Everything You Should Know Before Moving to Chesterfield, VA
Considering a move to Chesterfield, VA? With a population of around 370,000, Chesterfield offers affordable living with a median home price of $348,000 and average rents near $1,470. Residents enjoy a low violent crime rate of 135 per 100K, average commutes of 27 minutes, and access to quality schools and healthcare. The area boasts mild winters, warm summers, and over 60% sunny days—making it a great choice for families seeking good schools, safety, and a balanced lifestyle.
Demographics - Chesterfield, VA
Demographics - Chesterfield, VA
Chesterfield is home to approximately 370,000 residents, featuring a diverse community with a median age of 39.7 and a balanced gender ratio. The area is predominantly White (61.5%) with significant Black and other minority populations, and around 11% of residents speak a language other than English at home, offering a culturally rich environment.
Population:
370,000
Density:
850 per sq mi
Median Age:
39.7
Gender Ratio:
95 males per 100 females
Non-English Speakers Percentage:
11.2%

Ethnic Composition
White:
61.5%
Black:
22.7%
Asian:
3.4%
Others:
12.4%
Cost Of Living
What is the average cost of living in Chesterfield, VA?
Chesterfield’s cost of living is close to the national average, with a median home value of $348,000 and typical rents around $1,470 for a two-bedroom. Utilities and groceries are affordably priced, while state income tax ranges from 2% to 5.75%, making it a practical choice for families and professionals alike.
Median House Value:
$348,000
Gross Rent:
$1,470
Monthly Electricity Charges:
$130
Auto Insurance:
$1,420
House Owner Cost With Mortgage:
$1,950
House Owner Cost Without Mortgage:
$570
State Taxes:
Low:
2.0%
|
High:
5.75%
Cost Of Living Index:
101.5
Grocery:
97.8
Housing:
103.2
Utilities:
109.6
Transportation:
99.4
Health Care:
97.5
Miscellaneous:
98.2
Crime
Is Chesterfield, VA a safe place to live?
Chesterfield boasts a lower-than-average violent crime rate of 135 incidents per 100,000 residents, and property crime remains moderate with a 1 in 93 chance annually. Residents generally experience a sense of safety, contributing to the area’s family-friendly reputation.
Violent Crimes Per 100k:
135
Property Crimes Per 100k:
1,080
Crime Index:
1,215
Chance Of Violent Crime:
1 in 740
Chance Of Property Crime:
1 in 93
Weather
What is the weather like in Chesterfield, VA year-round?
The city enjoys a mild climate with winter lows around 28°F and summer highs near 89°F, along with 62% sunny days each year. Annual rainfall averages just over 44 inches, providing a comfortable balance for outdoor activities throughout all four seasons.

Winter
Min:
28°F
Max:
48°F

Spring
Min:
47°F
Max:
72°F

Summer
Min:
67°F
Max:
89°F

Fall
Min:
50°F
Max:
73°F
Average Rainfall Inches:
44.2 inches
Sunny Days Percentage:
62%
Neighbors
Chesterfield neighborhoods are largely middle-class, with a median household income of $88,100 and a low poverty rate of 7.5%. Most adults have completed high school and over a third hold bachelor’s degrees, reflecting a well-educated, stable community.
Median Income:
$43,500
Household Income:
$88,100
Family Income:
$96,800
Per Capita Income:
$41,200
Income Male:
$50,300
Income Female:
$44,600
Poverty Rate:
7.5%
Non English Speakers:
11.2%
Rent:
$1,470
Unemployment Rate:
3.2%
Public Transport Usage:
1.1%
Commute Time:
27.3 minutes

Education
High School or Higher:
92.3%
Bachelors or More:
38.1%
Education
How are the schools in Chesterfield, VA?
Families in Chesterfield have access to quality public and private schooling, including large high schools and middle schools with favorable student-teacher ratios. Higher education opportunities are also close by, with John Tyler Community College just 5 miles away and Virginia State University within a 20-mile drive.

Public Schools
Name:
Cosby High School
Street:
14300 Fox Club Pkwy
Phone:
804-639-8340
Students:
2,100
Student Teacher Ratio:
17.5
Name:
Matoaca Middle School
Street:
6001 Hickory Rd
Phone:
804-590-3130
Students:
1,250
Student Teacher Ratio:
16.1

Private Schools
Name:
Richmond Christian School
Street:
6511 Belmont Rd
Phone:
804-276-3193
Students:
400

Colleges
Name:
John Tyler Community College
City:
Chester
State:
VA
Distance:
5 miles
Students:
10,500
Name:
Virginia State University
City:
Petersburg
State:
VA
Distance:
20 miles
Students:
4,400
Healthcare
Residents benefit from strong healthcare access, including major hospitals like Chippenham and Johnston-Willis nearby, and a physician-to-population ratio of 2.5 per 1,000. With over 92% of locals insured, Chesterfield offers reliable medical care and emergency services.

Major Hospitals
Name:
Chippenham Hospital
Address:
7101 Jahnke Rd, Richmond, VA 23225
Phone:
(804) 483-0000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Johnston-Willis Hospital
Address:
1401 Johnston Willis Dr, Richmond, VA 23235
Phone:
(804) 330-2000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.5
Health Insurance Coverage:
92.7%
Health Care Index:
76.2
Housing Market
What is the housing market like in Chesterfield, VA?
The housing market in Chesterfield is stable, with a median home price of $348,000 and a 76% owner-occupancy rate. Home values are appreciating at 4.5% annually, and rental options remain available with a vacancy rate just above 4%.
Median Home Price:
$348,000
Average Rent For 2 Bedroom:
$1,470
Owner Occupied Rate:
76.1%
Rental Vacancy Rate:
4.1%
Home Appreciation Rate (1yr):
4.5%
New Construction Rate:
2.6%
Foreclosure Rate:
0.3%
DMV Information
Chesterfield residents are served by the Virginia Department of Motor Vehicles, conveniently located in nearby Richmond. The DMV provides a full range of vehicle and licensing services both online and in person for local drivers.
State:
Virginia
Department:
Virginia Department of Motor Vehicles
Address:
2300 W Broad St, Richmond, VA 23220
Phone:
1-804-497-7100
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.