Everything You Should Know Before Moving to Chisago Lake, MN
Considering a move to Chisago Lake, MN? With a friendly population of about 5,700 and a median home price of $335,000, this lakeside community offers affordable living, low crime rates, and a relaxed pace. Residents enjoy short commute times (31 minutes), strong local schools, and access to outdoor recreation, all in a scenic Minnesota setting with four true seasons and 56% sunny days. Check out housing, education, and cost details below to see if Chisago Lake is right for you!
Demographics - Chisago Lake, MN
Demographics - Chisago Lake, MN
Chisago Lake is home to about 5,700 residents, with a median age of just over 41, reflecting a balanced, family-friendly community. The city has a predominantly White population, and a low percentage of non-English speakers, creating a close-knit, welcoming environment.
Population:
5,700
Density:
260 per sq mi
Median Age:
41.2
Gender Ratio:
101 males per 100 females
Non-English Speakers Percentage:
3.1%
Ethnic Composition
White:
97.2%
Black:
0.4%
Asian:
0.6%
Others:
1.8%
Cost Of Living
What is the average cost of living in Chisago Lake, MN?
Living in Chisago Lake is affordable, with a median home value around $335,000 and average rent at $1,350 per month. The cost of living index is just above the national average, thanks to moderate housing and utility costs, making it accessible for families and professionals alike.
Median House Value:
$335,000
Gross Rent:
$1,350
Monthly Electricity Charges:
$135
Auto Insurance:
$1,210
House Owner Cost With Mortgage:
$1,600
House Owner Cost Without Mortgage:
$650
State Taxes:
Low:
5.35%
|
High:
9.85%
Cost Of Living Index:
101.5
Grocery:
98.7
Housing:
96.5
Utilities:
104.2
Transportation:
103.1
Health Care:
103.5
Miscellaneous:
99.0
Crime
Is Chisago Lake, MN a safe place to live?
Chisago Lake boasts a low crime rate, with violent crime significantly below national averages and property crime relatively rare. Residents enjoy a strong sense of safety, with the chance of experiencing a violent crime being just 1 in 1,087.
Violent Crimes Per 100k:
92
Property Crimes Per 100k:
1,050
Crime Index:
1,142
Chance Of Violent Crime:
1 in 1,087
Chance Of Property Crime:
1 in 95
Weather
What is the weather like in Chisago Lake, MN year-round?
Residents experience four true seasons, including cold winters with lows around 5°F and warm summers reaching up to 83°F. The area enjoys about 56% sunny days annually and receives nearly 30 inches of rainfall, perfect for those who appreciate seasonal variety.
Winter
Min:
5°F
Max:
25°F
Spring
Min:
32°F
Max:
61°F
Summer
Min:
57°F
Max:
83°F
Fall
Min:
37°F
Max:
62°F
Average Rainfall Inches:
29.5 inches
Sunny Days Percentage:
56%
Neighbors
Chisago Lake neighbors enjoy a comfortable lifestyle, with a median household income of $87,900 and a low poverty rate of 5.7%. The community is well-educated, with over 96% of adults holding a high school diploma or higher, and commute times averaging just over 31 minutes.
Median Income:
$47,500
Household Income:
$87,900
Family Income:
$99,800
Per Capita Income:
$37,000
Income Male:
$52,000
Income Female:
$42,000
Poverty Rate:
5.7%
Non English Speakers:
3.1%
Rent:
$1,350
Unemployment Rate:
3.2%
Public Transport Usage:
0.6%
Commute Time:
31.2 minutes
Education
High School or Higher:
96.2%
Bachelors or More:
27.8%
Education
How are the schools in Chisago Lake, MN?
Families in Chisago Lake benefit from reputable public schools, including Chisago Lakes High School and Middle School, as well as access to private and nearby college options like Century College. Schools in the area offer supportive student-teacher ratios and a strong educational foundation.
Public Schools
Name:
Chisago Lakes High School
Street:
29400 Olinda Trail, Lindstrom, MN 55045
Phone:
651-213-2500
Students:
1,050
Student Teacher Ratio:
18.4
Name:
Chisago Lakes Middle School
Street:
13750 Lake Blvd, Lindstrom, MN 55045
Phone:
651-213-2400
Students:
800
Student Teacher Ratio:
19.2
Private Schools
Name:
Trinity Lutheran School
Street:
13025 Newell Ave, Lindstrom, MN 55045
Phone:
651-257-9649
Students:
150
Colleges
Name:
Century College
City:
White Bear Lake
State:
MN
Distance:
24 miles
Students:
18,000
Healthcare
Healthcare in Chisago Lake is reliable, with major facilities like Fairview Lakes Medical Center nearby and nearly 95% of residents having health insurance. The area offers good access to physicians, contributing to a healthy, well-served population.
Major Hospitals
Name:
Fairview Lakes Medical Center
Address:
5200 Fairview Blvd, Wyoming, MN 55092
Phone:
(651) 982-7000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.2
Health Insurance Coverage:
94.8%
Health Care Index:
77.5
Housing Market
What is the housing market like in Chisago Lake, MN?
The housing market in Chisago Lake is stable, with a median home price of $335,000 and a high owner-occupancy rate of over 85%. Home values are appreciating steadily, while rental vacancies remain low, making it attractive for both buyers and renters.
Median Home Price:
$335,000
Average Rent For 2 Bedroom:
$1,350
Owner Occupied Rate:
85.3%
Rental Vacancy Rate:
4.8%
Home Appreciation Rate (1yr):
6.1%
New Construction Rate:
2.2%
Foreclosure Rate:
0.3%
DMV Information
Driver and vehicle services for Chisago Lake residents are managed by the Minnesota Department of Public Safety in St. Paul, offering convenient access to licensing, title, and registration services both in person and online.
State:
Minnesota
Department:
Minnesota Department of Public Safety – Driver and Vehicle Services
Address:
445 Minnesota Street, St. Paul, MN 55101
Phone:
651-297-3298
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.