Everything You Should Know Before Moving to Cobalt City, MO
Thinking of moving to Cobalt City, MO? This friendly, small community of just 220 residents offers an affordable cost of living, with median home prices around $54,500 and rents near $650. Crime rates are lower than the national average, and you'll enjoy a quick 23-minute average commute. While amenities are limited, the area features easy access to outdoor recreation, good local schools, and a mild Midwestern climate with nearly 60% sunny days. Discover the peaceful lifestyle and close-knit feel that await in Cobalt City.
Demographics - Cobalt City, MO
Demographics - Cobalt City, MO
Cobalt City is a small, close-knit community of 220 residents, with a predominantly White population and a median age of 47.2. The gender balance is nearly even, and only a small percentage of residents speak a language other than English at home, contributing to a friendly and familiar small-town atmosphere.
Population:
220
Density:
210 per sq mi
Median Age:
47.2
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
3.0%

Ethnic Composition
White:
94.0%
Black:
2.0%
Asian:
0.5%
Others:
3.5%
Cost Of Living
What is the average cost of living in Cobalt City, MO?
The cost of living in Cobalt City is notably affordable, with a median home value of $54,500 and average rent around $650. Overall expenses, including housing, utilities, and groceries, are well below the national average, making the city an attractive option for budget-conscious movers.
Median House Value:
$54,500
Gross Rent:
$650
Monthly Electricity Charges:
$110
Auto Insurance:
$1,340
House Owner Cost With Mortgage:
$720
House Owner Cost Without Mortgage:
$320
State Taxes:
Low:
1.5%
|
High:
5.4%
Cost Of Living Index:
78.5
Grocery:
94.1
Housing:
45.3
Utilities:
98.7
Transportation:
88.2
Health Care:
91.0
Miscellaneous:
87.3
Crime
Is Cobalt City, MO a safe place to live?
Cobalt City experiences lower-than-average crime rates, with a chance of violent crime at 1 in 350 and property crime at 1 in 58. Residents generally enjoy a safe and secure environment, contributing to the city's appeal for families and retirees.
Violent Crimes Per 100k:
285
Property Crimes Per 100k:
1,720
Crime Index:
2,005
Chance Of Violent Crime:
1 in 350
Chance Of Property Crime:
1 in 58
Weather
What is the weather like in Cobalt City, MO year-round?
Cobalt City enjoys a mild Midwestern climate, with warm summers reaching highs near 89°F and winters that dip to around 23°F. The area receives about 44 inches of rainfall annually and sees sunshine roughly 59% of the year, making it pleasant for outdoor activities.

Winter
Min:
23°F
Max:
41°F

Spring
Min:
45°F
Max:
70°F

Summer
Min:
66°F
Max:
89°F

Fall
Min:
48°F
Max:
71°F
Average Rainfall Inches:
44.1 inches
Sunny Days Percentage:
59%
Neighbors
Local households in Cobalt City have a median income of $41,500 and an average commute time of 22.8 minutes. While the poverty rate is higher than the national average, most residents have at least a high school education, and the area is characterized by a strong sense of community.
Median Income:
$29,000
Household Income:
$41,500
Family Income:
$46,000
Per Capita Income:
$21,000
Income Male:
$30,500
Income Female:
$22,000
Poverty Rate:
22.5%
Non English Speakers:
3.0%
Rent:
$650
Unemployment Rate:
5.8%
Public Transport Usage:
0.1%
Commute Time:
22.8 minutes

Education
High School or Higher:
85.7%
Bachelors or More:
12.1%
Education
How are the schools in Cobalt City, MO?
Cobalt City is served by local public schools like Arcadia Valley High and Elementary, featuring low student-to-teacher ratios for personalized education. Higher education options are accessible at Mineral Area College, located just 27 miles away, supporting lifelong learning for residents.

Public Schools
Name:
Arcadia Valley High School
Street:
520 Park Dr
Phone:
573-546-9700
Students:
350
Student Teacher Ratio:
13.5
Name:
Arcadia Valley Elementary School
Street:
700 Park Dr
Phone:
573-546-9700
Students:
420
Student Teacher Ratio:
14.2

Colleges
Name:
Mineral Area College
City:
Park Hills
State:
MO
Distance:
27 miles
Students:
2,700
Healthcare
Residents have access to the Iron County Medical Center, which offers general and emergency services nearby. With 1.6 physicians per 1,000 residents and over 86% health insurance coverage, healthcare needs are reasonably met within the region.

Major Hospitals
Name:
Iron County Medical Center
Address:
301 N Hwy 21, Pilot Knob, MO 63663
Phone:
(573) 546-1260
Type:
General & Critical Access
Emergency Services:
Yes
Physicians Per 1000:
1.6
Health Insurance Coverage:
86.4%
Health Care Index:
68.2
Housing Market
What is the housing market like in Cobalt City, MO?
Cobalt City's housing market is highly affordable, featuring a median home price of $54,500 and a 75% owner-occupancy rate. Rental options are available with a moderate vacancy rate, and home values have shown steady appreciation in the past year.
Median Home Price:
$54,500
Average Rent For 2 Bedroom:
$650
Owner Occupied Rate:
75.0%
Rental Vacancy Rate:
8.2%
Home Appreciation Rate (1yr):
3.4%
New Construction Rate:
0.7%
Foreclosure Rate:
0.8%
DMV Information
Vehicle and driver services for Cobalt City are managed by the Missouri Department of Revenue, with resources available online and at the state office in Jefferson City. Residents can access licensing, registration, and other DMV services both in person and through the department’s website.
State:
Missouri
Department:
Missouri Department of Revenue - Motor Vehicle and Driver Licensing
Address:
301 West High Street, Jefferson City, MO 65101
Phone:
1-573-751-4509
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.