Everything You Should Know Before Moving to Cobb Island, MD
Considering a move to Cobb Island, MD? This scenic waterfront community has a small population of about 1,200 and offers affordable living with median home prices around $340,000 and average rents of $1,420. Residents enjoy peaceful living, low crime rates (210 violent crimes per 100k), and more than 60% sunny days each year. Commutes average just under 40 minutes, while nearby schools and access to healthcare in La Plata make Cobb Island a great choice for relaxed, small-town living with easy access to the Potomac River.
Demographics - Cobb Island, MD
Demographics - Cobb Island, MD
Cobb Island is a close-knit community of about 1,200 residents, with a median age of 53.2, reflecting its appeal to both retirees and families. The population is predominantly White, and the area has a balanced gender ratio and a modest percentage of non-English speakers, contributing to a welcoming, small-town atmosphere.
Population:
1,200
Density:
1,000 per sq mi
Median Age:
53.2
Gender Ratio:
95 males per 100 females
Non-English Speakers Percentage:
6.0%
Ethnic Composition
White:
89.0%
Black:
6.5%
Asian:
1.2%
Others:
3.3%
Cost Of Living
What is the average cost of living in Cobb Island, MD?
Living in Cobb Island is moderately affordable, with a median home value of $340,000 and average rents of $1,420 per month. The overall cost of living index is slightly above the national average, driven by housing and utilities, but state taxes remain reasonable for Maryland.
Median House Value:
$340,000
Gross Rent:
$1,420
Monthly Electricity Charges:
$130
Auto Insurance:
$1,420
House Owner Cost With Mortgage:
$1,850
House Owner Cost Without Mortgage:
$635
State Taxes:
Low:
2.0%
|
High:
5.75%
Cost Of Living Index:
108.5
Grocery:
104.0
Housing:
110.0
Utilities:
106.0
Transportation:
109.5
Health Care:
104.2
Miscellaneous:
101.0
Crime
Is Cobb Island, MD a safe place to live?
Cobb Island offers a safe environment, with a violent crime rate of 210 per 100,000 residents and property crime rates well below national averages. Residents enjoy peace of mind, with a low chance of becoming a crime victim.
Violent Crimes Per 100k:
210
Property Crimes Per 100k:
1,420
Crime Index:
1,630
Chance Of Violent Crime:
1 in 475
Chance Of Property Crime:
1 in 70
Weather
What is the weather like in Cobb Island, MD year-round?
The climate in Cobb Island features mild winters with lows around 29°F and warm summers reaching highs of 87°F. Residents benefit from 61% sunny days each year and an average annual rainfall of 44.5 inches, making it ideal for outdoor activities along the waterfront.
Winter
Min:
29°F
Max:
45°F
Spring
Min:
45°F
Max:
69°F
Summer
Min:
68°F
Max:
87°F
Fall
Min:
50°F
Max:
72°F
Average Rainfall Inches:
44.5 inches
Sunny Days Percentage:
61%
Neighbors
Households in Cobb Island enjoy a median income of $87,500 and a low poverty rate of 7.9%. Most residents are well-educated, with over 92% holding a high school diploma or higher, and commutes average about 38.5 minutes, reflecting the area’s balance of rural charm and access to nearby amenities.
Median Income:
$41,000
Household Income:
$87,500
Family Income:
$98,000
Per Capita Income:
$39,400
Income Male:
$52,000
Income Female:
$44,000
Poverty Rate:
7.9%
Non English Speakers:
6.0%
Rent:
$1,420
Unemployment Rate:
4.8%
Public Transport Usage:
0.4%
Commute Time:
38.5 minutes
Education
High School or Higher:
92.0%
Bachelors or More:
28.5%
Education
How are the schools in Cobb Island, MD?
Local students attend well-rated public schools, including Dr. Thomas L. Higdon Elementary and Piccowaxen Middle, both offering favorable student-teacher ratios. For higher education, the College of Southern Maryland is just 16 miles away in La Plata, making advanced learning easily accessible.
Public Schools
Name:
Dr. Thomas L. Higdon Elementary School
Street:
12872 Rock Point Rd
Phone:
301-259-2500
Students:
350
Student Teacher Ratio:
14.5
Name:
Piccowaxen Middle School
Street:
12834 Rock Point Rd
Phone:
301-934-1977
Students:
600
Student Teacher Ratio:
13.9
Colleges
Name:
College of Southern Maryland
City:
La Plata
State:
MD
Distance:
16 miles
Students:
6,900
Healthcare
Access to healthcare is strong, with the University of Maryland Charles Regional Medical Center located nearby in La Plata and a high rate of health insurance coverage at 92.8%. With 2.0 physicians per 1,000 residents and quality emergency services, healthcare needs are well met in this community.
Major Hospitals
Name:
University of Maryland Charles Regional Medical Center
Address:
5 Garrett Ave, La Plata, MD 20646
Phone:
(301) 609-4000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.0
Health Insurance Coverage:
92.8%
Health Care Index:
72.4
Housing Market
What is the housing market like in Cobb Island, MD?
Cobb Island’s housing market is stable, with a median home price of $340,000 and owner occupancy at nearly 80%. Home values have appreciated by 4.6% over the past year, and rental options remain available with average rates for a two-bedroom at $1,420.
Median Home Price:
$340,000
Average Rent For 2 Bedroom:
$1,420
Owner Occupied Rate:
79.5%
Rental Vacancy Rate:
6.9%
Home Appreciation Rate (1yr):
4.6%
New Construction Rate:
1.2%
Foreclosure Rate:
0.7%
DMV Information
Motor vehicle services for Cobb Island residents are managed by the Maryland Motor Vehicle Administration, conveniently located at 11 Industrial Park Drive in Waldorf. Residents can access a full range of DMV services both in-person and online.
State:
Maryland
Department:
Maryland Motor Vehicle Administration
Address:
11 Industrial Park Drive, Waldorf, MD 20602
Phone:
1-410-768-7000
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.