Kentucky / County

Moving to Cold Spring, KY

Thinking of making a move to Cold Spring, KY? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Cold Spring, KY

Considering a move to Cold Spring, KY? This welcoming community of 5,300 residents offers a blend of suburban charm and convenience, with median home prices around $320,000 and average rents near $1,350. Commute times average 25 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (54% annually), ideal for families and commuters alike. Explore Cold Spring's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Cold Spring, KY

Cold Spring has a population of 5,300 residents, offering a diverse community with a median age of nearly 44 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 94% White, 1% Black, and 2% Asian residents, and over 5% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
5,300
Density
2,500 per sq mi
Median Age
44.1
Gender Ratio
96 males per 100 females
Non-English Speakers Percentage
4.8%

Ethnic Composition

White
94.0%
Black
1.4%
Asian
1.6%
Others
3.0%

Cost Of Living

What is the average cost of living in Cold Spring, KY?

The cost of living in Cold Spring is higher than the national average, with a cost of living index of 93.6. Median home values are around $320,000 and average rents for a two-bedroom apartment are approximately $1,350. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$320,000
Gross Rent
$1,350
Monthly Electricity Charges
$150
Auto Insurance
$1,720
House Owner Cost With Mortgage
$1,850
House Owner Cost Without Mortgage
$620
State Taxes
Low: 4.0%| High: 6.0%
Cost Of Living Index
93.6
Grocery
96.0
Housing
88.5
Utilities
97.8
Transportation
91.2
Health Care
98.4
Miscellaneous
95.1

Crime

Is Cold Spring, KY a safe place to live?

Cold Spring is considered a safe community, with a low violent crime rate of 110 incidents per 100,000 residents and a property crime chance of 1 in 87. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Kentucky.

Violent Crimes Per 100k
110
Property Crimes Per 100k
1,150
Crime Index
1,260
Chance Of Violent Crime
1 in 909
Chance Of Property Crime
1 in 87

Weather

What is the weather like in Cold Spring, KY year-round?

Cold Spring experiences four distinct seasons, with warm summers reaching highs of 87°F and cold winters dipping to 28°F. The area receives about 45 inches of rainfall annually and enjoys sunshine on 54% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
28°F
Max
44°F

Summer

Min
68°F
Max
87°F

Spring

Min
46°F
Max
68°F

Fall

Min
48°F
Max
70°F
Average Rainfall Inches
44.5 inches
Sunny Days Percentage
54%

Neighbors

The neighborhood boasts a healthy median household income of $98,500 and a low poverty rate of 6.8%. Over 94% of residents have at least a high school diploma, and nearly 39% hold a bachelor's degree or higher. Commute times average 25 minutes, and almost 2% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$41,000
Household Income
$98,500
Family Income
$112,000
Per Capita Income
$44,200
Income Male
$53,000
Income Female
$41,500
Poverty Rate
6.8%
Non English Speakers
5.9%
Rent
$1,350
Unemployment Rate
4.2%
Public Transport Usage
2.4%
Commute Time
24.8 minutes

Education

High School or Higher
94.1%
Bachelors or More
38.6%

Education

How are the schools in Cold Spring, KY?

Cold Spring offers quality education options, with public schools like Cold Spring Elementary School and R.C. Hinsdale Elementary School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Northern Kentucky University and Gateway Community and Technical College. The community is committed to educational excellence for all age groups.

Public Schools

Name
Cold Spring Elementary School
Street
3690 East Alexandria Pike
Phone
859-635-4115
Students
430
Student Teacher Ratio
15.1
Name
R.C. Hinsdale Elementary School
Street
3600 Alexandria Pike
Phone
859-441-3695
Students
390
Student Teacher Ratio
14.7

Private Schools

Name
Notre Dame Academy
Street
1699 Hilton Dr
Phone
859-292-2525
Students
620

Colleges

Name
Northern Kentucky University
City
Highland Heights
State
KY
Distance
6 miles
Students
15,800
Name
Gateway Community and Technical College
City
Edgewood
State
KY
Distance
10 miles
Students
4,000

Healthcare

Cold Spring residents have access to quality healthcare, with major hospitals like St. Elizabeth Edgewood Hospital and The Christ Hospital - Fort Thomas nearby. The community benefits from a high physician-to-resident ratio of 2.4 per 1,000 people and 92.4% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
St. Elizabeth Edgewood Hospital
Address
1 Medical Village Dr, Edgewood, KY 41017
Phone
(859) 331-3100
Type
General & Surgical
Emergency Services
Yes
Name
The Christ Hospital - Fort Thomas
Address
85 N Grand Ave, Fort Thomas, KY 41075
Phone
(859) 572-3500
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
2.4
Health Insurance Coverage
92.4%
Health Care Index
72.8

Housing Market

What is the housing market like in Cold Spring, KY?

The local housing market is strong, with a median home price of $320,000 and an owner-occupied rate of nearly 78%. The market has seen a 4.6% appreciation over the past year, and rental vacancy rates remain moderate at 5.1%. Cold Spring offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$320,000
Average Rent For 2 Bedroom
$1,350
Owner Occupied Rate
77.5%
Rental Vacancy Rate
5.1%
Home Appreciation Rate (1yr)
4.6%
New Construction Rate
1.4%
Foreclosure Rate
0.4%

DMV Information

Residents of Cold Spring handle vehicle services through the Kentucky Transportation Cabinet, Division of Driver Licensing, conveniently located in Frankfort. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Kentucky
Department
Kentucky Transportation Cabinet, Division of Driver Licensing
Address
200 Mero Street, Frankfort, KY 40622
Phone
(502) 564-1257

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Cold Spring, KY

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Cold Spring, review the core fields on this page: population 5,300, median home value $320,000, average rent for 2 bedroom $1,350, commute time 24.8 minutes, and sunny days percentage 54%.

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