Everything You Should Know Before Moving to Coal Bluff, IN
Considering a move to Coal Bluff, IN? This small, friendly community of about 200 offers affordable living, with median home prices around $98,000 and rents averaging $710. Residents enjoy low crime rates, quick 25-minute commutes to Terre Haute, and peaceful rural surroundings. While educational attainment is modest, families benefit from access to nearby schools and local colleges, plus a healthy share of sunny days each year. Explore Coal Bluff for a budget-friendly, quiet lifestyle with essential amenities close by.
Demographics - Coal Bluff, IN
Demographics - Coal Bluff, IN
Coal Bluff is a small, close-knit community of around 200 residents, characterized by a predominantly White population and a median age of 46. The gender ratio is balanced, and most people speak English at home, giving the area a quiet, neighborly feel. The low population density provides a relaxed rural atmosphere ideal for those seeking peace and space.
Population:
200
Density:
80 per sq mi
Median Age:
46.0
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
2.0%
Ethnic Composition
White:
95.0%
Black:
1.0%
Asian:
0.5%
Others:
3.5%
Cost Of Living
What is the average cost of living in Coal Bluff, IN?
Living in Coal Bluff is highly affordable, with a cost of living index of 83.5 and median home values at just $98,000. Monthly rents and basic expenses like utilities remain well below the national average, making it an attractive choice for budget-conscious individuals and families. State taxes are moderate, further supporting a cost-effective lifestyle.
Median House Value:
$98,000
Gross Rent:
$710
Monthly Electricity Charges:
$120
Auto Insurance:
$1,085
House Owner Cost With Mortgage:
$900
House Owner Cost Without Mortgage:
$400
State Taxes:
Low:
3.15%
|
High:
4.9%
Cost Of Living Index:
83.5
Grocery:
92.1
Housing:
61.4
Utilities:
97.2
Transportation:
85.0
Health Care:
89.0
Miscellaneous:
90.8
Crime
Is Coal Bluff, IN a safe place to live?
Coal Bluff experiences very low crime rates, with violent crimes occurring at a rate of 120 per 100,000 people and property crimes at 1,100 per 100,000. The chance of being a victim is much lower here than in larger cities, offering residents peace of mind and a safe environment. This makes the town particularly appealing for those seeking a secure, small-town atmosphere.
Violent Crimes Per 100k:
120
Property Crimes Per 100k:
1,100
Crime Index:
1,220
Chance Of Violent Crime:
1 in 833
Chance Of Property Crime:
1 in 91
Weather
What is the weather like in Coal Bluff, IN year-round?
Residents of Coal Bluff enjoy all four seasons, with warm summers reaching up to 86°F and cold winters dipping to 19°F. The area sees about 42 inches of rainfall annually and enjoys sunshine roughly 60% of the year. This climate offers a pleasant balance for outdoor activities throughout the year.
Winter
Min:
19°F
Max:
37°F
Spring
Min:
42°F
Max:
67°F
Summer
Min:
63°F
Max:
86°F
Fall
Min:
44°F
Max:
70°F
Average Rainfall Inches:
42.0 inches
Sunny Days Percentage:
60%
Neighbors
Coal Bluff’s residents have a median household income of $48,000, and most households own their homes. The community maintains a modest poverty rate and low unemployment, while nearly 90% of adults have completed high school. Commuting is convenient, with average travel times of around 25 minutes and little reliance on public transit.
Median Income:
$28,000
Household Income:
$48,000
Family Income:
$58,000
Per Capita Income:
$25,000
Income Male:
$32,000
Income Female:
$24,000
Poverty Rate:
14.0%
Non English Speakers:
2.0%
Rent:
$710
Unemployment Rate:
5.5%
Public Transport Usage:
0.3%
Commute Time:
25.6 minutes
Education
High School or Higher:
89.0%
Bachelors or More:
12.0%
Education
How are the schools in Coal Bluff, IN?
Families in Coal Bluff benefit from access to nearby public schools like Otter Creek Middle School and Lost Creek Elementary, both offering manageable student-teacher ratios. Private education is also available in the area, and higher education opportunities are close by at Indiana State University and Rose-Hulman Institute of Technology. The community supports a foundation for lifelong learning, with options for students of all ages.
Public Schools
Name:
Otter Creek Middle School
Street:
4801 N Lafayette St
Phone:
812-462-4379
Students:
650
Student Teacher Ratio:
15.7
Name:
Lost Creek Elementary School
Street:
6701 Wabash Ave
Phone:
812-877-1412
Students:
430
Student Teacher Ratio:
16.4
Private Schools
Name:
St. Patrick School
Street:
449 S 19th St, Terre Haute, IN
Phone:
812-232-2157
Students:
215
Colleges
Name:
Indiana State University
City:
Terre Haute
State:
IN
Distance:
12 miles
Students:
10,200
Name:
Rose-Hulman Institute of Technology
City:
Terre Haute
State:
IN
Distance:
14 miles
Students:
2,200
Healthcare
Healthcare access is strong, with two major hospitals—Union Hospital and Terre Haute Regional Hospital—offering emergency and general services nearby. Most residents have health insurance coverage, and the area reports a healthcare index of 71. Local access to physicians is adequate for a rural setting, supporting community well-being.
Major Hospitals
Name:
Union Hospital
Address:
1606 N 7th St, Terre Haute, IN 47804
Phone:
(812) 238-7000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Terre Haute Regional Hospital
Address:
3901 S 7th St, Terre Haute, IN 47802
Phone:
(812) 232-0021
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.9
Health Insurance Coverage:
91.5%
Health Care Index:
71.0
Housing Market
What is the housing market like in Coal Bluff, IN?
Coal Bluff’s housing market is stable and affordable, with a median home price of $98,000 and a high owner-occupancy rate of 77%. Rental options are available with average rates around $710 for a two-bedroom, and the area has low foreclosure and vacancy rates. Home values have appreciated modestly over the past year, making it a budget-friendly place to settle down.
Median Home Price:
$98,000
Average Rent For 2 Bedroom:
$710
Owner Occupied Rate:
77.0%
Rental Vacancy Rate:
9.0%
Home Appreciation Rate (1yr):
4.1%
New Construction Rate:
0.6%
Foreclosure Rate:
0.7%
DMV Information
Residents can access DMV services at the Indiana Bureau of Motor Vehicles office in nearby Terre Haute, located just a short drive from Coal Bluff. The office offers standard licensing, registration, and title services, and can be contacted by phone or online. Indiana’s BMV website provides additional resources and appointment scheduling for local drivers.
State:
Indiana
Department:
Indiana Bureau of Motor Vehicles
Address:
2920 Professional Ln, Terre Haute, IN 47802
Phone:
888-692-6841
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.