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Moving to Choctaw Beach, FL

Thinking of making a move to Choctaw Beach, FL? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Choctaw Beach, FL

Considering a move to Choctaw Beach, FL? This welcoming community of 1,200 residents offers a blend of suburban charm and convenience, with median home prices around $365,000 and average rents near $1,780. Commute times average 25 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (67% annually), ideal for families and commuters alike. Explore Choctaw Beach's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Choctaw Beach, FL

Choctaw Beach has a population of 1,200 residents, offering a diverse community with a median age of nearly 43 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 78% White, 11% Black, and 2% Asian residents, and over 7% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
1,200
Density
210 per sq mi
Median Age
42.8
Gender Ratio
96 males per 100 females
Non-English Speakers Percentage
6.8%

Ethnic Composition

White
78.0%
Black
10.5%
Asian
2.0%
Others
9.5%

Cost Of Living

What is the average cost of living in Choctaw Beach, FL?

The cost of living in Choctaw Beach is higher than the national average, with a cost of living index of 102.4. Median home values are around $365,000 and average rents for a two-bedroom apartment are approximately $1,780. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$365,000
Gross Rent
$1,780
Monthly Electricity Charges
$165
Auto Insurance
$2,420
House Owner Cost With Mortgage
$2,050
House Owner Cost Without Mortgage
$680
State Taxes
Low: 0.0%| High: 0.0%
Cost Of Living Index
102.4
Grocery
101.5
Housing
108.7
Utilities
115.9
Transportation
101.8
Health Care
98.6
Miscellaneous
99.2

Crime

Is Choctaw Beach, FL a safe place to live?

Choctaw Beach is considered a safe community, with a low violent crime rate of 185 incidents per 100,000 residents and a property crime chance of 1 in 66. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Florida.

Violent Crimes Per 100k
185
Property Crimes Per 100k
1,520
Crime Index
1,705
Chance Of Violent Crime
1 in 541
Chance Of Property Crime
1 in 66

Weather

What is the weather like in Choctaw Beach, FL year-round?

Choctaw Beach experiences four distinct seasons, with warm summers reaching highs of 90°F and cold winters dipping to 44°F. The area receives about 62 inches of rainfall annually and enjoys sunshine on 67% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
44°F
Max
63°F

Summer

Min
74°F
Max
90°F

Spring

Min
56°F
Max
78°F

Fall

Min
58°F
Max
80°F
Average Rainfall Inches
62.1 inches
Sunny Days Percentage
67%

Neighbors

The neighborhood boasts a healthy median household income of $70,800 and a low poverty rate of 11.8%. Over 92% of residents have at least a high school diploma, and nearly 25% hold a bachelor's degree or higher. Commute times average 25 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$48,500
Household Income
$70,800
Family Income
$79,200
Per Capita Income
$32,100
Income Male
$51,000
Income Female
$42,800
Poverty Rate
11.8%
Non English Speakers
12.4%
Rent
$1,780
Unemployment Rate
3.9%
Public Transport Usage
1.4%
Commute Time
24.8 minutes

Education

High School or Higher
92.1%
Bachelors or More
24.6%

Education

How are the schools in Choctaw Beach, FL?

Choctaw Beach offers quality education options, with public schools like Lewis School and Bruner Middle School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Northwest Florida State College and University of West Florida. The community is committed to educational excellence for all age groups.

Public Schools

Name
Lewis School
Street
206 SW 6th St
Phone
850-833-4300
Students
540
Student Teacher Ratio
16.1
Name
Bruner Middle School
Street
322 O'Neal St
Phone
850-833-4300
Students
760
Student Teacher Ratio
17.4

Private Schools

Name
Fort Walton Beach High School Catholic Program
Street
100 E Highway 98
Phone
850-243-8663
Students
180

Colleges

Name
Northwest Florida State College
City
Niceville
State
FL
Distance
18 miles
Students
7,500
Name
University of West Florida
City
Pensacola
State
FL
Distance
48 miles
Students
14,500

Healthcare

Choctaw Beach residents have access to quality healthcare, with major hospitals like HCA Florida Fort Walton-Destin Hospital and North Okaloosa Medical Center nearby. The community benefits from a high physician-to-resident ratio of 1.9 per 1,000 people and 89.4% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
HCA Florida Fort Walton-Destin Hospital
Address
1000 Mar Walt Dr, Fort Walton Beach, FL 32547
Phone
(850) 863-7100
Type
General & Surgical
Emergency Services
Yes
Name
North Okaloosa Medical Center
Address
151 Redstone Ave W, Crestview, FL 32536
Phone
(850) 689-8100
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.9
Health Insurance Coverage
89.4%
Health Care Index
71.2

Housing Market

What is the housing market like in Choctaw Beach, FL?

The local housing market is strong, with a median home price of $365,000 and an owner-occupied rate of nearly 74%. The market has seen a 4.3% appreciation over the past year, and rental vacancy rates remain moderate at 7.1%. Choctaw Beach offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$365,000
Average Rent For 2 Bedroom
$1,780
Owner Occupied Rate
73.5%
Rental Vacancy Rate
7.1%
Home Appreciation Rate (1yr)
4.3%
New Construction Rate
2.4%
Foreclosure Rate
0.6%

DMV Information

Residents of Choctaw Beach handle vehicle services through the Florida Department of Highway Safety and Motor Vehicles, conveniently located in Tallahassee. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Florida
Department
Florida Department of Highway Safety and Motor Vehicles
Address
2900 Apalachee Parkway, Tallahassee, FL 32399
Phone
1-850-617-2000

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Choctaw Beach, FL

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Choctaw Beach, review the core fields on this page: population 1,200, median home value $365,000, average rent for 2 bedroom $1,780, commute time 24.8 minutes, and sunny days percentage 67%.

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