Everything You Should Know Before Moving to Chisago City, MN
Considering a move to Chisago City, MN? With a friendly population of 5,560, affordable housing (median home price is $320,000), and a cost of living close to the national average, Chisago City is a peaceful lakeside community with a small-town vibe. Residents enjoy low crime rates, average commute times of just under 30 minutes, and access to well-rated schools. The area features four distinct seasons, plenty of sunny days, and easy access to healthcare, making it an ideal spot for families or anyone seeking a relaxed Minnesota lifestyle.
Demographics - Chisago City, MN
Demographics - Chisago City, MN
Chisago City is home to about 5,560 residents, with a median age of 43.2, reflecting its appeal to both families and retirees. The community is predominantly White, and the area’s moderate population density creates a relaxed, small-town feel with a balanced gender ratio.
Population:
5,560
Density:
630 per sq mi
Median Age:
43.2
Gender Ratio:
99 males per 100 females
Non-English Speakers Percentage:
4.8%

Ethnic Composition
White:
95.6%
Black:
0.5%
Asian:
0.6%
Others:
3.3%
Cost Of Living
What is the average cost of living in Chisago City, MN?
The cost of living in Chisago City aligns closely with the national average, with a median home value of $320,000 and average rent around $1,280. Residents benefit from reasonable utility costs and state tax rates, making it affordable for both homeowners and renters.
Median House Value:
$320,000
Gross Rent:
$1,280
Monthly Electricity Charges:
$120
Auto Insurance:
$1,170
House Owner Cost With Mortgage:
$1,950
House Owner Cost Without Mortgage:
$700
State Taxes:
Low:
5.35%
|
High:
9.85%
Cost Of Living Index:
102.1
Grocery:
99.4
Housing:
105.2
Utilities:
104.8
Transportation:
101.5
Health Care:
105.0
Miscellaneous:
97.8
Crime
Is Chisago City, MN a safe place to live?
Chisago City offers a safe environment, with a violent crime rate of just 88 incidents per 100,000 and a low property crime rate. The chance of experiencing violent crime is about 1 in 1,140, providing peace of mind for families and individuals alike.
Violent Crimes Per 100k:
88
Property Crimes Per 100k:
1,150
Crime Index:
1,238
Chance Of Violent Crime:
1 in 1,140
Chance Of Property Crime:
1 in 87
Weather
What is the weather like in Chisago City, MN year-round?
Residents experience all four seasons, with cold winters reaching lows of 5°F and warm summers up to 82°F. The city averages nearly 31 inches of rainfall annually and enjoys about 58% sunny days, making for a varied and pleasant climate throughout the year.

Winter
Min:
5°F
Max:
25°F

Spring
Min:
32°F
Max:
62°F

Summer
Min:
58°F
Max:
82°F

Fall
Min:
36°F
Max:
64°F
Average Rainfall Inches:
30.8 inches
Sunny Days Percentage:
58%
Neighbors
Chisago City’s households typically earn around $82,700 annually, with a low poverty rate of 5.9% and an unemployment rate of 3.5%. Most residents commute about 29 minutes to work, and high school completion rates are strong, contributing to a stable and thriving local community.
Median Income:
$43,900
Household Income:
$82,700
Family Income:
$97,200
Per Capita Income:
$38,300
Income Male:
$51,000
Income Female:
$39,000
Poverty Rate:
5.9%
Non English Speakers:
4.8%
Rent:
$1,280
Unemployment Rate:
3.5%
Public Transport Usage:
0.6%
Commute Time:
29.4 minutes

Education
High School or Higher:
94.2%
Bachelors or More:
28.9%
Education
How are the schools in Chisago City, MN?
Families in Chisago City have access to well-rated public schools such as Chisago Lakes High School and Chisago Lakes Primary School, as well as private and parochial options. Higher education is nearby, with Century College just 18 miles away, supporting lifelong learning and career advancement.

Public Schools
Name:
Chisago Lakes High School
Street:
29400 Olinda Trail, Lindstrom, MN 55045
Phone:
651-213-2500
Students:
1,100
Student Teacher Ratio:
17:1
Name:
Chisago Lakes Primary School
Street:
11009 Lake Blvd, Chisago City, MN 55013
Phone:
651-213-2200
Students:
600
Student Teacher Ratio:
16:1

Private Schools
Name:
St. Bridget Catholic School
Street:
13060 Lake Blvd, Lindstrom, MN 55045
Phone:
651-257-2474
Students:
120

Colleges
Name:
Century College
City:
White Bear Lake
State:
MN
Distance:
18 miles
Students:
10,000
Healthcare
The city offers convenient access to healthcare, including the nearby Fairview Lakes Medical Center and a high insurance coverage rate of 94.8%. With 2.1 physicians per 1,000 residents, locals benefit from quality medical care and emergency services close to home.

Major Hospitals
Name:
Fairview Lakes Medical Center
Address:
5200 Fairview Blvd, Wyoming, MN 55092
Phone:
(651) 982-7000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.1
Health Insurance Coverage:
94.8%
Health Care Index:
77.2
Housing Market
What is the housing market like in Chisago City, MN?
Chisago City’s housing market features a median home price of $320,000, with most residents owning their homes and a steady home appreciation rate of 7.4% over the past year. Rental options are available, and vacancy rates remain low, making the area attractive for both buyers and renters.
Median Home Price:
$320,000
Average Rent For 2 Bedroom:
$1,280
Owner Occupied Rate:
77.4%
Rental Vacancy Rate:
4.2%
Home Appreciation Rate (1yr):
7.4%
New Construction Rate:
1.6%
Foreclosure Rate:
0.3%
DMV Information
Residents complete vehicle and driver services through the Minnesota Department of Public Safety in St. Paul, with convenient online resources and phone support. The DMV provides comprehensive services for licensing, registration, and other motor vehicle needs.
State:
Minnesota
Department:
Minnesota Department of Public Safety – Driver and Vehicle Services
Address:
445 Minnesota St, Suite 190, St Paul, MN 55101
Phone:
651-297-2126
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.