Everything You Should Know Before Moving to Chesterfield, MI
Thinking of moving to Chesterfield, MI? With a welcoming population of about 46,400, Chesterfield offers affordable living, with median home prices around $263,000 and typical rents near $1,280. The city enjoys a low violent crime rate of just 117 per 100K, 52% sunny days each year, and a solid educational foundation with 92.9% high school graduation rates. Residents benefit from reasonable commute times, easy access to healthcare, and a friendly suburban atmosphere perfect for families and newcomers alike.
Demographics - Chesterfield, MI
Demographics - Chesterfield, MI
Chesterfield is home to approximately 46,400 residents, with a median age of 39.2 and a population density that supports a comfortable suburban lifestyle. The community has a predominantly White population at 86.1%, but also includes Black, Asian, and other ethnic groups, making for a welcoming and diverse environment. Around 7.4% of residents speak a language other than English at home, reflecting a modest level of cultural variety.
Population:
46,400
Density:
1,800 per sq mi
Median Age:
39.2
Gender Ratio:
96 males per 100 females
Non-English Speakers Percentage:
7.4%

Ethnic Composition
White:
86.1%
Black:
6.7%
Asian:
1.8%
Others:
5.4%
Cost Of Living
What is the average cost of living in Chesterfield, MI?
Living in Chesterfield is relatively affordable, with a cost of living index just below the national average and median home values around $263,000. Average rent for a two-bedroom apartment is about $1,280, while utility costs and state income tax rates remain moderate. The area offers budget-friendly groceries and healthcare, though transportation costs can be slightly above average.
Median House Value:
$263,000
Gross Rent:
$1,280
Monthly Electricity Charges:
$115
Auto Insurance:
$2,210
House Owner Cost With Mortgage:
$1,670
House Owner Cost Without Mortgage:
$560
State Taxes:
Low:
4.25%
|
High:
4.25%
Cost Of Living Index:
98.7
Grocery:
94.2
Housing:
90.3
Utilities:
98.0
Transportation:
105.5
Health Care:
96.1
Miscellaneous:
97.4
Crime
Is Chesterfield, MI a safe place to live?
Chesterfield maintains a low crime rate, with only 117 violent crimes and 1,054 property crimes per 100,000 residents. The chance of experiencing violent crime is just 1 in 855, making it a safe choice for families and individuals alike. The overall crime index reflects a community where safety is a clear priority.
Violent Crimes Per 100k:
117
Property Crimes Per 100k:
1,054
Crime Index:
1,171
Chance Of Violent Crime:
1 in 855
Chance Of Property Crime:
1 in 95
Weather
What is the weather like in Chesterfield, MI year-round?
Residents in Chesterfield enjoy four distinct seasons, with warm summers reaching highs of 83°F and winters averaging lows around 20°F. The area receives about 32.7 inches of rainfall annually and sees sunshine on 52% of days, offering plenty of opportunities for year-round outdoor activities. The climate is ideal for those who appreciate seasonal variety.

Winter
Min:
20°F
Max:
34°F

Spring
Min:
39°F
Max:
62°F

Summer
Min:
63°F
Max:
83°F

Fall
Min:
44°F
Max:
65°F
Average Rainfall Inches:
32.7 inches
Sunny Days Percentage:
52%
Neighbors
Chesterfield's neighborhoods are marked by a median household income of $85,400 and a low poverty rate of 6.7%, fostering a stable and prosperous community. Most residents are well-educated, with nearly 93% holding at least a high school diploma, and unemployment is below 4%. Commute times average around 28 minutes, reflecting the area's balance between suburban comfort and accessibility.
Median Income:
$39,600
Household Income:
$85,400
Family Income:
$97,400
Per Capita Income:
$36,100
Income Male:
$48,000
Income Female:
$39,500
Poverty Rate:
6.7%
Non English Speakers:
7.4%
Rent:
$1,280
Unemployment Rate:
3.9%
Public Transport Usage:
0.8%
Commute Time:
28.3 minutes

Education
High School or Higher:
92.9%
Bachelors or More:
23.5%
Education
How are the schools in Chesterfield, MI?
Chesterfield offers a solid educational foundation with reputable public schools like L'Anse Creuse High School - North and Anchor Bay Middle School North, as well as private options such as St. Mary Catholic School. The area benefits from high graduation rates and easy access to higher education, with colleges like Macomb Community College just a short drive away. Families can expect a supportive and well-rounded academic environment.

Public Schools
Name:
L'Anse Creuse High School - North
Street:
23700 21 Mile Rd
Phone:
586-493-5270
Students:
1,100
Student Teacher Ratio:
21.4
Name:
Anchor Bay Middle School North
Street:
52805 Ashley St
Phone:
586-725-7576
Students:
800
Student Teacher Ratio:
19.7

Private Schools
Name:
St. Mary Catholic School
Street:
423 Saint Clair St
Phone:
586-725-1234
Students:
320

Colleges
Name:
Macomb Community College
City:
Warren
State:
MI
Distance:
13 miles
Students:
16,700
Name:
Baker College of Clinton Township
City:
Clinton Township
State:
MI
Distance:
11 miles
Students:
2,700
Healthcare
Chesterfield residents have convenient access to quality healthcare, including local facilities like Ascension St. John Hospital Health Center and nearby Beaumont Hospital. With 2.1 physicians per 1,000 people and nearly 95% of residents insured, the community is well-supported for medical needs. The healthcare index indicates solid service availability and reliable emergency care.

Major Hospitals
Name:
Ascension St. John Hospital Health Center - Chesterfield
Address:
49300 Gratiot Ave, Chesterfield, MI 48051
Phone:
(586) 598-5000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Beaumont Hospital, Macomb
Address:
11800 E 12 Mile Rd, Warren, MI 48093
Phone:
(586) 573-5000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.1
Health Insurance Coverage:
94.5%
Health Care Index:
77.0
Housing Market
What is the housing market like in Chesterfield, MI?
The Chesterfield housing market is accessible, with a median home price of $263,000 and average rent for a two-bedroom apartment at $1,280. Homeownership is high at 84%, and vacancy rates remain low, reflecting strong demand and a stable market. Home values have appreciated by 4.1% over the past year, offering potential for investment growth.
Median Home Price:
$263,000
Average Rent For 2 Bedroom:
$1,280
Owner Occupied Rate:
84.0%
Rental Vacancy Rate:
4.5%
Home Appreciation Rate (1yr):
4.1%
New Construction Rate:
1.3%
Foreclosure Rate:
0.4%
DMV Information
Chesterfield residents can easily access DMV services through the Michigan Secretary of State office located on Gratiot Ave. This local branch provides essential vehicle registration, licensing, and ID services for the community. For more information, residents can visit the Michigan Secretary of State website or call the provided helpline.
State:
Michigan
Department:
Michigan Secretary of State
Address:
51305 Gratiot Ave, Chesterfield, MI 48051
Phone:
1-888-767-6424
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.