Florida / Washington County

Moving to Chipley, FL

Thinking of making a move to Chipley, FL? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Chipley, FL

Considering a move to Chipley, FL? This welcoming community of 3,633 residents offers a blend of suburban charm and convenience, with median home prices around $132,000 and average rents near $825. Commute times average 20 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (68% annually), ideal for families and commuters alike. Explore Chipley's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Chipley, FL

Chipley has a population of 3,633 residents, offering a diverse community with a median age of nearly 37 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 68% White, 24% Black, and % Asian residents, and over 6% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
3,633
Density
955 per sq mi
Median Age
37.1
Gender Ratio
89 males per 100 females
Non-English Speakers Percentage
6.2%

Ethnic Composition

White
67.5%
Black
24.0%
Others
4.0%

Cost Of Living

What is the average cost of living in Chipley, FL?

The cost of living in Chipley is higher than the national average, with a cost of living index of 83.2. Median home values are around $132,000 and average rents for a two-bedroom apartment are approximately $825. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$132,000
Gross Rent
$825
Monthly Electricity Charges
$140
Auto Insurance
$2,080
House Owner Cost With Mortgage
$1,040
House Owner Cost Without Mortgage
$350
State Taxes
Low: 0%| High: 5.5%
Cost Of Living Index
83.2
Grocery
95.1
Housing
54.0
Utilities
103.5
Transportation
94.2
Health Care
98.0
Miscellaneous
90.3

Crime

Is Chipley, FL a safe place to live?

Chipley is considered a safe community, with a low violent crime rate of 377 incidents per 100,000 residents and a property crime chance of 1 in 47. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Florida.

Violent Crimes Per 100k
377
Property Crimes Per 100k
2,142
Crime Index
2,519
Chance Of Violent Crime
1 in 265
Chance Of Property Crime
1 in 47

Weather

What is the weather like in Chipley, FL year-round?

Chipley experiences four distinct seasons, with warm summers reaching highs of 92°F and cold winters dipping to 41°F. The area receives about 62 inches of rainfall annually and enjoys sunshine on 68% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
41°F
Max
63°F

Summer

Min
72°F
Max
92°F

Spring

Min
53°F
Max
79°F

Fall

Min
54°F
Max
80°F
Average Rainfall Inches
62 inches
Sunny Days Percentage
68%

Neighbors

The neighborhood boasts a healthy median household income of $41,700 and a low poverty rate of 21.4%. Over 81% of residents have at least a high school diploma, and nearly 11% hold a bachelor's degree or higher. Commute times average 20 minutes, and almost 0% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$25,500
Household Income
$41,700
Family Income
$51,300
Per Capita Income
$17,800
Income Male
$31,200
Income Female
$25,100
Poverty Rate
21.4%
Non English Speakers
6.2%
Rent
$825
Unemployment Rate
4.6%
Public Transport Usage
0.2%
Commute Time
20.3 minutes

Education

High School or Higher
81.3%
Bachelors or More
11.2%

Education

How are the schools in Chipley, FL?

Chipley offers quality education options, with public schools like Kate M. Smith Elementary School, Roulhac Middle School, and Chipley High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Florida Panhandle Technical College and Chipola College. The community is committed to educational excellence for all age groups.

Public Schools

Name
Kate M. Smith Elementary School
Street
1447 South Blvd
Phone
850-638-6220
Students
900
Student Teacher Ratio
14.5
Name
Roulhac Middle School
Street
1535 Brickyard Rd
Phone
850-638-6170
Students
600
Student Teacher Ratio
15.8
Name
Chipley High School
Street
1545 Brickyard Rd
Phone
850-638-6100
Students
560
Student Teacher Ratio
17.2

Private Schools

Name
Vernon Christian School
Street
2665 Roche Ave, Vernon, FL
Phone
850-535-2600
Students
120

Colleges

Name
Florida Panhandle Technical College
City
Chipley
State
FL
Distance
0 miles
Students
500
Name
Chipola College
City
Marianna
State
FL
Distance
28 miles
Students
2,100

Healthcare

Chipley residents have access to quality healthcare, with major hospitals like Northwest Florida Community Hospital nearby. The community benefits from a high physician-to-resident ratio of 1.6 per 1,000 people and 86.5% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Northwest Florida Community Hospital
Address
1360 Brickyard Rd, Chipley, FL 32428
Phone
(850) 638-1610
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.6
Health Insurance Coverage
86.5%
Health Care Index
66.4

Housing Market

What is the housing market like in Chipley, FL?

The local housing market is strong, with a median home price of $132,000 and an owner-occupied rate of nearly 57%. The market has seen a 7.2% appreciation over the past year, and rental vacancy rates remain moderate at 8.7%. Chipley offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$132,000
Average Rent For 2 Bedroom
$825
Owner Occupied Rate
56.8%
Rental Vacancy Rate
8.7%
Home Appreciation Rate (1yr)
7.2%
New Construction Rate
1.4%
Foreclosure Rate
0.9%

DMV Information

Residents of Chipley handle vehicle services through the Florida Department of Highway Safety and Motor Vehicles, conveniently located in Chipley. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Florida
Department
Florida Department of Highway Safety and Motor Vehicles
Address
680 2nd St, Chipley, FL 32428
Phone
850-638-6280

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Chipley, FL

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Chipley, review the core fields on this page: population 3,633, median home value $132,000, average rent for 2 bedroom $825, commute time 20.3 minutes, and sunny days percentage 68%.

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