Everything You Should Know Before Moving to Cloverport, KY
Considering a move to Cloverport, KY? This small Ohio River town of 1,172 offers affordable living with median home prices around $93,000 and average rents at $625. Residents enjoy a relaxed pace, short commutes (22 minutes), and a sunny climate with nearly 60% sunny days each year. Cloverport provides basic amenities, a local school with low student-teacher ratios, and access to healthcare nearby, making it a friendly choice for those seeking small-town charm and value.
Demographics - Cloverport, KY
Demographics - Cloverport, KY
Cloverport is a close-knit community of 1,172 people, with a median age of nearly 40 and a population density of 970 residents per square mile. The city is predominantly White, and about 3.5% of residents speak a language other than English at home, contributing to a modest but present diversity.
Population:
1,172
Density:
970 per sq mi
Median Age:
39.6
Gender Ratio:
93 males per 100 females
Non-English Speakers Percentage:
3.5%
Ethnic Composition
White:
92.5%
Black:
2.8%
Asian:
0.5%
Others:
4.2%
Cost Of Living
What is the average cost of living in Cloverport, KY?
Living costs in Cloverport are low, with a median home value of $93,000 and average rent at $625, making housing highly affordable. The overall cost of living index is 77.4, well below the national average, which means everyday expenses like groceries and transportation are budget-friendly for residents.
Median House Value:
$93,000
Gross Rent:
$625
Monthly Electricity Charges:
$130
Auto Insurance:
$1,240
House Owner Cost With Mortgage:
$870
House Owner Cost Without Mortgage:
$315
State Taxes:
Low:
2.0%
|
High:
5.0%
Cost Of Living Index:
77.4
Grocery:
92.3
Housing:
54.1
Utilities:
103.5
Transportation:
86.2
Health Care:
88.4
Miscellaneous:
92.6
Crime
Is Cloverport, KY a safe place to live?
Cloverport experiences a relatively low violent crime rate, with a chance of being a victim at 1 in 555, while property crime is more common at 1 in 74. Overall, the city maintains a generally safe and quiet environment, typical of small rural towns.
Violent Crimes Per 100k:
180
Property Crimes Per 100k:
1,350
Crime Index:
1,530
Chance Of Violent Crime:
1 in 555
Chance Of Property Crime:
1 in 74
Weather
What is the weather like in Cloverport, KY year-round?
Residents enjoy four distinct seasons, with mild winters averaging highs in the mid-40s and warm summers reaching the high 80s. The city gets about 48 inches of annual rainfall and has sunshine nearly 60% of the year, offering a pleasant climate for outdoor activities.
Winter
Min:
27°F
Max:
45°F
Spring
Min:
45°F
Max:
70°F
Summer
Min:
67°F
Max:
88°F
Fall
Min:
48°F
Max:
71°F
Average Rainfall Inches:
48.3 inches
Sunny Days Percentage:
59%
Neighbors
Cloverport’s households typically have a median income of $40,300, with a poverty rate of 22.5%. Most adults have completed high school and enjoy a small-town lifestyle, with short average commutes of just over 22 minutes and minimal reliance on public transportation.
Median Income:
$23,500
Household Income:
$40,300
Family Income:
$46,900
Per Capita Income:
$20,400
Income Male:
$36,000
Income Female:
$28,000
Poverty Rate:
22.5%
Non English Speakers:
3.5%
Rent:
$625
Unemployment Rate:
5.8%
Public Transport Usage:
0.2%
Commute Time:
22.4 minutes
Education
High School or Higher:
82.1%
Bachelors or More:
10.4%
Education
How are the schools in Cloverport, KY?
Education is centered around Cloverport Independent School, which serves local students with a favorable student-teacher ratio of 13.6 to 1. For higher education, Owensboro Community & Technical College is within commuting distance, providing further learning opportunities.
Public Schools
Name:
Cloverport Independent School
Street:
301 Poplar St
Phone:
270-788-3910
Students:
370
Student Teacher Ratio:
13.6
Colleges
Name:
Owensboro Community & Technical College
City:
Owensboro
State:
KY
Distance:
39 miles
Students:
4,300
Healthcare
Healthcare access includes nearby Breckinridge Memorial Hospital, offering general and emergency services, while about 90% of residents have health insurance coverage. With a physician rate of 1.2 per 1,000 people, basic medical needs are met within a short drive from the city.
Major Hospitals
Name:
Breckinridge Memorial Hospital
Address:
1011 Old Hwy 60, Hardinsburg, KY 40143
Phone:
(270) 756-7000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.2
Health Insurance Coverage:
89.7%
Health Care Index:
71.0
Housing Market
What is the housing market like in Cloverport, KY?
The housing market in Cloverport is affordable, with a median home price of $93,000 and average rent for a two-bedroom at $640. Over half the residents own their homes, and the area has a low foreclosure rate, indicating stable housing options for buyers and renters alike.
Median Home Price:
$93,000
Average Rent For 2 Bedroom:
$640
Owner Occupied Rate:
57.3%
Rental Vacancy Rate:
8.1%
Home Appreciation Rate (1yr):
4.3%
New Construction Rate:
0.5%
Foreclosure Rate:
0.7%
DMV Information
Residents manage their driving and vehicle needs through the Kentucky Transportation Cabinet's Division of Driver Licensing, located in Frankfort. Services and resources are easily accessible both in person and online at drive.ky.gov.
State:
Kentucky
Department:
Kentucky Transportation Cabinet - Division of Driver Licensing
Address:
200 Mero Street, Frankfort, KY 40622
Phone:
502-564-1257
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.