Everything You Should Know Before Moving to Cold Brook, NY
Considering a move to Cold Brook, NY? This small village of just 252 offers a quiet, rural lifestyle with affordable living: median home prices are around $120,000, and average rent is about $800. Residents enjoy low crime rates, a close-knit community, and a scenic, snowy climate with 48% sunny days per year. Commutes average about 28 minutes, and families benefit from local schools and access to nearby colleges. Explore more on cost of living, housing, and amenities to see if Cold Brook is the right fit for you.
Demographics - Cold Brook, NY
Demographics - Cold Brook, NY
Cold Brook, NY is a small rural community with a population of 252 and a median age of 44.7. The village is predominantly White, with a nearly equal gender ratio and a low percentage of non-English speakers, contributing to its close-knit and homogenous atmosphere.
Population:
252
Density:
210 per sq mi
Median Age:
44.7
Gender Ratio:
101 males per 100 females
Non-English Speakers Percentage:
2.4%
Ethnic Composition
White:
97.2%
Black:
0.8%
Asian:
0.4%
Others:
1.6%
Cost Of Living
What is the average cost of living in Cold Brook, NY?
Living in Cold Brook is notably affordable, with a median home value of $120,000 and average rent around $800. The cost of living index is below the national average, making it an attractive option for budget-conscious residents while utilities and healthcare costs remain moderate.
Median House Value:
$120,000
Gross Rent:
$800
Monthly Electricity Charges:
$120
Auto Insurance:
$1,210
House Owner Cost With Mortgage:
$1,000
House Owner Cost Without Mortgage:
$420
State Taxes:
Low:
4%
|
High:
8.82%
Cost Of Living Index:
85.6
Grocery:
98.5
Housing:
56.0
Utilities:
108.2
Transportation:
91.7
Health Care:
104.1
Miscellaneous:
97.0
Crime
Is Cold Brook, NY a safe place to live?
Cold Brook experiences low crime rates, with violent crimes at 140 per 100,000 residents and property crime chances at 1 in 102. This provides peace of mind for families and individuals seeking a safe, rural lifestyle.
Violent Crimes Per 100k:
140
Property Crimes Per 100k:
980
Crime Index:
1,120
Chance Of Violent Crime:
1 in 710
Chance Of Property Crime:
1 in 102
Weather
What is the weather like in Cold Brook, NY year-round?
Residents experience a classic Upstate New York climate, with cold, snowy winters and mild summers where temperatures range from 55°F to 79°F. The area receives about 48.3 inches of rainfall annually and enjoys sunny days nearly half the year.
Winter
Min:
10°F
Max:
30°F
Spring
Min:
32°F
Max:
62°F
Summer
Min:
55°F
Max:
79°F
Fall
Min:
35°F
Max:
65°F
Average Rainfall Inches:
48.3 inches
Sunny Days Percentage:
48%
Neighbors
The local community enjoys a median household income of $56,700, with most adults having at least a high school diploma and a low unemployment rate of 4.7%. Commute times average just over 28 minutes, and public transportation use is minimal, reflecting the village’s rural character.
Median Income:
$29,800
Household Income:
$56,700
Family Income:
$68,000
Per Capita Income:
$27,500
Income Male:
$35,000
Income Female:
$28,000
Poverty Rate:
14.5%
Non English Speakers:
2.4%
Rent:
$800
Unemployment Rate:
4.7%
Public Transport Usage:
0.2%
Commute Time:
28.2 minutes
Education
High School or Higher:
90.5%
Bachelors or More:
19.2%
Education
How are the schools in Cold Brook, NY?
Families in Cold Brook benefit from the local Poland Central School, which maintains a favorable student-teacher ratio, and are within easy reach of higher education institutions like Herkimer County Community College and SUNY Polytechnic Institute, located within a short drive.
Public Schools
Name:
Poland Central School
Street:
74 Cold Brook St
Phone:
315-826-7900
Students:
785
Student Teacher Ratio:
11.5
Colleges
Name:
Herkimer County Community College
City:
Herkimer
State:
NY
Distance:
16 miles
Students:
2,700
Name:
SUNY Polytechnic Institute
City:
Utica
State:
NY
Distance:
22 miles
Students:
2,900
Healthcare
Cold Brook residents have access to major hospitals in nearby cities, and about 93% of locals are covered by health insurance. The area offers a solid healthcare index and an average of 1.9 physicians per 1,000 people, ensuring reasonable access to medical care.
Major Hospitals
Name:
Little Falls Hospital
Address:
140 Burwell St, Little Falls, NY 13365
Phone:
(315) 823-1000
Type:
General & Surgical
Emergency Services:
Yes
Name:
St. Elizabeth Medical Center
Address:
2209 Genesee St, Utica, NY 13501
Phone:
(315) 801-8100
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.9
Health Insurance Coverage:
92.7%
Health Care Index:
71.2
Housing Market
What is the housing market like in Cold Brook, NY?
The housing market in Cold Brook is stable and affordable, with a median home price of $120,000 and a high owner-occupied rate of 76.5%. Homes in the area appreciate modestly each year, and rental options are available at competitive rates.
Median Home Price:
$120,000
Average Rent For 2 Bedroom:
$800
Owner Occupied Rate:
76.5%
Rental Vacancy Rate:
7.1%
Home Appreciation Rate (1yr):
4.2%
New Construction Rate:
0.8%
Foreclosure Rate:
0.7%
DMV Information
Driver and vehicle services for Cold Brook are managed by the New York State Department of Motor Vehicles, with the nearest office located in Herkimer. Residents can access DMV resources both in-person and online for convenience.
State:
New York
Department:
New York State Department of Motor Vehicles
Address:
224 W. Main St, Herkimer, NY 13350
Phone:
1-518-486-9786
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.