Iowa / County

Moving to Clear Lake, IA

Thinking of making a move to Clear Lake, IA? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Clear Lake, IA

Considering a move to Clear Lake, IA? This welcoming community of 7,529 residents offers a blend of suburban charm and convenience, with median home prices around $205,000 and average rents near $860. Commute times average 16 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (60% annually), ideal for families and commuters alike. Explore Clear Lake's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Clear Lake, IA

Clear Lake has a population of 7,529 residents, offering a diverse community with a median age of nearly 46 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 94% White, 1% Black, and 1% Asian residents, and over 4% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
7,529
Density
950 per sq mi
Median Age
46.2
Gender Ratio
96 males per 100 females
Non-English Speakers Percentage
4.1%

Ethnic Composition

White
94.2%
Black
0.8%
Asian
0.7%
Others
4.3%

Cost Of Living

What is the average cost of living in Clear Lake, IA?

The cost of living in Clear Lake is higher than the national average, with a cost of living index of 84.2. Median home values are around $205,000 and average rents for a two-bedroom apartment are approximately $860. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$205,000
Gross Rent
$860
Monthly Electricity Charges
$110
Auto Insurance
$950
House Owner Cost With Mortgage
$1,290
House Owner Cost Without Mortgage
$485
State Taxes
Low: 4.4%| High: 8.53%
Cost Of Living Index
84.2
Grocery
94.0
Housing
68.1
Utilities
98.6
Transportation
92.4
Health Care
92.0
Miscellaneous
89.0

Crime

Is Clear Lake, IA a safe place to live?

Clear Lake is considered a safe community, with a low violent crime rate of 174 incidents per 100,000 residents and a property crime chance of 1 in 69. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Iowa.

Violent Crimes Per 100k
174
Property Crimes Per 100k
1,448
Crime Index
1,622
Chance Of Violent Crime
1 in 574
Chance Of Property Crime
1 in 69

Weather

What is the weather like in Clear Lake, IA year-round?

Clear Lake experiences four distinct seasons, with warm summers reaching highs of 83°F and cold winters dipping to 9°F. The area receives about 33 inches of rainfall annually and enjoys sunshine on 60% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
9°F
Max
29°F

Summer

Min
61°F
Max
83°F

Spring

Min
36°F
Max
64°F

Fall

Min
39°F
Max
66°F
Average Rainfall Inches
33.1 inches
Sunny Days Percentage
60%

Neighbors

The neighborhood boasts a healthy median household income of $64,200 and a low poverty rate of 8.7%. Over 95% of residents have at least a high school diploma, and nearly 29% hold a bachelor's degree or higher. Commute times average 16 minutes, and almost 0% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$37,800
Household Income
$64,200
Family Income
$81,400
Per Capita Income
$38,100
Income Male
$49,000
Income Female
$36,100
Poverty Rate
8.7%
Non English Speakers
4.1%
Rent
$860
Unemployment Rate
3.2%
Public Transport Usage
0.3%
Commute Time
16.4 minutes

Education

High School or Higher
94.5%
Bachelors or More
29.3%

Education

How are the schools in Clear Lake, IA?

Clear Lake offers quality education options, with public schools like Clear Lake High School and Clear Lake Middle School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including North Iowa Area Community College. The community is committed to educational excellence for all age groups.

Public Schools

Name
Clear Lake High School
Street
125 N 20th St
Phone
641-357-5235
Students
395
Student Teacher Ratio
13.7
Name
Clear Lake Middle School
Street
1601 3rd Ave N
Phone
641-357-6114
Students
320
Student Teacher Ratio
14.2

Private Schools

Name
Zion Lutheran School
Street
112 N 4th St
Phone
641-357-5260
Students
85

Colleges

Name
North Iowa Area Community College
City
Mason City
State
IA
Distance
8 miles
Students
2,900

Healthcare

Clear Lake residents have access to quality healthcare, with major hospitals like MercyOne North Iowa Medical Center nearby. The community benefits from a high physician-to-resident ratio of 2.1 per 1,000 people and 94.8% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
MercyOne North Iowa Medical Center
Address
1000 4th St SW, Mason City, IA 50401
Phone
(641) 428-7000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
2.1
Health Insurance Coverage
94.8%
Health Care Index
78.2

Housing Market

What is the housing market like in Clear Lake, IA?

The local housing market is strong, with a median home price of $205,000 and an owner-occupied rate of nearly 73%. The market has seen a 5.1% appreciation over the past year, and rental vacancy rates remain moderate at 6.1%. Clear Lake offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$205,000
Average Rent For 2 Bedroom
$860
Owner Occupied Rate
72.5%
Rental Vacancy Rate
6.1%
Home Appreciation Rate (1yr)
5.1%
New Construction Rate
1.2%
Foreclosure Rate
0.4%

DMV Information

Residents of Clear Lake handle vehicle services through the Iowa Department of Transportation, conveniently located in Ankeny. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Iowa
Department
Iowa Department of Transportation
Address
6310 SE Convenience Blvd, Ankeny, IA 50021
Phone
1-800-532-1121

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Clear Lake, IA

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Clear Lake, review the core fields on this page: population 7,529, median home value $205,000, average rent for 2 bedroom $860, commute time 16.4 minutes, and sunny days percentage 60%.

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