Everything You Should Know Before Moving to Cold Spring, NJ
Considering a move to Cold Spring, NJ? This charming coastal community of about 2,900 residents offers a relaxed lifestyle, low crime rates (62 violent crimes per 100K), and a sunny climate with 58% sunny days per year. Home values average around $495,000 and rents are near $1,650, with cost of living moderately higher than national averages. Residents enjoy short commutes (about 26 minutes), strong public schools, and easy access to nearby beaches and healthcare. Cold Spring is ideal for those seeking a quiet, safe, and scenic place to call home.
Demographics - Cold Spring, NJ
Demographics - Cold Spring, NJ
Cold Spring is a small, close-knit community with about 2,900 residents and a median age of 54, making it popular among retirees and those seeking a quieter lifestyle. The population is predominantly White, with a balanced gender ratio and a modest percentage of non-English speakers, reflecting a stable, established neighborhood.
Population:
2,900
Density:
1,200 per sq mi
Median Age:
54.2
Gender Ratio:
90 males per 100 females
Non-English Speakers Percentage:
6.5%
Ethnic Composition
White:
93.0%
Black:
2.0%
Asian:
1.0%
Others:
4.0%
Cost Of Living
What is the average cost of living in Cold Spring, NJ?
The cost of living in Cold Spring is moderately higher than the national average, with a median home value of $495,000 and average rents around $1,650. Residents can expect above-average utility and transportation costs, while state taxes range from 1.4% to 10.75%, making budgeting an important consideration for newcomers.
Median House Value:
$495,000
Gross Rent:
$1,650
Monthly Electricity Charges:
$140
Auto Insurance:
$1,950
House Owner Cost With Mortgage:
$2,350
House Owner Cost Without Mortgage:
$780
State Taxes:
Low:
1.4%
|
High:
10.75%
Cost Of Living Index:
126.0
Grocery:
119.0
Housing:
140.0
Utilities:
115.0
Transportation:
125.0
Health Care:
112.0
Miscellaneous:
110.0
Crime
Is Cold Spring, NJ a safe place to live?
Cold Spring boasts very low crime rates, with only 62 violent crimes and 540 property crimes per 100,000 residents, offering residents peace of mind and a strong sense of safety. The chances of experiencing violent or property crime are well below national averages, making it a secure place to live.
Violent Crimes Per 100k:
62
Property Crimes Per 100k:
540
Crime Index:
602
Chance Of Violent Crime:
1 in 1,613
Chance Of Property Crime:
1 in 185
Weather
What is the weather like in Cold Spring, NJ year-round?
Residents enjoy a temperate coastal climate with mild winters averaging 28°F to 41°F and warm summers peaking at 84°F. The area receives about 44 inches of rainfall annually and enjoys sunshine 58% of the year, making it appealing for outdoor activities year-round.
Winter
Min:
28°F
Max:
41°F
Spring
Min:
44°F
Max:
66°F
Summer
Min:
66°F
Max:
84°F
Fall
Min:
49°F
Max:
70°F
Average Rainfall Inches:
44.0 inches
Sunny Days Percentage:
58%
Neighbors
Cold Spring's neighborhoods are characterized by a median household income of $72,000 and a low poverty rate of 8.5%. Most residents have completed high school, with a third holding college degrees, and average commute times are around 26 minutes, contributing to a relaxed and stable local atmosphere.
Median Income:
$37,500
Household Income:
$72,000
Family Income:
$80,000
Per Capita Income:
$36,000
Income Male:
$44,000
Income Female:
$36,000
Poverty Rate:
8.5%
Non English Speakers:
6.5%
Rent:
$1,650
Unemployment Rate:
4.9%
Public Transport Usage:
2.1%
Commute Time:
25.7 minutes
Education
High School or Higher:
93.2%
Bachelors or More:
32.4%
Education
How are the schools in Cold Spring, NJ?
Cold Spring offers strong educational opportunities, with well-rated public schools such as Lower Cape May Regional High School and access to private options like Cape Christian Academy. For higher education, Atlantic Cape Community College is just 12 miles away, making lifelong learning accessible to the community.
Public Schools
Name:
Lower Cape May Regional High School
Street:
687 Route 9, Cape May, NJ 08204
Phone:
609-884-3475
Students:
870
Student Teacher Ratio:
10.8
Name:
Carl T. Mitnick Elementary School
Street:
905 Seashore Rd, Cape May, NJ 08204
Phone:
609-884-9410
Students:
500
Student Teacher Ratio:
12.1
Private Schools
Name:
Cape Christian Academy
Street:
10 Oyster Rd, Cape May Court House, NJ 08210
Phone:
609-465-4132
Students:
150
Colleges
Name:
Atlantic Cape Community College
City:
Cape May Court House
State:
NJ
Distance:
12 miles
Students:
1,600
Healthcare
Healthcare is readily accessible, with Cape Regional Medical Center nearby and a high rate of insurance coverage at 94.2%. The area has a solid number of physicians per capita, ensuring residents can expect quality medical care close to home.
Major Hospitals
Name:
Cape Regional Medical Center
Address:
2 Stone Harbor Blvd, Cape May Court House, NJ 08210
Phone:
(609) 463-2000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.3
Health Insurance Coverage:
94.2%
Health Care Index:
76.5
Housing Market
What is the housing market like in Cold Spring, NJ?
The housing market in Cold Spring is competitive, with a median home price of $495,000 and annual appreciation of 7.1%. Nearly 80% of properties are owner-occupied, reflecting strong community ties and a stable real estate environment.
Median Home Price:
$495,000
Average Rent For 2 Bedroom:
$1,650
Owner Occupied Rate:
79.0%
Rental Vacancy Rate:
6.1%
Home Appreciation Rate (1yr):
7.1%
New Construction Rate:
1.3%
Foreclosure Rate:
0.7%
DMV Information
Residents can access DMV services through the New Jersey Motor Vehicle Commission office in North Cape May, which provides licensing, registration, and vehicle services for the region. The office is conveniently located and easily accessible for Cold Spring residents.
State:
New Jersey
Department:
New Jersey Motor Vehicle Commission
Address:
3305 Bay Shore Road, North Cape May, NJ 08204
Phone:
1-609-292-6500
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.