Everything You Should Know Before Moving to Cheboygan, MI
Thinking about moving to Cheboygan, MI? This friendly lakeside city of 4,675 offers affordable living, with median home prices at $113,000 and average rents around $850. Residents enjoy a relaxed pace, short commute times averaging 18 minutes, and access to scenic outdoor activities year-round. Crime rates are below national averages, and the community is served by strong local schools and a regional hospital. Cheboygan's cost of living is well below the U.S. average, making it a great choice for those seeking small-town charm and value.
Demographics - Cheboygan, MI
Demographics - Cheboygan, MI
Cheboygan is a small lakeside city with a population of 4,675, featuring a predominantly White community and a median age of 44.6 years. The gender balance is nearly even, and the area maintains a modest population density, offering a quiet, spacious environment. Non-English speakers make up less than 4% of residents, reflecting a largely English-speaking population.
Population:
4,675
Density:
1,050 per sq mi
Median Age:
44.6
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
3.8%
Ethnic Composition
White:
92.2%
Black:
0.7%
Asian:
0.4%
Others:
6.7%
Cost Of Living
What is the average cost of living in Cheboygan, MI?
Cheboygan boasts a cost of living index of 82.4, making it notably more affordable than the national average. Median home values sit at $113,000, and average rents are just $850 per month, making housing accessible for most budgets. Utilities, groceries, and transportation are also attractively priced, providing overall excellent value for residents.
Median House Value:
$113,000
Gross Rent:
$850
Monthly Electricity Charges:
$110
Auto Insurance:
$1,110
House Owner Cost With Mortgage:
$1,025
House Owner Cost Without Mortgage:
$420
State Taxes:
Low:
4.25%
|
High:
4.25%
Cost Of Living Index:
82.4
Grocery:
88.3
Housing:
65.2
Utilities:
94.5
Transportation:
89.1
Health Care:
95.0
Miscellaneous:
90.5
Crime
Is Cheboygan, MI a safe place to live?
Cheboygan experiences lower-than-average crime rates, with a violent crime rate of 215 per 100,000 residents and a property crime rate of 1,625 per 100,000. The chance of being a victim of violent crime is about 1 in 465, offering peace of mind to families and newcomers. Residents can expect a generally safe and secure community environment.
Violent Crimes Per 100k:
215
Property Crimes Per 100k:
1,625
Crime Index:
1,840
Chance Of Violent Crime:
1 in 465
Chance Of Property Crime:
1 in 62
Weather
What is the weather like in Cheboygan, MI year-round?
Residents enjoy all four seasons, with mild summers averaging highs of 78°F and cold winters where lows dip to 13°F. Cheboygan receives about 31.5 inches of rainfall annually and sees sunshine around 46% of the year. The climate supports year-round outdoor recreation, from boating in summer to snow activities in winter.
Winter
Min:
13°F
Max:
28°F
Spring
Min:
35°F
Max:
58°F
Summer
Min:
56°F
Max:
78°F
Fall
Min:
38°F
Max:
62°F
Average Rainfall Inches:
31.5 inches
Sunny Days Percentage:
46%
Neighbors
Households in Cheboygan earn a median income of $39,700, with a family median income of $52,100 and a poverty rate of 19.1%. The community is well-educated, with nearly 88% of adults holding at least a high school diploma. Residents enjoy short commute times averaging just over 18 minutes, contributing to a relaxed, small-town lifestyle.
Median Income:
$29,300
Household Income:
$39,700
Family Income:
$52,100
Per Capita Income:
$21,400
Income Male:
$36,800
Income Female:
$28,600
Poverty Rate:
19.1%
Non English Speakers:
3.8%
Rent:
$850
Unemployment Rate:
6.5%
Public Transport Usage:
0.8%
Commute Time:
18.2 minutes
Education
High School or Higher:
87.6%
Bachelors or More:
17.3%
Education
How are the schools in Cheboygan, MI?
Cheboygan offers a range of educational options, including public schools with manageable student-teacher ratios and a local private school. Higher education is accessible through the North Central Michigan College Cheboygan Center, with additional programs available at the main campus in nearby Petoskey. The community values education, with nearly 88% high school graduation rates among adults.
Public Schools
Name:
Cheboygan Area High School
Street:
801 W Lincoln Ave
Phone:
231-627-7126
Students:
570
Student Teacher Ratio:
19.2
Name:
East Elementary School
Street:
440 Garfield Ave
Phone:
231-627-7103
Students:
260
Student Teacher Ratio:
16.8
Private Schools
Name:
St. Mary’s School
Street:
321 E Division St
Phone:
231-627-5608
Students:
95
Colleges
Name:
North Central Michigan College (Cheboygan Center)
City:
Cheboygan
State:
MI
Distance:
0 miles
Students:
300
Name:
North Central Michigan College (Main Campus)
City:
Petoskey
State:
MI
Distance:
31 miles
Students:
2,700
Healthcare
Cheboygan is served by McLaren Northern Michigan – Cheboygan Campus, providing general and emergency medical care to the community. With about 1.8 physicians per 1,000 residents and over 92% health insurance coverage, access to healthcare is strong. The city's healthcare index of 67.1 reflects reliable local medical services.
Major Hospitals
Name:
McLaren Northern Michigan – Cheboygan Campus
Address:
748 S Main St, Cheboygan, MI 49721
Phone:
(231) 627-5601
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.8
Health Insurance Coverage:
92.4%
Health Care Index:
67.1
Housing Market
What is the housing market like in Cheboygan, MI?
The housing market in Cheboygan is highly affordable, with a median home price of $113,000 and average two-bedroom rents at $850. About 61.5% of homes are owner-occupied, and the area has seen a healthy home appreciation rate of 7.2% over the past year. Vacancy and foreclosure rates remain low, indicating a stable market.
Median Home Price:
$113,000
Average Rent For 2 Bedroom:
$850
Owner Occupied Rate:
61.5%
Rental Vacancy Rate:
6.6%
Home Appreciation Rate (1yr):
7.2%
New Construction Rate:
0.7%
Foreclosure Rate:
0.7%
DMV Information
Local vehicle and licensing services are managed by the Michigan Secretary of State office conveniently located on South Main Street in Cheboygan. Residents can access a full range of DMV services, including vehicle registration and driver's licensing. More information is available on the Michigan SOS website.
State:
Michigan
Department:
Michigan Secretary of State
Address:
300 S. Main St, Cheboygan, MI 49721
Phone:
1-888-767-6424
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.