Kentucky / County

Moving to Cold Spring, KY

Thinking of making a move to Cold Spring, KY? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Cold Spring, KY

Considering a move to Cold Spring, KY? This welcoming community of 6,410 residents offers a blend of suburban charm and convenience, with median home prices around $246,000 and average rents near $1,090. Commute times average 24 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (56% annually), ideal for families and commuters alike. Explore Cold Spring's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Cold Spring, KY

Cold Spring has a population of 6,410 residents, offering a diverse community with a median age of nearly 41 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 94% White, 1% Black, and 1% Asian residents, and over 3% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
6,410
Density
1,350 per sq mi
Median Age
41.2
Gender Ratio
92 males per 100 females
Non-English Speakers Percentage
3.2%

Ethnic Composition

White
94.2%
Black
1.1%
Asian
1.2%
Others
3.5%

Cost Of Living

What is the average cost of living in Cold Spring, KY?

The cost of living in Cold Spring is higher than the national average, with a cost of living index of 88.7. Median home values are around $246,000 and average rents for a two-bedroom apartment are approximately $1,090. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$246,000
Gross Rent
$1,090
Monthly Electricity Charges
$120
Auto Insurance
$1,350
House Owner Cost With Mortgage
$1,480
House Owner Cost Without Mortgage
$485
State Taxes
Low: 2.0%| High: 5.0%
Cost Of Living Index
88.7
Grocery
93.2
Housing
78.1
Utilities
97.8
Transportation
94.4
Health Care
92.0
Miscellaneous
91.3

Crime

Is Cold Spring, KY a safe place to live?

Cold Spring is considered a safe community, with a low violent crime rate of 65 incidents per 100,000 residents and a property crime chance of 1 in 128. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Kentucky.

Violent Crimes Per 100k
65
Property Crimes Per 100k
780
Crime Index
845
Chance Of Violent Crime
1 in 1,540
Chance Of Property Crime
1 in 128

Weather

What is the weather like in Cold Spring, KY year-round?

Cold Spring experiences four distinct seasons, with warm summers reaching highs of 86°F and cold winters dipping to 24°F. The area receives about 44 inches of rainfall annually and enjoys sunshine on 56% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
24°F
Max
40°F

Summer

Min
66°F
Max
86°F

Spring

Min
45°F
Max
69°F

Fall

Min
47°F
Max
70°F
Average Rainfall Inches
43.5 inches
Sunny Days Percentage
56%

Neighbors

The neighborhood boasts a healthy median household income of $83,900 and a low poverty rate of 6.5%. Over 96% of residents have at least a high school diploma, and nearly 35% hold a bachelor's degree or higher. Commute times average 24 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$41,200
Household Income
$83,900
Family Income
$98,200
Per Capita Income
$36,400
Income Male
$51,000
Income Female
$40,000
Poverty Rate
6.5%
Non English Speakers
3.2%
Rent
$1,090
Unemployment Rate
3.7%
Public Transport Usage
0.5%
Commute Time
23.6 minutes

Education

High School or Higher
95.7%
Bachelors or More
34.9%

Education

How are the schools in Cold Spring, KY?

Cold Spring offers quality education options, with public schools like Campbell County High School and Campbell County Middle School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Northern Kentucky University and Thomas More University. The community is committed to educational excellence for all age groups.

Public Schools

Name
Campbell County High School
Street
909 Camel Crossing
Phone
859-635-4161
Students
1,420
Student Teacher Ratio
19.3
Name
Campbell County Middle School
Street
8000 Alexandria Pike
Phone
859-635-6077
Students
1,100
Student Teacher Ratio
17.7

Private Schools

Name
St. Joseph Cold Spring School
Street
4011 Alexandria Pike
Phone
859-441-2025
Students
530

Colleges

Name
Northern Kentucky University
City
Highland Heights
State
KY
Distance
5 miles
Students
16,000
Name
Thomas More University
City
Crestview Hills
State
KY
Distance
9 miles
Students
2,000

Healthcare

Cold Spring residents have access to quality healthcare, with major hospitals like St. Elizabeth Ft. Thomas and St. Elizabeth Edgewood nearby. The community benefits from a high physician-to-resident ratio of 2.3 per 1,000 people and 94.8% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
St. Elizabeth Ft. Thomas
Address
85 N Grand Ave, Fort Thomas, KY 41075
Phone
(859) 572-3100
Type
General & Surgical
Emergency Services
Yes
Name
St. Elizabeth Edgewood
Address
1 Medical Village Dr, Edgewood, KY 41017
Phone
(859) 301-2000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
2.3
Health Insurance Coverage
94.8%
Health Care Index
78.1

Housing Market

What is the housing market like in Cold Spring, KY?

The local housing market is strong, with a median home price of $246,000 and an owner-occupied rate of nearly 83%. The market has seen a 4.1% appreciation over the past year, and rental vacancy rates remain moderate at 4.2%. Cold Spring offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$246,000
Average Rent For 2 Bedroom
$1,090
Owner Occupied Rate
83.4%
Rental Vacancy Rate
4.2%
Home Appreciation Rate (1yr)
4.1%
New Construction Rate
1.3%
Foreclosure Rate
0.3%

DMV Information

Residents of Cold Spring handle vehicle services through the Kentucky Transportation Cabinet - Division of Driver Licensing, conveniently located in Frankfort. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Kentucky
Department
Kentucky Transportation Cabinet - Division of Driver Licensing
Address
200 Mero St, Frankfort, KY 40622
Phone
502-564-1257

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Cold Spring, KY

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Cold Spring, review the core fields on this page: population 6,410, median home value $246,000, average rent for 2 bedroom $1,090, commute time 23.6 minutes, and sunny days percentage 56%.

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