Everything You Should Know Before Moving to Chippewa Bay, NY
Considering a move to Chippewa Bay, NY? This scenic hamlet along the St. Lawrence River is home to about 250 people, offering a peaceful rural lifestyle with median home prices around $179,000 and average rents of $900. Crime rates are impressively low, the average commute is just 24.5 minutes, and local schools and healthcare facilities serve this tight-knit community well. If you value tranquility, affordability, and natural beauty—with classic upstate New York seasons—Chippewa Bay may be your perfect next home.
Demographics - Chippewa Bay, NY
Demographics - Chippewa Bay, NY
Chippewa Bay is a small, close-knit community of about 250 residents, known for its predominantly older population with a median age of 54.2 years. The area is largely White, with a slight male majority and a low percentage of non-English speakers, making it a tranquil and homogenous rural setting.
Population:
250
Density:
30 per sq mi
Median Age:
54.2
Gender Ratio:
104 males per 100 females
Non-English Speakers Percentage:
3.5%

Ethnic Composition
White:
95.5%
Black:
1.2%
Asian:
0.5%
Others:
2.8%
Cost Of Living
What is the average cost of living in Chippewa Bay, NY?
Chippewa Bay offers a cost of living below the national average, with a median home value of $179,000 and average rent at $900 per month. Essentials like groceries and utilities are affordable, making this an attractive location for those seeking value in upstate New York.
Median House Value:
$179,000
Gross Rent:
$900
Monthly Electricity Charges:
$110
Auto Insurance:
$1,250
House Owner Cost With Mortgage:
$1,200
House Owner Cost Without Mortgage:
$410
State Taxes:
Low:
4%
|
High:
8.82%
Cost Of Living Index:
92.5
Grocery:
97.0
Housing:
70.0
Utilities:
102.0
Transportation:
96.0
Health Care:
101.0
Miscellaneous:
97.5
Crime
Is Chippewa Bay, NY a safe place to live?
The hamlet boasts very low crime rates, with just 67 violent crimes and 370 property crimes per 100,000 people, giving residents a strong sense of safety. Living here, you have a 1 in 1,500 chance of being affected by violent crime.
Violent Crimes Per 100k:
67
Property Crimes Per 100k:
370
Crime Index:
437
Chance Of Violent Crime:
1 in 1,500
Chance Of Property Crime:
1 in 270
Weather
What is the weather like in Chippewa Bay, NY year-round?
Chippewa Bay experiences classic upstate New York seasons, with cold, snowy winters dipping to 10°F, mild summers reaching up to 80°F, and an annual rainfall of 35 inches. About 49% of days are sunny, offering a pleasant mix of weather year-round.

Winter
Min:
10°F
Max:
30°F

Spring
Min:
35°F
Max:
60°F

Summer
Min:
55°F
Max:
80°F

Fall
Min:
35°F
Max:
62°F
Average Rainfall Inches:
35 inches
Sunny Days Percentage:
49%
Neighbors
Residents of Chippewa Bay enjoy a median household income of $52,000 and a family income of $60,000, with a poverty rate of 12.5%. Most neighbors are well-educated, with over 92% holding a high school diploma, and commute times average around 24.5 minutes.
Median Income:
$31,000
Household Income:
$52,000
Family Income:
$60,000
Per Capita Income:
$27,000
Income Male:
$34,000
Income Female:
$27,000
Poverty Rate:
12.5%
Non English Speakers:
3.5%
Rent:
$900
Unemployment Rate:
5.8%
Public Transport Usage:
0.5%
Commute Time:
24.5 minutes

Education
High School or Higher:
92.0%
Bachelors or More:
22.0%
Education
How are the schools in Chippewa Bay, NY?
Chippewa Bay is served by Alexandria Central School, known for its low student-teacher ratio of 10.5, supporting a personalized learning environment. Higher education opportunities are available nearby at Jefferson Community College in Watertown, just 38 miles away.

Public Schools
Name:
Alexandria Central School
Street:
34 Bolton Ave
Phone:
315-482-9971
Students:
500
Student Teacher Ratio:
10.5

Colleges
Name:
Jefferson Community College
City:
Watertown
State:
NY
Distance:
38 miles
Students:
3,700
Healthcare
Healthcare access is robust for a rural community, with the nearby River Hospital in Alexandria Bay offering emergency and surgical services. Most residents are covered by health insurance, and there are approximately 1.5 physicians per 1,000 people.

Major Hospitals
Name:
River Hospital
Address:
4 Fuller Street, Alexandria Bay, NY 13607
Phone:
(315) 482-2511
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.5
Health Insurance Coverage:
91.3%
Health Care Index:
78.2
Housing Market
What is the housing market like in Chippewa Bay, NY?
The housing market in Chippewa Bay is stable and affordable, with a median home price of $179,000 and owner occupancy at 75%. Average rent for a two-bedroom is $900, and home appreciation has seen modest growth at 2.1% over the past year.
Median Home Price:
$179,000
Average Rent For 2 Bedroom:
$900
Owner Occupied Rate:
75.0%
Rental Vacancy Rate:
8.2%
Home Appreciation Rate (1yr):
2.1%
New Construction Rate:
0.4%
Foreclosure Rate:
0.8%
DMV Information
Residents handle vehicle registration and licensing through the New York State Department of Motor Vehicles, with services accessible online or at the regional office in Utica. The DMV provides comprehensive support for all standard motor vehicle needs.
State:
New York
Department:
New York State Department of Motor Vehicles
Address:
207 Genesee St, Utica, NY 13501
Phone:
1-518-486-9786
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.