Florida / Washington County

Moving to Chipley, FL

Thinking of making a move to Chipley, FL? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Chipley, FL

Considering a move to Chipley, FL? This welcoming community of 3,700 residents offers a blend of suburban charm and convenience, with median home prices around $165,000 and average rents near $1,050. Commute times average 27 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (66% annually), ideal for families and commuters alike. Explore Chipley's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Chipley, FL

Chipley has a population of 3,700 residents, offering a diverse community with a median age of nearly 40 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 71% White, 20% Black, and 1% Asian residents, and over 6% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
3,700
Density
550 per sq mi
Median Age
39.8
Gender Ratio
92 males per 100 females
Non-English Speakers Percentage
5.6%

Ethnic Composition

White
70.5%
Black
19.5%
Asian
0.8%
Others
9.2%

Cost Of Living

What is the average cost of living in Chipley, FL?

The cost of living in Chipley is higher than the national average, with a cost of living index of 86.5. Median home values are around $165,000 and average rents for a two-bedroom apartment are approximately $1,050. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$165,000
Gross Rent
$1,050
Monthly Electricity Charges
$150
Auto Insurance
$2,450
House Owner Cost With Mortgage
$1,220
House Owner Cost Without Mortgage
$420
State Taxes
Low: 0.0%| High: 0.0%
Cost Of Living Index
86.5
Grocery
95.8
Housing
72.4
Utilities
103.6
Transportation
96.7
Health Care
97.8
Miscellaneous
92.1

Crime

Is Chipley, FL a safe place to live?

Chipley is considered a safe community, with a low violent crime rate of 310 incidents per 100,000 residents and a property crime chance of 1 in 56. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Florida.

Violent Crimes Per 100k
310
Property Crimes Per 100k
1,780
Crime Index
2,090
Chance Of Violent Crime
1 in 323
Chance Of Property Crime
1 in 56

Weather

What is the weather like in Chipley, FL year-round?

Chipley experiences four distinct seasons, with warm summers reaching highs of 91°F and cold winters dipping to 44°F. The area receives about 62 inches of rainfall annually and enjoys sunshine on 66% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
44°F
Max
66°F

Summer

Min
74°F
Max
91°F

Spring

Min
58°F
Max
82°F

Fall

Min
57°F
Max
80°F
Average Rainfall Inches
61.5 inches
Sunny Days Percentage
66%

Neighbors

The neighborhood boasts a healthy median household income of $52,000 and a low poverty rate of 21.8%. Over 84% of residents have at least a high school diploma, and nearly 16% hold a bachelor's degree or higher. Commute times average 27 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$34,500
Household Income
$52,000
Family Income
$61,500
Per Capita Income
$22,800
Income Male
$38,000
Income Female
$31,500
Poverty Rate
21.8%
Non English Speakers
7.4%
Rent
$1,050
Unemployment Rate
4.9%
Public Transport Usage
0.8%
Commute Time
26.8 minutes

Education

High School or Higher
83.6%
Bachelors or More
15.9%

Education

How are the schools in Chipley, FL?

Chipley offers quality education options, with public schools like Roulhac Middle School, Kate M. Smith Elementary School, and Chipley High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Gulf Coast State College - Walnut Hill / North Bay area services and Chipola College. The community is committed to educational excellence for all age groups.

Public Schools

Name
Roulhac Middle School
Street
203 Brickyard Rd
Phone
850-638-6221
Students
520
Student Teacher Ratio
16.1
Name
Kate M. Smith Elementary School
Street
650 5th St
Phone
850-638-6101
Students
430
Student Teacher Ratio
15.7
Name
Chipley High School
Street
1545 Brickyard Rd
Phone
850-638-6106
Students
610
Student Teacher Ratio
18.3

Private Schools

Name
Faith Christian Academy
Street
3735 Douglas Ferry Rd
Phone
850-638-4500
Students
120

Colleges

Name
Gulf Coast State College - Walnut Hill / North Bay area services
City
Panama City
State
FL
Distance
43 miles
Students
7,000
Name
Chipola College
City
Marianna
State
FL
Distance
34 miles
Students
2,400

Healthcare

Chipley residents have access to quality healthcare, with major hospitals like Northwest Florida Community Hospital and North Walton Doctors Hospital nearby. The community benefits from a high physician-to-resident ratio of 1.4 per 1,000 people and 84.5% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Northwest Florida Community Hospital
Address
1360 Brickyard Rd, Chipley, FL 32428
Phone
(850) 638-1610
Type
General & Surgical
Emergency Services
Yes
Name
North Walton Doctors Hospital
Address
1397 Hospital Dr, DeFuniak Springs, FL 32435
Phone
(850) 892-0138
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.4
Health Insurance Coverage
84.5%
Health Care Index
61.8

Housing Market

What is the housing market like in Chipley, FL?

The local housing market is strong, with a median home price of $165,000 and an owner-occupied rate of nearly 67%. The market has seen a 4.2% appreciation over the past year, and rental vacancy rates remain moderate at 7.1%. Chipley offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$165,000
Average Rent For 2 Bedroom
$1,050
Owner Occupied Rate
66.8%
Rental Vacancy Rate
7.1%
Home Appreciation Rate (1yr)
4.2%
New Construction Rate
1.1%
Foreclosure Rate
0.8%

DMV Information

Residents of Chipley handle vehicle services through the Florida Highway Safety and Motor Vehicles, conveniently located in Tallahassee. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Florida
Department
Florida Highway Safety and Motor Vehicles
Address
2900 Apalachee Parkway, Tallahassee, FL 32399
Phone
1-850-617-2000

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Chipley, FL

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Chipley, review the core fields on this page: population 3,700, median home value $165,000, average rent for 2 bedroom $1,050, commute time 26.8 minutes, and sunny days percentage 66%.

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