Michigan / Branch County

Moving to Coldwater, MI

Thinking of making a move to Coldwater, MI? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Coldwater, MI

Considering a move to Coldwater, MI? This welcoming community of 13,822 residents offers a blend of suburban charm and convenience, with median home prices around $150,900 and average rents near $850. Commute times average 20 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (48% annually), ideal for families and commuters alike. Explore Coldwater's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Coldwater, MI

Coldwater has a population of 13,822 residents, offering a diverse community with a median age of nearly 38 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 91% White, 3% Black, and 1% Asian residents, and over 8% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
13,822
Density
1,225 per sq mi
Median Age
38.1
Gender Ratio
99 males per 100 females
Non-English Speakers Percentage
7.8%

Ethnic Composition

White
90.6%
Black
2.6%
Asian
0.7%
Others
6.1%

Cost Of Living

What is the average cost of living in Coldwater, MI?

The cost of living in Coldwater is higher than the national average, with a cost of living index of 81.1. Median home values are around $150,900 and average rents for a two-bedroom apartment are approximately $850. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$150,900
Gross Rent
$850
Monthly Electricity Charges
$110
Auto Insurance
$1,325
House Owner Cost With Mortgage
$1,115
House Owner Cost Without Mortgage
$410
State Taxes
Low: 4.25%| High: 4.25%
Cost Of Living Index
81.1
Grocery
92.1
Housing
61.5
Utilities
96.7
Transportation
92.3
Health Care
88.2
Miscellaneous
85.9

Crime

Is Coldwater, MI a safe place to live?

Coldwater is considered a safe community, with a low violent crime rate of 235 incidents per 100,000 residents and a property crime chance of 1 in 61. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Michigan.

Violent Crimes Per 100k
235
Property Crimes Per 100k
1,625
Crime Index
1,860
Chance Of Violent Crime
1 in 425
Chance Of Property Crime
1 in 61

Weather

What is the weather like in Coldwater, MI year-round?

Coldwater experiences four distinct seasons, with warm summers reaching highs of 82°F and cold winters dipping to 16°F. The area receives about 36 inches of rainfall annually and enjoys sunshine on 48% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
16°F
Max
32°F

Summer

Min
58°F
Max
82°F

Spring

Min
36°F
Max
62°F

Fall

Min
38°F
Max
65°F
Average Rainfall Inches
36.3 inches
Sunny Days Percentage
48%

Neighbors

The neighborhood boasts a healthy median household income of $48,540 and a low poverty rate of 16.1%. Over 87% of residents have at least a high school diploma, and nearly 15% hold a bachelor's degree or higher. Commute times average 20 minutes, and almost 0% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$31,900
Household Income
$48,540
Family Income
$58,200
Per Capita Income
$24,500
Income Male
$41,800
Income Female
$31,000
Poverty Rate
16.1%
Non English Speakers
7.8%
Rent
$850
Unemployment Rate
4.6%
Public Transport Usage
0.4%
Commute Time
19.8 minutes

Education

High School or Higher
86.9%
Bachelors or More
15.2%

Education

How are the schools in Coldwater, MI?

Coldwater offers quality education options, with public schools like Coldwater High School and Lakeland Elementary School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Kellogg Community College and Trine University (Branch Campus). The community is committed to educational excellence for all age groups.

Public Schools

Name
Coldwater High School
Street
275 N. Fremont St
Phone
517-279-5930
Students
750
Student Teacher Ratio
20.5
Name
Lakeland Elementary School
Street
50 Hawthorne Rd
Phone
517-279-5970
Students
550
Student Teacher Ratio
17.2

Private Schools

Name
St. Charles Borromeo Catholic School
Street
79 Harrison St
Phone
517-278-2538
Students
120

Colleges

Name
Kellogg Community College
City
Coldwater
State
MI
Distance
0 miles
Students
550
Name
Trine University (Branch Campus)
City
Coldwater
State
MI
Distance
0 miles
Students
120

Healthcare

Coldwater residents have access to quality healthcare, with major hospitals like ProMedica Coldwater Regional Hospital nearby. The community benefits from a high physician-to-resident ratio of 1.5 per 1,000 people and 93.9% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
ProMedica Coldwater Regional Hospital
Address
274 E Chicago St, Coldwater, MI 49036
Phone
(517) 279-5400
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.5
Health Insurance Coverage
93.9%
Health Care Index
78.8

Housing Market

What is the housing market like in Coldwater, MI?

The local housing market is strong, with a median home price of $150,900 and an owner-occupied rate of nearly 59%. The market has seen a 4.2% appreciation over the past year, and rental vacancy rates remain moderate at 6.8%. Coldwater offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$150,900
Average Rent For 2 Bedroom
$850
Owner Occupied Rate
59.1%
Rental Vacancy Rate
6.8%
Home Appreciation Rate (1yr)
4.2%
New Construction Rate
0.8%
Foreclosure Rate
0.7%

DMV Information

Residents of Coldwater handle vehicle services through the Michigan Secretary of State – Coldwater Branch Office, conveniently located in Coldwater. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Michigan
Department
Michigan Secretary of State – Coldwater Branch Office
Address
62 W. Chicago St., Coldwater, MI 49036
Phone
(888) 767-6424

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Coldwater, MI

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Coldwater, review the core fields on this page: population 13,822, median home value $150,900, average rent for 2 bedroom $850, commute time 19.8 minutes, and sunny days percentage 48%.

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