Everything You Should Know Before Moving to Cliffwood Lake, NJ
Considering a move to Cliffwood Lake, NJ? This small community of about 1,250 residents features a relaxed suburban feel, affordable median home prices around $355,000, and below-average crime rates. With good public schools, a strong owner-occupied housing rate, and average commute times of 34 minutes, Cliffwood Lake is ideal for those seeking quiet living with access to Monmouth County amenities. The area enjoys moderate costs, high health insurance coverage, and plenty of sunny days for outdoor enthusiasts.
Demographics - Cliffwood Lake, NJ
Demographics - Cliffwood Lake, NJ
Cliffwood Lake is a close-knit community of around 1,250 residents with a median age of 41.2, reflecting a mature but family-friendly environment. The population is predominantly White, and about 10% speak a language other than English at home, contributing to the area's modest diversity. With a balanced gender ratio and a comfortable population density, newcomers can expect a relaxed suburban setting.
Population:
1,250
Density:
2,100 per sq mi
Median Age:
41.2
Gender Ratio:
96 males per 100 females
Non-English Speakers Percentage:
10.5%
Ethnic Composition
White:
84.5%
Black:
3.8%
Asian:
4.2%
Others:
7.5%
Cost Of Living
What is the average cost of living in Cliffwood Lake, NJ?
Living in Cliffwood Lake comes with a moderate cost of living, with a median home value of $355,000 and average rent for a two-bedroom apartment at $1,590. The cost of living index is 119, just above the national average, and utilities and groceries also trend slightly higher. Residents benefit from New Jersey's tiered state tax system and manageable monthly homeowner expenses.
Median House Value:
$355,000
Gross Rent:
$1,590
Monthly Electricity Charges:
$130
Auto Insurance:
$1,720
House Owner Cost With Mortgage:
$1,950
House Owner Cost Without Mortgage:
$610
State Taxes:
Low:
1.4%
|
High:
10.75%
Cost Of Living Index:
119.0
Grocery:
114.0
Housing:
126.5
Utilities:
109.0
Transportation:
117.0
Health Care:
109.5
Miscellaneous:
107.2
Crime
Is Cliffwood Lake, NJ a safe place to live?
Cliffwood Lake boasts a notably low violent crime rate, with just 86 incidents per 100,000 people and a property crime rate well below national averages. Residents have a 1 in 1,160 chance of experiencing violent crime, making the area appealing for families and those seeking peace of mind. The community's crime index indicates a generally safe suburban environment.
Violent Crimes Per 100k:
86
Property Crimes Per 100k:
1,040
Crime Index:
1,126
Chance Of Violent Crime:
1 in 1,160
Chance Of Property Crime:
1 in 96
Weather
What is the weather like in Cliffwood Lake, NJ year-round?
The area enjoys four distinct seasons, with warm summers reaching highs of 83°F and chilly winters dipping to 24°F. Cliffwood Lake receives about 47 inches of rainfall annually and experiences sunshine 56% of the year, offering plenty of pleasant days for outdoor activities. Seasonal changes provide a classic Northeastern climate experience.
Winter
Min:
24°F
Max:
38°F
Spring
Min:
44°F
Max:
65°F
Summer
Min:
64°F
Max:
83°F
Fall
Min:
47°F
Max:
67°F
Average Rainfall Inches:
46.8 inches
Sunny Days Percentage:
56%
Neighbors
Households in Cliffwood Lake typically enjoy a strong median income of over $96,000 and a low poverty rate of 4.8%. Most residents have at least a high school education, and the average commute is about 34 minutes, reflecting its suburban proximity to larger employment centers. The community is stable, with low unemployment and a mix of renters and homeowners.
Median Income:
$38,500
Household Income:
$96,200
Family Income:
$107,400
Per Capita Income:
$41,200
Income Male:
$51,000
Income Female:
$44,200
Poverty Rate:
4.8%
Non English Speakers:
17.5%
Rent:
$1,590
Unemployment Rate:
3.9%
Public Transport Usage:
4.2%
Commute Time:
34.2 minutes
Education
High School or Higher:
92.3%
Bachelors or More:
37.0%
Education
How are the schools in Cliffwood Lake, NJ?
Families in Cliffwood Lake benefit from reputable public schools like Cliffwood Elementary and Matawan Regional High, both known for favorable student-teacher ratios and supportive learning environments. Private education options and nearby colleges, including Brookdale Community College and Monmouth University, offer additional educational pathways. The area supports a strong commitment to academic achievement at all levels.
Public Schools
Name:
Cliffwood Elementary School
Street:
422 Cliffwood Ave, Cliffwood, NJ 07721
Phone:
732-705-5600
Students:
385
Student Teacher Ratio:
13.1
Name:
Matawan Regional High School
Street:
450 Atlantic Ave, Aberdeen Township, NJ 07747
Phone:
732-705-5200
Students:
1,075
Student Teacher Ratio:
11.8
Private Schools
Name:
St. Benedict School
Street:
165 Bethany Rd, Holmdel, NJ 07733
Phone:
732-264-5578
Students:
435
Colleges
Name:
Brookdale Community College
City:
Lincroft
State:
NJ
Distance:
7 miles
Students:
10,500
Name:
Monmouth University
City:
West Long Branch
State:
NJ
Distance:
16 miles
Students:
6,500
Healthcare
Residents have access to quality healthcare, including nearby facilities like Hackensack Meridian Health Bayshore Medical Center. Health insurance coverage is high at 94%, and the area offers an above-average ratio of physicians per capita. The local healthcare system is well-regarded, supporting a healthy lifestyle for all ages.
Major Hospitals
Name:
Hackensack Meridian Health Bayshore Medical Center
Address:
727 N Beers St, Holmdel, NJ 07733
Phone:
(732) 739-5900
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.7
Health Insurance Coverage:
94.1%
Health Care Index:
75.2
Housing Market
What is the housing market like in Cliffwood Lake, NJ?
Cliffwood Lake features a robust housing market with a median home price of $355,000 and an owner-occupancy rate exceeding 80%. Home values have appreciated by over 5% in the past year, signaling steady demand and investment potential. The market offers stability, low vacancy, and a small percentage of foreclosures.
Median Home Price:
$355,000
Average Rent For 2 Bedroom:
$1,590
Owner Occupied Rate:
81.5%
Rental Vacancy Rate:
4.1%
Home Appreciation Rate (1yr):
5.2%
New Construction Rate:
1.2%
Foreclosure Rate:
0.4%
DMV Information
Motor vehicle services for Cliffwood Lake residents are provided by the New Jersey Motor Vehicle Commission, conveniently located in Trenton. Residents can access licensing, registration, and title services both in person and online. The DMV offers comprehensive resources for new arrivals and long-term locals alike.
State:
New Jersey
Department:
New Jersey Motor Vehicle Commission
Address:
225 E. State Street, Trenton, NJ 08666
Phone:
1-609-292-6500
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.