Iowa / County

Moving to Clear Lake, IA

Thinking of making a move to Clear Lake, IA? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Clear Lake, IA

Considering a move to Clear Lake, IA? This welcoming community of 7,500 residents offers a blend of suburban charm and convenience, with median home prices around $235,000 and average rents near $925. Commute times average 19 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (58% annually), ideal for families and commuters alike. Explore Clear Lake's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Clear Lake, IA

Clear Lake has a population of 7,500 residents, offering a diverse community with a median age of nearly 48 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 95% White, 1% Black, and 1% Asian residents, and over 5% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
7,500
Density
1,500 per sq mi
Median Age
47.8
Gender Ratio
91 males per 100 females
Non-English Speakers Percentage
4.5%

Ethnic Composition

White
94.5%
Black
0.9%
Asian
1.2%
Others
3.4%

Cost Of Living

What is the average cost of living in Clear Lake, IA?

The cost of living in Clear Lake is higher than the national average, with a cost of living index of 89.4. Median home values are around $235,000 and average rents for a two-bedroom apartment are approximately $925. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$235,000
Gross Rent
$925
Monthly Electricity Charges
$128
Auto Insurance
$1,350
House Owner Cost With Mortgage
$1,620
House Owner Cost Without Mortgage
$620
State Taxes
Low: 0.0%| High: 8.53%
Cost Of Living Index
89.4
Grocery
96.8
Housing
84.2
Utilities
97.5
Transportation
93.1
Health Care
96.4
Miscellaneous
94.0

Crime

Is Clear Lake, IA a safe place to live?

Clear Lake is considered a safe community, with a low violent crime rate of 145 incidents per 100,000 residents and a property crime chance of 1 in 82. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Iowa.

Violent Crimes Per 100k
145
Property Crimes Per 100k
1,220
Crime Index
1,365
Chance Of Violent Crime
1 in 690
Chance Of Property Crime
1 in 82

Weather

What is the weather like in Clear Lake, IA year-round?

Clear Lake experiences four distinct seasons, with warm summers reaching highs of 84°F and cold winters dipping to 10°F. The area receives about 32 inches of rainfall annually and enjoys sunshine on 58% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
10°F
Max
30°F

Summer

Min
62°F
Max
84°F

Spring

Min
38°F
Max
66°F

Fall

Min
40°F
Max
68°F
Average Rainfall Inches
31.5 inches
Sunny Days Percentage
58%

Neighbors

The neighborhood boasts a healthy median household income of $68,000 and a low poverty rate of 7.8%. Over 93% of residents have at least a high school diploma, and nearly 27% hold a bachelor's degree or higher. Commute times average 19 minutes, and almost 2% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$42,500
Household Income
$68,000
Family Income
$88,500
Per Capita Income
$39,000
Income Male
$48,000
Income Female
$38,500
Poverty Rate
7.8%
Non English Speakers
5.8%
Rent
$925
Unemployment Rate
3.4%
Public Transport Usage
1.8%
Commute Time
18.6 minutes

Education

High School or Higher
93.4%
Bachelors or More
26.8%

Education

How are the schools in Clear Lake, IA?

Clear Lake offers quality education options, with public schools like Clear Lake Middle School and Clear Lake High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including North Iowa Area Community College and Kirkwood Community College - Clear Lake Center. The community is committed to educational excellence for all age groups.

Public Schools

Name
Clear Lake Middle School
Street
1601 3rd Ave N
Phone
641-357-2171
Students
360
Student Teacher Ratio
13.8
Name
Clear Lake High School
Street
125 N 20th St
Phone
641-357-5246
Students
420
Student Teacher Ratio
13.5

Private Schools

Name
Sacred Heart School
Street
620 N 8th St
Phone
641-357-3210
Students
180

Colleges

Name
North Iowa Area Community College
City
Mason City
State
IA
Distance
9 miles
Students
3,000
Name
Kirkwood Community College - Clear Lake Center
City
Clear Lake
State
IA
Distance
0 miles
Students
250

Healthcare

Clear Lake residents have access to quality healthcare, with major hospitals like Mayo Clinic Health System - Lake City and MercyOne North Iowa Medical Center nearby. The community benefits from a high physician-to-resident ratio of 1.9 per 1,000 people and 94.6% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Mayo Clinic Health System - Lake City
Address
1000 4th St SW, Mason City, IA 50401
Phone
(641) 421-7000
Type
General & Surgical
Emergency Services
Yes
Name
MercyOne North Iowa Medical Center
Address
1000 4th St SW, Mason City, IA 50401
Phone
(641) 428-7000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.9
Health Insurance Coverage
94.6%
Health Care Index
72.8

Housing Market

What is the housing market like in Clear Lake, IA?

The local housing market is strong, with a median home price of $235,000 and an owner-occupied rate of nearly 72%. The market has seen a 4.1% appreciation over the past year, and rental vacancy rates remain moderate at 6.1%. Clear Lake offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$235,000
Average Rent For 2 Bedroom
$925
Owner Occupied Rate
71.5%
Rental Vacancy Rate
6.1%
Home Appreciation Rate (1yr)
4.1%
New Construction Rate
1.2%
Foreclosure Rate
0.4%

DMV Information

Residents of Clear Lake handle vehicle services through the Iowa Department of Transportation Motor Vehicle Division, conveniently located in Ames. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Iowa
Department
Iowa Department of Transportation Motor Vehicle Division
Address
800 Lincoln Way, Ames, IA 50010
Phone
1-800-532-1121

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Clear Lake, IA

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Clear Lake, review the core fields on this page: population 7,500, median home value $235,000, average rent for 2 bedroom $925, commute time 18.6 minutes, and sunny days percentage 58%.

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