Everything You Should Know Before Moving to Clifford, KY
Considering a move to Clifford, KY? This small rural community of around 350 residents offers affordable living, with a median home price of $86,000 and rents averaging $650. Residents enjoy a peaceful lifestyle, low violent crime rates (89 per 100k), and a commute time of just under 30 minutes. While education opportunities are primarily in nearby towns, the area boasts a mild climate with 57% sunny days and access to regional healthcare in Louisa. Clifford's low cost of living and quiet environment make it an appealing choice for those seeking a close-knit, rural Kentucky experience.
Demographics - Clifford, KY
Demographics - Clifford, KY
Clifford, KY is a small, close-knit community with approximately 350 residents and a median age of 42.5, reflecting a mature population. The town is predominantly White, with over 96% of residents identifying as such, and a nearly balanced gender ratio. The area has a low percentage of non-English speakers, contributing to its cohesive rural atmosphere.
Population:
Approx. 350
Density:
50 per sq mi
Median Age:
42.5
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
2.5%

Ethnic Composition
White:
96.2%
Black:
1.1%
Asian:
0.4%
Others:
2.3%
Cost Of Living
What is the average cost of living in Clifford, KY?
Clifford offers a highly affordable lifestyle, with a median home value of $86,000 and average rent around $650 per month. The overall cost of living index is well below the national average, making it attractive for budget-conscious families and retirees. Utilities and state taxes remain modest, supporting a low monthly expense profile for residents.
Median House Value:
$86,000
Gross Rent:
$650
Monthly Electricity Charges:
$120
Auto Insurance:
$1,240
House Owner Cost With Mortgage:
$880
House Owner Cost Without Mortgage:
$275
State Taxes:
Low:
2.0%
|
High:
5.0%
Cost Of Living Index:
81.4
Grocery:
92.5
Housing:
54.4
Utilities:
98.7
Transportation:
89.2
Health Care:
91.5
Miscellaneous:
87.0
Crime
Is Clifford, KY a safe place to live?
Clifford experiences very low violent crime, with only 89 incidents per 100,000 people, making it a safe environment for families. Property crime rates are moderate, but the chance of being a victim of violent crime is just 1 in 1,120. This creates a generally secure and peaceful living experience in this rural Kentucky town.
Violent Crimes Per 100k:
89
Property Crimes Per 100k:
730
Crime Index:
819
Chance Of Violent Crime:
1 in 1,120
Chance Of Property Crime:
1 in 137
Weather
What is the weather like in Clifford, KY year-round?
Residents in Clifford enjoy a mild climate with warm summers reaching highs of 86°F and cool winters with lows around 25°F. The town receives about 45 inches of annual rainfall and benefits from 57% sunny days, contributing to a pleasant year-round outdoor environment. Seasonal changes are distinct, offering the full range of Kentucky weather.

Winter
Min:
25°F
Max:
43°F

Spring
Min:
43°F
Max:
71°F

Summer
Min:
62°F
Max:
86°F

Fall
Min:
44°F
Max:
73°F
Average Rainfall Inches:
45.3 inches
Sunny Days Percentage:
57%
Neighbors
Clifford's households typically have a median income of about $39,400, with a higher poverty rate of 28.2%. Most adults have completed high school, although only a small percentage hold bachelor's degrees or higher. The community is characterized by longer commute times and a strong reliance on private vehicles, with minimal public transportation usage.
Median Income:
$26,500
Household Income:
$39,400
Family Income:
$47,200
Per Capita Income:
$19,100
Income Male:
$32,500
Income Female:
$26,400
Poverty Rate:
28.2%
Non English Speakers:
2.5%
Rent:
$650
Unemployment Rate:
7.1%
Public Transport Usage:
0.3%
Commute Time:
28.5 minutes

Education
High School or Higher:
78.6%
Bachelors or More:
8.1%
Education
How are the schools in Clifford, KY?
Clifford is served by public schools in nearby towns, including Louisa East Elementary and Lawrence County High School, both offering moderate student-to-teacher ratios. Higher education opportunities are accessible at community colleges within a 40-mile radius, such as Ashland and Big Sandy Community and Technical Colleges. While local options are limited, educational resources are available within a reasonable commute.

Public Schools
Name:
Louisa East Elementary School
Street:
235 Powhatan St
Phone:
606-638-4729
Students:
420
Student Teacher Ratio:
16.5
Name:
Lawrence County High School
Street:
100 Bulldog Ln
Phone:
606-638-9676
Students:
730
Student Teacher Ratio:
17.2

Colleges
Name:
Ashland Community and Technical College
City:
Ashland
State:
KY
Distance:
38 miles
Students:
2,400
Name:
Big Sandy Community and Technical College
City:
Prestonsburg
State:
KY
Distance:
34 miles
Students:
2,700
Healthcare
Healthcare access in Clifford includes proximity to Three Rivers Medical Center in nearby Louisa, which offers general and emergency services. The community has about 1.2 physicians per 1,000 residents, and nearly 90% of the population carries health insurance. Overall, healthcare is accessible, though specialized services may require travel to larger towns.

Major Hospitals
Name:
Three Rivers Medical Center
Address:
2485 Highway 644, Louisa, KY 41230
Phone:
(606) 638-9451
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.2
Health Insurance Coverage:
89.7%
Health Care Index:
69.3
Housing Market
What is the housing market like in Clifford, KY?
Clifford's housing market is affordable, with a median home price of $86,000 and a high owner-occupancy rate of 77.5%. Home appreciation remains steady at 3.3% annually, and rental options are available with average two-bedroom rents at $650. The area experiences low vacancy and foreclosure rates, supporting housing stability for residents.
Median Home Price:
$86,000
Average Rent For 2 Bedroom:
$650
Owner Occupied Rate:
77.5%
Rental Vacancy Rate:
8.4%
Home Appreciation Rate (1yr):
3.3%
New Construction Rate:
0.5%
Foreclosure Rate:
0.8%
DMV Information
Residents of Clifford manage vehicle registration and licensing through the Kentucky Transportation Cabinet, located in Frankfort. Services can be accessed online or by phone, offering convenient options for drivers. The state DMV supports straightforward processes for licensing and registration needs.
State:
Kentucky
Department:
Kentucky Transportation Cabinet - Division of Driver Licensing
Address:
200 Mero Street, Frankfort, KY 40622
Phone:
502-564-1257
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.