $248,000 and average rents near $1,050. Commute times average 27 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (57% annually), ideal for families and commuters alike. Explore Charters's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Charters, KY

Charters has a population of 3,200 residents, offering a diverse community with a median age of nearly 41 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 92% White, 4% Black, and 1% Asian residents, and over 3% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
3,200
Density
210 per sq mi
Median Age
41.2
Gender Ratio
97 males per 100 females
Non-English Speakers Percentage
2.8%

Ethnic Composition

White
92.0%
Black
3.8%
Asian
1.2%
Others
3.0%

Cost Of Living

What is the average cost of living in Charters, KY?

The cost of living in Charters is higher than the national average, with a cost of living index of 87.4. Median home values are around $248,000 and average rents for a two-bedroom apartment are approximately $1,050. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$248,000
Gross Rent
$1,050
Monthly Electricity Charges
$142
Auto Insurance
$1,620
House Owner Cost With Mortgage
$1,720
House Owner Cost Without Mortgage
$520
State Taxes
Low: 5.0%| High: 6.0%
Cost Of Living Index
87.4
Grocery
91.2
Housing
74.5
Utilities
96.8
Transportation
90.5
Health Care
92.1
Miscellaneous
89.6

Crime

Is Charters, KY a safe place to live?

Charters is considered a safe community, with a low violent crime rate of 185 incidents per 100,000 residents and a property crime chance of 1 in 68. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Kentucky.

Violent Crimes Per 100k
185
Property Crimes Per 100k
1,480
Crime Index
1,665
Chance Of Violent Crime
1 in 540
Chance Of Property Crime
1 in 68

Weather

What is the weather like in Charters, KY year-round?

Charters experiences four distinct seasons, with warm summers reaching highs of 88°F and cold winters dipping to 28°F. The area receives about 49 inches of rainfall annually and enjoys sunshine on 57% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
28°F
Max
46°F

Summer

Min
68°F
Max
88°F

Spring

Min
48°F
Max
71°F

Fall

Min
50°F
Max
72°F
Average Rainfall Inches
48.5 inches
Sunny Days Percentage
57%

Neighbors

The neighborhood boasts a healthy median household income of $71,200 and a low poverty rate of 14.8%. Over 89% of residents have at least a high school diploma, and nearly 19% hold a bachelor's degree or higher. Commute times average 27 minutes, and almost 2% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$44,500
Household Income
$71,200
Family Income
$83,000
Per Capita Income
$28,900
Income Male
$42,800
Income Female
$34,700
Poverty Rate
14.8%
Non English Speakers
4.1%
Rent
$1,050
Unemployment Rate
4.9%
Public Transport Usage
1.8%
Commute Time
27.4 minutes

Education

High School or Higher
89.4%
Bachelors or More
18.6%

Education

How are the schools in Charters, KY?

Charters offers quality education options, with public schools like Whitley County Central Elementary School and Whitley County Middle School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including University of the Cumberlands and Southeast Kentucky Community and Technical College. The community is committed to educational excellence for all age groups.

Public Schools

Name
Whitley County Central Elementary School
Street
75 Slusher Street
Phone
606-549-2111
Students
520
Student Teacher Ratio
15.1
Name
Whitley County Middle School
Street
75 Slusher Street
Phone
606-549-3076
Students
610
Student Teacher Ratio
15.7

Private Schools

Name
Whitley County Christian School
Street
1000 N Main St
Phone
606-549-5678
Students
180

Colleges

Name
University of the Cumberlands
City
Williamsburg
State
KY
Distance
15 miles
Students
4,800
Name
Southeast Kentucky Community and Technical College
City
Cumberland
State
KY
Distance
56 miles
Students
5,500

Healthcare

Charters residents have access to quality healthcare, with major hospitals like Baptist Health Corbin and CHI Saint Joseph Health – London nearby. The community benefits from a high physician-to-resident ratio of 1.8 per 1,000 people and 91.2% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Baptist Health Corbin
Address
1 Trillium Way, Corbin, KY 40701
Phone
(606) 528-1212
Type
General & Surgical
Emergency Services
Yes
Name
CHI Saint Joseph Health – London
Address
1301 Chain St, London, KY 40741
Phone
(606) 878-4540
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.8
Health Insurance Coverage
91.2%
Health Care Index
68.4

Housing Market

What is the housing market like in Charters, KY?

The local housing market is strong, with a median home price of $248,000 and an owner-occupied rate of nearly 73%. The market has seen a 4.1% appreciation over the past year, and rental vacancy rates remain moderate at 6.1%. Charters offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$248,000
Average Rent For 2 Bedroom
$1,050
Owner Occupied Rate
72.8%
Rental Vacancy Rate
6.1%
Home Appreciation Rate (1yr)
4.1%
New Construction Rate
1.4%
Foreclosure Rate
0.7%

DMV Information

Residents of Charters handle vehicle services through the Kentucky Transportation Cabinet – Division of Driver Licensing, conveniently located in Frankfort. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Kentucky
Department
Kentucky Transportation Cabinet – Division of Driver Licensing
Address
200 Mero Street, Frankfort, KY 40622
Phone
1-502-564-1257

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Charters, KY

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Charters, review the core fields on this page: population 3,200, median home value $248,000, average rent for 2 bedroom $1,050, commute time 27.4 minutes, and sunny days percentage 57%.

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