Everything You Should Know Before Moving to Church Street, NY
Considering a move to Church Street, NY? This welcoming community of around 2,800 residents offers affordable living, with a median home price of $295,000 and average rent at $1,320. The city features a moderate crime rate and an average commute of about 28 minutes. Families will appreciate the solid local schools and proximity to major hospitals, while the climate brings four distinct seasons and plenty of nearby amenities. Dive into local education, cost of living, and more below to see if Church Street could be your next home.
Demographics - Church Street, NY
Demographics - Church Street, NY
Church Street, NY is home to about 2,800 residents, offering a balanced mix of ages with a median age of 38.7 and a slightly higher female population. The neighborhood is predominantly White (68.5%), with notable Black (14.2%) and Asian (7.1%) communities, and about 12% of residents speak a language other than English at home. Its moderate population density creates an urban feel while retaining a community-oriented atmosphere.
Population:
2,800
Density:
3,900 per sq mi
Median Age:
38.7
Gender Ratio:
96 males per 100 females
Non-English Speakers Percentage:
12.0%

Ethnic Composition
White:
68.5%
Black:
14.2%
Asian:
7.1%
Others:
10.2%
Cost Of Living
What is the average cost of living in Church Street, NY?
Living in Church Street is moderately affordable, with a median house value of $295,000 and average rent at $1,320, placing it just above the national cost of living index. Utilities and groceries are reasonably priced, while state taxes range from 4% to 10.9%. Residents benefit from a balanced mix of housing and everyday expenses, making it accessible for a range of budgets.
Median House Value:
$295,000
Gross Rent:
$1,320
Monthly Electricity Charges:
$120
Auto Insurance:
$1,480
House Owner Cost With Mortgage:
$1,795
House Owner Cost Without Mortgage:
$610
State Taxes:
Low:
4.0%
|
High:
10.9%
Cost Of Living Index:
109.2
Grocery:
105.1
Housing:
110.3
Utilities:
101.7
Transportation:
108.8
Health Care:
104.6
Miscellaneous:
106.3
Crime
Is Church Street, NY a safe place to live?
Church Street experiences a moderate crime rate, with 210 violent crimes and 1,350 property crimes per 100,000 residents, giving a resident a 1 in 475 chance of being affected by violent crime. While property crime is more common than violent incidents, overall safety is in line with many similar-sized communities. Residents typically feel secure, but standard precautions are recommended.
Violent Crimes Per 100k:
210
Property Crimes Per 100k:
1,350
Crime Index:
1,560
Chance Of Violent Crime:
1 in 475
Chance Of Property Crime:
1 in 74
Weather
What is the weather like in Church Street, NY year-round?
Church Street enjoys all four seasons, with cold winters averaging lows of 19°F, warm summers reaching highs of 81°F, and pleasant transitional seasons. The area receives about 40 inches of rainfall annually and enjoys sunshine on 51% of days. This climate supports a variety of outdoor activities year-round.

Winter
Min:
19°F
Max:
34°F

Spring
Min:
42°F
Max:
61°F

Summer
Min:
63°F
Max:
81°F

Fall
Min:
44°F
Max:
63°F
Average Rainfall Inches:
39.8 inches
Sunny Days Percentage:
51%
Neighbors
With a median household income of $74,500 and a poverty rate of 10.8%, Church Street offers a solid middle-class environment. Most adults have at least a high school diploma, and about a third hold a bachelor’s degree or higher. The average commute is just over 28 minutes, and public transportation is available but not widely used.
Median Income:
$39,000
Household Income:
$74,500
Family Income:
$84,200
Per Capita Income:
$36,100
Income Male:
$42,000
Income Female:
$36,000
Poverty Rate:
10.8%
Non English Speakers:
12.0%
Rent:
$1,320
Unemployment Rate:
4.8%
Public Transport Usage:
5.1%
Commute Time:
28.3 minutes

Education
High School or Higher:
91.0%
Bachelors or More:
33.5%
Education
How are the schools in Church Street, NY?
Church Street features well-regarded public schools like Church Street School and Central Middle School, offering favorable student-teacher ratios. Families also have access to private education and are close to higher learning institutions such as The College of Saint Rose and SUNY Albany. This range of educational opportunities supports learners from early childhood through college.

Public Schools
Name:
Church Street School
Street:
125 Church St
Phone:
518-555-1200
Students:
410
Student Teacher Ratio:
12.1
Name:
Central Middle School
Street:
300 Main Ave
Phone:
518-555-2300
Students:
520
Student Teacher Ratio:
13.5

Private Schools
Name:
St. Agnes Academy
Street:
72 Elm St
Phone:
518-555-3400
Students:
180

Colleges
Name:
The College of Saint Rose
City:
Albany
State:
NY
Distance:
2 miles
Students:
3,200
Name:
SUNY Albany
City:
Albany
State:
NY
Distance:
4 miles
Students:
17,500
Healthcare
Residents have access to quality healthcare, including major hospitals like St. Peter's Hospital and Albany Medical Center nearby. The community boasts a high health insurance coverage rate at 94.5%, and there are about 3 physicians per 1,000 residents. Healthcare services are comprehensive, supporting both routine and emergency needs.

Major Hospitals
Name:
St. Peter's Hospital
Address:
315 S Manning Blvd, Albany, NY 12208
Phone:
(518) 525-1550
Type:
General & Surgical
Emergency Services:
Yes
Name:
Albany Medical Center
Address:
43 New Scotland Ave, Albany, NY 12208
Phone:
(518) 262-3125
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
3.0
Health Insurance Coverage:
94.5%
Health Care Index:
72.8
Housing Market
What is the housing market like in Church Street, NY?
The housing market in Church Street is stable, with a median home price of $295,000 and an owner-occupied rate of nearly 63%. Rental options are widely available, with an average two-bedroom rent of $1,320 and a 6.5% vacancy rate. Home values have seen steady appreciation, making it a promising area for both buyers and renters.
Median Home Price:
$295,000
Average Rent For 2 Bedroom:
$1,320
Owner Occupied Rate:
62.8%
Rental Vacancy Rate:
6.5%
Home Appreciation Rate (1yr):
4.2%
New Construction Rate:
1.1%
Foreclosure Rate:
0.7%
DMV Information
Church Street residents are served by the New York State Department of Motor Vehicles, conveniently located at 6 Empire State Plaza in Albany. The DMV offers a full range of driver and vehicle services, with additional information available on their official website. Friendly staff and accessible resources make handling vehicle registration and licensing straightforward.
State:
New York
Department:
New York State Department of Motor Vehicles
Address:
6 Empire State Plaza, Albany, NY 12228
Phone:
1-518-486-9786
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.