Everything You Should Know Before Moving to Clay City, KY
Considering a move to Clay City, KY? This small, welcoming community of 1,077 offers a low cost of living, with median home prices around $97,000 and average rents at $650. Residents enjoy a relaxed lifestyle, short 25-minute commutes, and a mild climate with 56% sunny days each year. While crime rates are slightly above national averages, the town provides access to essential amenities and schools, making it an affordable option for those seeking a peaceful, rural setting.
Demographics - Clay City, KY
Demographics - Clay City, KY
Clay City is a close-knit community of about 1,077 residents, with a median age of 39.9 and a population density of just over 1,000 people per square mile. The city is predominantly White, with a small percentage of non-English speakers, creating a friendly and familiar small-town atmosphere.
Population:
1,077
Density:
1,060 per sq mi
Median Age:
39.9
Gender Ratio:
93 males per 100 females
Non-English Speakers Percentage:
2.2%
Ethnic Composition
White:
97.2%
Black:
0.7%
Asian:
0.3%
Others:
1.8%
Cost Of Living
What is the average cost of living in Clay City, KY?
Clay City offers an affordable cost of living, with a median home value of $97,000 and average rent around $650 per month. Utilities and groceries are also budget-friendly, and the overall cost of living index is well below the national average, making it an attractive choice for cost-conscious movers.
Median House Value:
$97,000
Gross Rent:
$650
Monthly Electricity Charges:
$115
Auto Insurance:
$1,240
House Owner Cost With Mortgage:
$870
House Owner Cost Without Mortgage:
$320
State Taxes:
Low:
5.0%
|
High:
5.0%
Cost Of Living Index:
78.5
Grocery:
88.0
Housing:
54.0
Utilities:
101.0
Transportation:
85.0
Health Care:
94.0
Miscellaneous:
85.0
Crime
Is Clay City, KY a safe place to live?
Crime rates in Clay City are somewhat higher than the national average, with a property crime rate of 1,195 per 100,000 and a violent crime rate of 192 per 100,000 residents. While the risk of crime exists, many residents appreciate the town’s overall sense of community and look out for one another.
Violent Crimes Per 100k:
192
Property Crimes Per 100k:
1,195
Crime Index:
1,387
Chance Of Violent Crime:
1 in 520
Chance Of Property Crime:
1 in 84
Weather
What is the weather like in Clay City, KY year-round?
Clay City experiences all four seasons, with mild winters averaging lows of 26°F and warm summers reaching highs of 87°F. The area enjoys about 56% sunny days annually and receives nearly 48 inches of rainfall, providing a comfortable environment for outdoor activities.
Winter
Min:
26°F
Max:
44°F
Spring
Min:
46°F
Max:
68°F
Summer
Min:
65°F
Max:
87°F
Fall
Min:
47°F
Max:
70°F
Average Rainfall Inches:
47.5 inches
Sunny Days Percentage:
56%
Neighbors
Residents of Clay City have a median household income of $31,400 and a family income of $37,800, with a notable poverty rate of 31.5%. Most neighbors commute about 25 minutes to work, and the majority have at least a high school education, fostering a hardworking and resilient community.
Median Income:
$20,100
Household Income:
$31,400
Family Income:
$37,800
Per Capita Income:
$16,200
Income Male:
$32,700
Income Female:
$25,300
Poverty Rate:
31.5%
Non English Speakers:
2.2%
Rent:
$650
Unemployment Rate:
6.1%
Public Transport Usage:
0.2%
Commute Time:
25.1 minutes
Education
High School or Higher:
78.9%
Bachelors or More:
6.8%
Education
How are the schools in Clay City, KY?
Clay City is served by local public schools, including Powell County High School and Clay City Elementary, both offering manageable student-teacher ratios. While there are no private schools in town, residents have access to nearby colleges like Morehead State University and Eastern Kentucky University for higher education opportunities.
Public Schools
Name:
Powell County High School
Street:
700 W College Ave
Phone:
606-663-3320
Students:
625
Student Teacher Ratio:
16.3
Name:
Clay City Elementary School
Street:
315 Clay City Elementary Rd
Phone:
606-663-3300
Students:
350
Student Teacher Ratio:
15.2
Colleges
Name:
Morehead State University
City:
Morehead
State:
KY
Distance:
48 miles
Students:
9,200
Name:
Eastern Kentucky University
City:
Richmond
State:
KY
Distance:
37 miles
Students:
14,500
Healthcare
Access to healthcare is supported by nearby facilities such as Clark Regional Medical Center, and around 88% of residents have health insurance coverage. With 1.3 physicians per 1,000 residents and a healthcare index of 72.0, essential medical services are readily available to the community.
Major Hospitals
Name:
Clark Regional Medical Center
Address:
175 Hospital Dr, Winchester, KY 40391
Phone:
(859) 745-3500
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.3
Health Insurance Coverage:
88.1%
Health Care Index:
72.0
Housing Market
What is the housing market like in Clay City, KY?
The housing market in Clay City is affordable, with median home prices at $97,000 and owner-occupancy at nearly 60%. Rental options are also accessible, with average two-bedroom rents at $650 and a 10% vacancy rate, offering flexibility for both buyers and renters.
Median Home Price:
$97,000
Average Rent For 2 Bedroom:
$650
Owner Occupied Rate:
59.2%
Rental Vacancy Rate:
10.1%
Home Appreciation Rate (1yr):
3.7%
New Construction Rate:
0.3%
Foreclosure Rate:
0.8%
DMV Information
Driver and vehicle services for Clay City are managed by the Kentucky Transportation Cabinet, with resources available online and at the Frankfort office. Local residents can conveniently access licensing, registration, and driving-related information through state channels.
State:
Kentucky
Department:
Kentucky Transportation Cabinet - Division of Driver Licensing
Address:
200 Mero St, Frankfort, KY 40622
Phone:
502-564-1257
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.