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Moving to Chisago Lake, MN

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Everything You Should Know Before Moving to Chisago Lake, MN

Considering a move to Chisago Lake, MN? This welcoming community of 5,700 residents offers a blend of suburban charm and convenience, with median home prices around $335,000 and average rents near $1,350. Commute times average 31 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (56% annually), ideal for families and commuters alike. Explore Chisago Lake's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Chisago Lake, MN

Chisago Lake has a population of 5,700 residents, offering a diverse community with a median age of nearly 41 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 97% White, 0% Black, and 1% Asian residents, and over 3% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
5,700
Density
260 per sq mi
Median Age
41.2
Gender Ratio
101 males per 100 females
Non-English Speakers Percentage
3.1%

Ethnic Composition

White
97.2%
Black
0.4%
Asian
0.6%
Others
1.8%

Cost Of Living

What is the average cost of living in Chisago Lake, MN?

The cost of living in Chisago Lake is higher than the national average, with a cost of living index of 101.5. Median home values are around $335,000 and average rents for a two-bedroom apartment are approximately $1,350. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$335,000
Gross Rent
$1,350
Monthly Electricity Charges
$135
Auto Insurance
$1,210
House Owner Cost With Mortgage
$1,600
House Owner Cost Without Mortgage
$650
State Taxes
Low: 5.35%| High: 9.85%
Cost Of Living Index
101.5
Grocery
98.7
Housing
96.5
Utilities
104.2
Transportation
103.1
Health Care
103.5
Miscellaneous
99.0

Crime

Is Chisago Lake, MN a safe place to live?

Chisago Lake is considered a safe community, with a low violent crime rate of 92 incidents per 100,000 residents and a property crime chance of 1 in 95. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Minnesota.

Violent Crimes Per 100k
92
Property Crimes Per 100k
1,050
Crime Index
1,142
Chance Of Violent Crime
1 in 1,087
Chance Of Property Crime
1 in 95

Weather

What is the weather like in Chisago Lake, MN year-round?

Chisago Lake experiences four distinct seasons, with warm summers reaching highs of 83°F and cold winters dipping to 5°F. The area receives about 30 inches of rainfall annually and enjoys sunshine on 56% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
5°F
Max
25°F

Summer

Min
57°F
Max
83°F

Spring

Min
32°F
Max
61°F

Fall

Min
37°F
Max
62°F
Average Rainfall Inches
29.5 inches
Sunny Days Percentage
56%

Neighbors

The neighborhood boasts a healthy median household income of $87,900 and a low poverty rate of 5.7%. Over 96% of residents have at least a high school diploma, and nearly 28% hold a bachelor's degree or higher. Commute times average 31 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$47,500
Household Income
$87,900
Family Income
$99,800
Per Capita Income
$37,000
Income Male
$52,000
Income Female
$42,000
Poverty Rate
5.7%
Non English Speakers
3.1%
Rent
$1,350
Unemployment Rate
3.2%
Public Transport Usage
0.6%
Commute Time
31.2 minutes

Education

High School or Higher
96.2%
Bachelors or More
27.8%

Education

How are the schools in Chisago Lake, MN?

Chisago Lake offers quality education options, with public schools like Chisago Lakes High School and Chisago Lakes Middle School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Century College. The community is committed to educational excellence for all age groups.

Public Schools

Name
Chisago Lakes High School
Street
29400 Olinda Trail, Lindstrom, MN 55045
Phone
651-213-2500
Students
1,050
Student Teacher Ratio
18.4
Name
Chisago Lakes Middle School
Street
13750 Lake Blvd, Lindstrom, MN 55045
Phone
651-213-2400
Students
800
Student Teacher Ratio
19.2

Private Schools

Name
Trinity Lutheran School
Street
13025 Newell Ave, Lindstrom, MN 55045
Phone
651-257-9649
Students
150

Colleges

Name
Century College
City
White Bear Lake
State
MN
Distance
24 miles
Students
18,000

Healthcare

Chisago Lake residents have access to quality healthcare, with major hospitals like Fairview Lakes Medical Center nearby. The community benefits from a high physician-to-resident ratio of 2.2 per 1,000 people and 94.8% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Fairview Lakes Medical Center
Address
5200 Fairview Blvd, Wyoming, MN 55092
Phone
(651) 982-7000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
2.2
Health Insurance Coverage
94.8%
Health Care Index
77.5

Housing Market

What is the housing market like in Chisago Lake, MN?

The local housing market is strong, with a median home price of $335,000 and an owner-occupied rate of nearly 85%. The market has seen a 6.1% appreciation over the past year, and rental vacancy rates remain moderate at 4.8%. Chisago Lake offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$335,000
Average Rent For 2 Bedroom
$1,350
Owner Occupied Rate
85.3%
Rental Vacancy Rate
4.8%
Home Appreciation Rate (1yr)
6.1%
New Construction Rate
2.2%
Foreclosure Rate
0.3%

DMV Information

Residents of Chisago Lake handle vehicle services through the Minnesota Department of Public Safety – Driver and Vehicle Services, conveniently located in St. Paul. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Minnesota
Department
Minnesota Department of Public Safety – Driver and Vehicle Services
Address
445 Minnesota Street, St. Paul, MN 55101
Phone
651-297-3298

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Chisago Lake, MN

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Chisago Lake, review the core fields on this page: population 5,700, median home value $335,000, average rent for 2 bedroom $1,350, commute time 31.2 minutes, and sunny days percentage 56%.

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