Everything You Should Know Before Moving to Cochiti Lake, NM
Considering a move to Cochiti Lake, NM? With a small, close-knit population of about 570, this lakeside community offers affordable living, with median home prices around $272,000 and rents near $1,150. Crime rates are low, and residents enjoy 75% sunny days annually—perfect for outdoor lovers. The average commute is about 33 minutes, and while local schools are small, higher education options are nearby. Its scenic setting, mild climate, and relaxed pace make Cochiti Lake a peaceful place to call home.
Demographics - Cochiti Lake, NM
Demographics - Cochiti Lake, NM
Cochiti Lake is a small, close-knit community of about 570 residents with a notably high median age of 61.5, suggesting a mature population. The area is predominantly White (67%) and Native American (25%), and English is spoken by the vast majority of residents. Its moderate population density offers a peaceful, uncrowded environment ideal for those seeking tranquility.
Population:
570
Density:
340 per sq mi
Median Age:
61.5
Gender Ratio:
100 males per 100 females
Non-English Speakers Percentage:
7%
Ethnic Composition
White:
67%
Others:
0%
Cost Of Living
What is the average cost of living in Cochiti Lake, NM?
The cost of living in Cochiti Lake is below the national average, with a cost of living index of 92.5. Median home prices are affordable at around $272,000, and typical rents hover near $1,150 per month. Utilities and other everyday expenses are also reasonably priced, making this an attractive location for budget-conscious movers.
Median House Value:
$272,000
Gross Rent:
$1,150
Monthly Electricity Charges:
$95
Auto Insurance:
$1,310
House Owner Cost With Mortgage:
$1,350
House Owner Cost Without Mortgage:
$470
State Taxes:
Low:
1.7%
|
High:
5.9%
Cost Of Living Index:
92.5
Grocery:
95.4
Housing:
90.1
Utilities:
97.3
Transportation:
86.2
Health Care:
91.8
Miscellaneous:
93.5
Crime
Is Cochiti Lake, NM a safe place to live?
Cochiti Lake enjoys low crime rates, with just 180 violent crimes and 1,120 property crimes per 100,000 people, offering residents a strong sense of safety. The chance of experiencing a violent crime is 1 in 555, making it a secure choice for families and retirees. These statistics reflect a calm, safe community atmosphere.
Violent Crimes Per 100k:
180
Property Crimes Per 100k:
1,120
Crime Index:
1,300
Chance Of Violent Crime:
1 in 555
Chance Of Property Crime:
1 in 89
Weather
What is the weather like in Cochiti Lake, NM year-round?
Residents experience a mild, sunny climate, with winter lows averaging 19°F and summer highs reaching 88°F. The city enjoys 75% sunny days throughout the year and receives approximately 11.5 inches of rainfall annually. These pleasant weather conditions are ideal for outdoor activities and lakeside living.
Winter
Min:
19°F
Max:
46°F
Spring
Min:
35°F
Max:
67°F
Summer
Min:
58°F
Max:
88°F
Fall
Min:
38°F
Max:
69°F
Average Rainfall Inches:
11.5 inches
Sunny Days Percentage:
75%
Neighbors
Households in Cochiti Lake benefit from a median income of $62,500 and a low poverty rate of 7.8%. Education levels are high, with 92% having at least a high school diploma and 38% holding a bachelor’s degree or higher. The community experiences low unemployment and typically enjoys peaceful, longer commutes of about 33 minutes.
Median Income:
$31,000
Household Income:
$62,500
Family Income:
$70,000
Per Capita Income:
$35,600
Income Male:
$39,500
Income Female:
$29,000
Poverty Rate:
7.8%
Non English Speakers:
7%
Rent:
$1,150
Unemployment Rate:
5.6%
Public Transport Usage:
0.5%
Commute Time:
33 minutes
Education
High School or Higher:
92%
Bachelors or More:
38%
Education
How are the schools in Cochiti Lake, NM?
Local families benefit from Cochiti Elementary & Middle School, which offers a low student-teacher ratio of 13.5 and a small, supportive school environment. While there are no private schools in town, higher education is easily accessible, with the University of New Mexico and Santa Fe Community College both located within 35 miles. This provides residents with a range of educational opportunities close to home.
Public Schools
Name:
Cochiti Elementary & Middle School
Street:
Cochiti Lake, NM 87083
Phone:
505-465-2314
Students:
260
Student Teacher Ratio:
13.5
Colleges
Name:
University of New Mexico
City:
Albuquerque
State:
NM
Distance:
33 miles
Students:
22,000
Name:
Santa Fe Community College
City:
Santa Fe
State:
NM
Distance:
26 miles
Students:
5,000
Healthcare
Cochiti Lake residents have access to major hospitals in nearby Santa Fe and Rio Rancho, both offering comprehensive emergency services. The area has a physician density of 1.8 per 1,000 residents and a high health insurance coverage rate of 90.2%. This ensures quality healthcare is within easy reach for most residents.
Major Hospitals
Name:
Presbyterian Santa Fe Medical Center
Address:
4801 Beckner Rd, Santa Fe, NM 87507
Phone:
(505) 772-1234
Type:
General & Surgical
Emergency Services:
Yes
Name:
UNM Sandoval Regional Medical Center
Address:
3001 Broadmoor Blvd NE, Rio Rancho, NM 87144
Phone:
(505) 994-7000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.8
Health Insurance Coverage:
90.2%
Health Care Index:
65.4
Housing Market
What is the housing market like in Cochiti Lake, NM?
The housing market in Cochiti Lake is stable and affordable, with a median home price of $272,000 and 82% owner-occupancy. Rents for a two-bedroom average $1,150, and the area sees a modest annual home appreciation of 4.1%. Low foreclosure and vacancy rates point to a healthy, attractive market for both buyers and renters.
Median Home Price:
$272,000
Average Rent For 2 Bedroom:
$1,150
Owner Occupied Rate:
82%
Rental Vacancy Rate:
7.5%
Home Appreciation Rate (1yr):
4.1%
New Construction Rate:
1.2%
Foreclosure Rate:
0.7%
DMV Information
Cochiti Lake residents are served by the New Mexico Motor Vehicle Division, conveniently located in Santa Fe. The DMV provides all standard vehicle registration and licensing services, and information is easily accessible online. This ensures straightforward access to essential transportation services for locals.
State:
New Mexico
Department:
New Mexico Motor Vehicle Division
Address:
1100 South St. Francis Dr., Santa Fe, NM 87505
Phone:
1-888-683-4636
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.