Everything You Should Know Before Moving to Chenango Lake, NY
Thinking of moving to Chenango Lake, NY? With a small population of around 350, this scenic lakeside community offers affordable living, with median home prices at $176,000 and average rents around $950. Crime rates are quite low, and the area features peaceful rural charm, a reasonable 29-minute average commute, and easy access to outdoor recreation. While education and healthcare resources are nearby, residents enjoy a close-knit, quiet lifestyle and beautiful Upstate NY seasons.
Demographics - Chenango Lake, NY
Demographics - Chenango Lake, NY
Chenango Lake is a small, close-knit community of about 350 residents, where the population skews older with a median age of 48.2 years. The area is predominantly White, and the gender balance is nearly even, creating a welcoming and stable environment for newcomers.
Population:
350
Density:
55 per sq mi
Median Age:
48.2
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
4.5%
Ethnic Composition
White:
94.5%
Black:
1.2%
Asian:
0.8%
Others:
3.5%
Cost Of Living
What is the average cost of living in Chenango Lake, NY?
Living in Chenango Lake is highly affordable, with a median home value of $176,000 and average rent at $950, both below national averages. Residents benefit from a cost of living index of 89.1, meaning everyday expenses like groceries and housing are generally lower than many parts of the country.
Median House Value:
$176,000
Gross Rent:
$950
Monthly Electricity Charges:
$120
Auto Insurance:
$1,060
House Owner Cost With Mortgage:
$1,150
House Owner Cost Without Mortgage:
$495
State Taxes:
Low:
4.0%
|
High:
10.9%
Cost Of Living Index:
89.1
Grocery:
98.0
Housing:
72.0
Utilities:
105.0
Transportation:
92.0
Health Care:
102.0
Miscellaneous:
94.0
Crime
Is Chenango Lake, NY a safe place to live?
Chenango Lake offers a peaceful setting with very low crime, as residents face a 1 in 1,315 chance of violent crime and a 1 in 112 chance of property crime annually. This safe atmosphere contributes to the area's family-friendly reputation and rural tranquility.
Violent Crimes Per 100k:
76
Property Crimes Per 100k:
890
Crime Index:
966
Chance Of Violent Crime:
1 in 1,315
Chance Of Property Crime:
1 in 112
Weather
What is the weather like in Chenango Lake, NY year-round?
Residents experience all four seasons, with winters reaching lows of 13°F and summers peaking at 78°F. The area receives about 39.5 inches of rainfall annually and enjoys sunshine nearly half the year, making it ideal for those who appreciate changing weather and outdoor activities.
Winter
Min:
13°F
Max:
32°F
Spring
Min:
34°F
Max:
62°F
Summer
Min:
55°F
Max:
78°F
Fall
Min:
36°F
Max:
62°F
Average Rainfall Inches:
39.5 inches
Sunny Days Percentage:
47%
Neighbors
The community features a median household income of $61,200 and a modest poverty rate of 10.5%. Most adults have a high school diploma, and commutes average just under 29 minutes, making Chenango Lake attractive for those seeking a laid-back yet connected rural lifestyle.
Median Income:
$34,800
Household Income:
$61,200
Family Income:
$72,500
Per Capita Income:
$29,400
Income Male:
$38,700
Income Female:
$32,900
Poverty Rate:
10.5%
Non English Speakers:
4.5%
Rent:
$950
Unemployment Rate:
4.9%
Public Transport Usage:
0.5%
Commute Time:
28.8 minutes
Education
High School or Higher:
91.1%
Bachelors or More:
22.2%
Education
How are the schools in Chenango Lake, NY?
Families in Chenango Lake have access to public schools with low student-teacher ratios, fostering personalized learning environments. Higher education opportunities are nearby, including SUNY Morrisville’s Norwich Campus just 8 miles away, making the area suitable for learners of all ages.
Public Schools
Name:
Oxford Academy Middle School
Street:
12 Fort Hill Park, Oxford, NY 13830
Phone:
607-843-2025
Students:
220
Student Teacher Ratio:
10.8
Name:
Oxford Academy High School
Street:
50 S Washington Ave, Oxford, NY 13830
Phone:
607-843-2025
Students:
280
Student Teacher Ratio:
11.2
Colleges
Name:
SUNY Morrisville - Norwich Campus
City:
Norwich
State:
NY
Distance:
8 miles
Students:
550
Name:
SUNY Oneonta
City:
Oneonta
State:
NY
Distance:
33 miles
Students:
6,600
Healthcare
Quality healthcare is accessible with UHS Chenango Memorial Hospital located nearby, offering general and emergency services. Most residents have health insurance coverage, and there are about 1.5 physicians per 1,000 people, ensuring basic medical needs are met within a short drive.
Major Hospitals
Name:
UHS Chenango Memorial Hospital
Address:
179 N Broad St, Norwich, NY 13815
Phone:
(607) 337-4111
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.5
Health Insurance Coverage:
95.2%
Health Care Index:
68.4
Housing Market
What is the housing market like in Chenango Lake, NY?
The housing market is stable and affordable, with a median home price of $176,000 and a high owner-occupancy rate of 78.5%. Home values have seen modest appreciation, and rental options are available, making it easy for both buyers and renters to find suitable accommodations.
Median Home Price:
$176,000
Average Rent For 2 Bedroom:
$950
Owner Occupied Rate:
78.5%
Rental Vacancy Rate:
7.2%
Home Appreciation Rate (1yr):
3.1%
New Construction Rate:
0.7%
Foreclosure Rate:
0.3%
DMV Information
Residents are served by the New York State Department of Motor Vehicles, with services accessible online or at the main Albany office. The DMV provides vehicle registration, licensing, and other essential services for Chenango Lake residents.
State:
New York
Department:
New York State Department of Motor Vehicles
Address:
1 Steuben Place, Albany, NY 12207
Phone:
1-518-486-9786
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.