North Carolina / Swain County

Moving to Cherokee, NC

Thinking of making a move to Cherokee, NC? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Cherokee, NC

Considering a move to Cherokee, NC? This welcoming community of 2,200 residents offers a blend of suburban charm and convenience, with median home prices around $215,000 and average rents near $980. Commute times average 19 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (54% annually), ideal for families and commuters alike. Explore Cherokee's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Cherokee, NC

Cherokee has a population of 2,200 residents, offering a diverse community with a median age of nearly 34 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 25% White, 3% Black, and 1% Asian residents, and over 11% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
2,200
Density
120 per sq mi
Median Age
33.8
Gender Ratio
96 males per 100 females
Non-English Speakers Percentage
10.5%

Ethnic Composition

White
25.0%
Black
2.5%
Asian
0.8%
Others
71.7%

Cost Of Living

What is the average cost of living in Cherokee, NC?

The cost of living in Cherokee is higher than the national average, with a cost of living index of 90.8. Median home values are around $215,000 and average rents for a two-bedroom apartment are approximately $980. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$215,000
Gross Rent
$980
Monthly Electricity Charges
$145
Auto Insurance
$1,620
House Owner Cost With Mortgage
$1,420
House Owner Cost Without Mortgage
$520
State Taxes
Low: 4.75%| High: 4.75%
Cost Of Living Index
90.8
Grocery
94.0
Housing
79.5
Utilities
101.2
Transportation
92.4
Health Care
96.7
Miscellaneous
90.1

Crime

Is Cherokee, NC a safe place to live?

Cherokee is considered a safe community, with a low violent crime rate of 260 incidents per 100,000 residents and a property crime chance of 1 in 51. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in North Carolina.

Violent Crimes Per 100k
260
Property Crimes Per 100k
1,980
Crime Index
2,240
Chance Of Violent Crime
1 in 385
Chance Of Property Crime
1 in 51

Weather

What is the weather like in Cherokee, NC year-round?

Cherokee experiences four distinct seasons, with warm summers reaching highs of 85°F and cold winters dipping to 27°F. The area receives about 56 inches of rainfall annually and enjoys sunshine on 54% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
27°F
Max
47°F

Summer

Min
63°F
Max
85°F

Spring

Min
43°F
Max
68°F

Fall

Min
45°F
Max
69°F
Average Rainfall Inches
56.0 inches
Sunny Days Percentage
54%

Neighbors

The neighborhood boasts a healthy median household income of $48,500 and a low poverty rate of 19.5%. Over 85% of residents have at least a high school diploma, and nearly 17% hold a bachelor's degree or higher. Commute times average 19 minutes, and almost 4% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$34,000
Household Income
$48,500
Family Income
$58,000
Per Capita Income
$25,500
Income Male
$31,000
Income Female
$26,000
Poverty Rate
19.5%
Non English Speakers
13.0%
Rent
$980
Unemployment Rate
5.1%
Public Transport Usage
3.5%
Commute Time
18.6 minutes

Education

High School or Higher
85.0%
Bachelors or More
16.5%

Education

How are the schools in Cherokee, NC?

Cherokee offers quality education options, with public schools like Cherokee Elementary School and Cherokee Central Middle School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Southwestern Community College and Western Carolina University. The community is committed to educational excellence for all age groups.

Public Schools

Name
Cherokee Elementary School
Street
177 Tsali Blvd
Phone
828-497-5550
Students
520
Student Teacher Ratio
15.1
Name
Cherokee Central Middle School
Street
1767 Tsali Blvd
Phone
828-497-5545
Students
290
Student Teacher Ratio
13.8

Private Schools

Name
Smoky Mountain Christian Academy
Street
2897 Ela Rd
Phone
828-488-1222
Students
85

Colleges

Name
Southwestern Community College
City
Sylva
State
NC
Distance
24 miles
Students
2,500
Name
Western Carolina University
City
Cullowhee
State
NC
Distance
30 miles
Students
12,000

Healthcare

Cherokee residents have access to quality healthcare, with major hospitals like Cherokee Indian Hospital Authority and Harris Regional Hospital nearby. The community benefits from a high physician-to-resident ratio of 1.9 per 1,000 people and 89.5% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Cherokee Indian Hospital Authority
Address
75 Googan Hill Rd, Cherokee, NC 28719
Phone
(828) 497-9163
Type
General & Surgical
Emergency Services
Yes
Name
Harris Regional Hospital
Address
68 Hospital Rd, Sylva, NC 28779
Phone
(828) 586-7000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.9
Health Insurance Coverage
89.5%
Health Care Index
68.4

Housing Market

What is the housing market like in Cherokee, NC?

The local housing market is strong, with a median home price of $215,000 and an owner-occupied rate of nearly 63%. The market has seen a 4.1% appreciation over the past year, and rental vacancy rates remain moderate at 7.8%. Cherokee offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$215,000
Average Rent For 2 Bedroom
$980
Owner Occupied Rate
63.0%
Rental Vacancy Rate
7.8%
Home Appreciation Rate (1yr)
4.1%
New Construction Rate
1.2%
Foreclosure Rate
0.6%

DMV Information

Residents of Cherokee handle vehicle services through the North Carolina Division of Motor Vehicles, conveniently located in Raleigh. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
North Carolina
Department
North Carolina Division of Motor Vehicles
Address
3117 Mail Service Center, Raleigh, NC 27697
Phone
1-919-715-7000

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Cherokee, NC

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Cherokee, review the core fields on this page: population 2,200, median home value $215,000, average rent for 2 bedroom $980, commute time 18.6 minutes, and sunny days percentage 54%.

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