Tennessee / Hamilton County

Moving to Chattanooga, TN

Thinking of making a move to Chattanooga, TN? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Chattanooga, TN

Considering a move to Chattanooga, TN? This welcoming community of 182,113 residents offers a blend of suburban charm and convenience, with median home prices around $265,000 and average rents near $1,220. Commute times average 20 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (57% annually), ideal for families and commuters alike. Explore Chattanooga's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Chattanooga, TN

Chattanooga has a population of 182,113 residents, offering a diverse community with a median age of nearly 38 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 61% White, 30% Black, and 2% Asian residents, and over 8% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
182,113
Density
1,350 per sq mi
Median Age
38.1
Gender Ratio
92 males per 100 females
Non-English Speakers Percentage
8.1%

Ethnic Composition

White
60.8%
Black
30.2%
Asian
2.4%
Others
6.6%

Cost Of Living

What is the average cost of living in Chattanooga, TN?

The cost of living in Chattanooga is higher than the national average, with a cost of living index of 89.0. Median home values are around $265,000 and average rents for a two-bedroom apartment are approximately $1,220. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$265,000
Gross Rent
$1,220
Monthly Electricity Charges
$130
Auto Insurance
$1,270
House Owner Cost With Mortgage
$1,540
House Owner Cost Without Mortgage
$480
State Taxes
Low: 0.0%| High: 2.0%
Cost Of Living Index
89.0
Grocery
95.2
Housing
78.4
Utilities
102.8
Transportation
93.7
Health Care
91.6
Miscellaneous
95.1

Crime

Is Chattanooga, TN a safe place to live?

Chattanooga is considered a safe community, with a low violent crime rate of 1,058 incidents per 100,000 residents and a property crime chance of 1 in 19. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Tennessee.

Violent Crimes Per 100k
1,058
Property Crimes Per 100k
5,300
Crime Index
6,358
Chance Of Violent Crime
1 in 95
Chance Of Property Crime
1 in 19

Weather

What is the weather like in Chattanooga, TN year-round?

Chattanooga experiences four distinct seasons, with warm summers reaching highs of 89°F and cold winters dipping to 32°F. The area receives about 52 inches of rainfall annually and enjoys sunshine on 57% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
32°F
Max
50°F

Summer

Min
68°F
Max
89°F

Spring

Min
48°F
Max
74°F

Fall

Min
50°F
Max
75°F
Average Rainfall Inches
52.3 inches
Sunny Days Percentage
57%

Neighbors

The neighborhood boasts a healthy median household income of $53,300 and a low poverty rate of 17.7%. Over 87% of residents have at least a high school diploma, and nearly 32% hold a bachelor's degree or higher. Commute times average 20 minutes, and almost 2% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$38,200
Household Income
$53,300
Family Income
$65,000
Per Capita Income
$31,500
Income Male
$41,200
Income Female
$34,100
Poverty Rate
17.7%
Non English Speakers
8.1%
Rent
$1,220
Unemployment Rate
3.5%
Public Transport Usage
1.5%
Commute Time
20.4 minutes

Education

High School or Higher
87.4%
Bachelors or More
31.8%

Education

How are the schools in Chattanooga, TN?

Chattanooga offers quality education options, with public schools like Chattanooga School for the Arts & Sciences and East Hamilton Middle High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including University of Tennessee at Chattanooga and Chattanooga State Community College. The community is committed to educational excellence for all age groups.

Public Schools

Name
Chattanooga School for the Arts & Sciences
Street
865 E 3rd St
Phone
423-498-6880
Students
1,100
Student Teacher Ratio
17:1
Name
East Hamilton Middle High School
Street
2015 Ooltewah Ringgold Rd
Phone
423-893-3535
Students
1,800
Student Teacher Ratio
18:1

Private Schools

Name
Baylor School
Street
171 Baylor School Rd
Phone
423-267-5902
Students
1,070

Colleges

Name
University of Tennessee at Chattanooga
City
Chattanooga
State
TN
Distance
0 miles
Students
11,700
Name
Chattanooga State Community College
City
Chattanooga
State
TN
Distance
0 miles
Students
7,700

Healthcare

Chattanooga residents have access to quality healthcare, with major hospitals like Erlanger Health System and CHI Memorial Hospital nearby. The community benefits from a high physician-to-resident ratio of 2.3 per 1,000 people and 86.2% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Erlanger Health System
Address
975 E 3rd St, Chattanooga, TN 37403
Phone
(423) 778-7000
Type
General & Surgical
Emergency Services
Yes
Name
CHI Memorial Hospital
Address
2525 de Sales Ave, Chattanooga, TN 37404
Phone
(423) 495-2525
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
2.3
Health Insurance Coverage
86.2%
Health Care Index
67.5

Housing Market

What is the housing market like in Chattanooga, TN?

The local housing market is strong, with a median home price of $265,000 and an owner-occupied rate of nearly 51%. The market has seen a 7.2% appreciation over the past year, and rental vacancy rates remain moderate at 8.2%. Chattanooga offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$265,000
Average Rent For 2 Bedroom
$1,220
Owner Occupied Rate
51.3%
Rental Vacancy Rate
8.2%
Home Appreciation Rate (1yr)
7.2%
New Construction Rate
2.3%
Foreclosure Rate
0.8%

DMV Information

Residents of Chattanooga handle vehicle services through the Tennessee Department of Safety & Homeland Security, conveniently located in Chattanooga. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Tennessee
Department
Tennessee Department of Safety & Homeland Security
Address
6502 Bonny Oaks Dr, Chattanooga, TN 37416
Phone
1-866-849-3548

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Chattanooga, TN

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Chattanooga, review the core fields on this page: population 182,113, median home value $265,000, average rent for 2 bedroom $1,220, commute time 20.4 minutes, and sunny days percentage 57%.

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