Michigan / Branch County

Moving to Coldwater, MI

Thinking of making a move to Coldwater, MI? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Coldwater, MI

Considering a move to Coldwater, MI? This welcoming community of 10,900 residents offers a blend of suburban charm and convenience, with median home prices around $165,000 and average rents near $900. Commute times average 21 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (50% annually), ideal for families and commuters alike. Explore Coldwater's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Coldwater, MI

Coldwater has a population of 10,900 residents, offering a diverse community with a median age of nearly 38 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 84% White, 7% Black, and 1% Asian residents, and over 8% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
10,900
Density
2,250 per sq mi
Median Age
37.8
Gender Ratio
92 males per 100 females
Non-English Speakers Percentage
7.8%

Ethnic Composition

White
83.5%
Black
6.8%
Asian
1.2%
Others
8.5%

Cost Of Living

What is the average cost of living in Coldwater, MI?

The cost of living in Coldwater is higher than the national average, with a cost of living index of 82.4. Median home values are around $165,000 and average rents for a two-bedroom apartment are approximately $900. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$165,000
Gross Rent
$900
Monthly Electricity Charges
$118
Auto Insurance
$1,520
House Owner Cost With Mortgage
$1,280
House Owner Cost Without Mortgage
$520
State Taxes
Low: 4.25%| High: 4.25%
Cost Of Living Index
82.4
Grocery
93.5
Housing
67.8
Utilities
95.6
Transportation
88.1
Health Care
96.8
Miscellaneous
90.7

Crime

Is Coldwater, MI a safe place to live?

Coldwater is considered a safe community, with a low violent crime rate of 235 incidents per 100,000 residents and a property crime chance of 1 in 70. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Michigan.

Violent Crimes Per 100k
235
Property Crimes Per 100k
1,420
Crime Index
1,655
Chance Of Violent Crime
1 in 426
Chance Of Property Crime
1 in 70

Weather

What is the weather like in Coldwater, MI year-round?

Coldwater experiences four distinct seasons, with warm summers reaching highs of 83°F and cold winters dipping to 18°F. The area receives about 36 inches of rainfall annually and enjoys sunshine on 50% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
18°F
Max
33°F

Summer

Min
62°F
Max
83°F

Spring

Min
41°F
Max
64°F

Fall

Min
43°F
Max
66°F
Average Rainfall Inches
35.6 inches
Sunny Days Percentage
50%

Neighbors

The neighborhood boasts a healthy median household income of $55,800 and a low poverty rate of 17.8%. Over 88% of residents have at least a high school diploma, and nearly 16% hold a bachelor's degree or higher. Commute times average 21 minutes, and almost 2% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$31,500
Household Income
$55,800
Family Income
$69,200
Per Capita Income
$27,400
Income Male
$39,500
Income Female
$30,200
Poverty Rate
17.8%
Non English Speakers
10.6%
Rent
$900
Unemployment Rate
5.7%
Public Transport Usage
2.1%
Commute Time
20.8 minutes

Education

High School or Higher
88.4%
Bachelors or More
15.8%

Education

How are the schools in Coldwater, MI?

Coldwater offers quality education options, with public schools like Coldwater High School and Legg Middle School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Kellogg Community College - Coldwater Site and Trine University. The community is committed to educational excellence for all age groups.

Public Schools

Name
Coldwater High School
Street
274 N Hanchett St
Phone
517-279-1100
Students
980
Student Teacher Ratio
18.0
Name
Legg Middle School
Street
512 East Chicago St
Phone
517-279-1120
Students
720
Student Teacher Ratio
17.2

Private Schools

Name
St. Charles Borromeo Catholic School
Street
65 N Hudson St
Phone
517-279-6615
Students
180

Colleges

Name
Kellogg Community College - Coldwater Site
City
Coldwater
State
MI
Distance
2 miles
Students
1,000
Name
Trine University
City
Angola
State
IN
Distance
16 miles
Students
4,000

Healthcare

Coldwater residents have access to quality healthcare, with major hospitals like ProMedica Coldwater Regional Hospital and Ascension Borgess-Lee Hospital nearby. The community benefits from a high physician-to-resident ratio of 1.9 per 1,000 people and 92.1% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
ProMedica Coldwater Regional Hospital
Address
274 E Chicago St, Coldwater, MI 49036
Phone
(517) 279-5000
Type
General & Surgical
Emergency Services
Yes
Name
Ascension Borgess-Lee Hospital
Address
420 W High St, Dowagiac, MI 49047
Phone
(269) 782-8681
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.9
Health Insurance Coverage
92.1%
Health Care Index
71.4

Housing Market

What is the housing market like in Coldwater, MI?

The local housing market is strong, with a median home price of $165,000 and an owner-occupied rate of nearly 66%. The market has seen a 4.1% appreciation over the past year, and rental vacancy rates remain moderate at 6.8%. Coldwater offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$165,000
Average Rent For 2 Bedroom
$900
Owner Occupied Rate
66.4%
Rental Vacancy Rate
6.8%
Home Appreciation Rate (1yr)
4.1%
New Construction Rate
1.1%
Foreclosure Rate
0.7%

DMV Information

Residents of Coldwater handle vehicle services through the Michigan Secretary of State, conveniently located in Lansing. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Michigan
Department
Michigan Secretary of State
Address
430 W Allegan St, Lansing, MI 48918
Phone
1-888-767-6424

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Coldwater, MI

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Coldwater, review the core fields on this page: population 10,900, median home value $165,000, average rent for 2 bedroom $900, commute time 20.8 minutes, and sunny days percentage 50%.

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