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Coldwater, MS
Considering a move to Coldwater, MS? This welcoming town of 1,420 offers affordable living, with median home prices around $107,000 and average rents at $800. Residents enjoy a mild climate with 62% sunny days, and a relaxed pace with average commutes of 28 minutes. While the cost of living is low and the community is close-knit, be aware of slightly higher property crime rates and a modest educational attainment. Local schools, easy access to nearby healthcare, and small-town charm make Coldwater a practical option for those seeking value and a slower lifestyle.
Coldwater is a small town of 1,420 residents with a predominantly Black community making up 70% of the population and a median age of 34.8 years. The area has a moderate population density and a slight female majority, contributing to a family-oriented, close-knit atmosphere. Non-English speakers make up a small portion of the population, reflecting a largely English-speaking community.
Living in Coldwater is notably affordable, with a cost of living index well below the national average at 80.2. Median home values are around $107,000 and typical rents average $800, making housing accessible for most budgets. Utilities and groceries are also reasonably priced, helping residents enjoy a comfortable lifestyle without high expenses.
Coldwater experiences a moderate crime rate, with property crime being more common than violent crime; the chance of experiencing property crime is about 1 in 48. While the violent crime rate is lower, at around 320 incidents per 100,000 residents, it's wise for newcomers to stay aware and take standard safety precautions. The overall crime index suggests a need for caution, especially regarding property security.
Residents of Coldwater enjoy mild winters with lows in the 30s and warm summers that reach into the low 90s. The area receives an annual average of 56.5 inches of rainfall and sees sunshine about 62% of the year, offering a pleasant climate for outdoor activities. Seasonal changes are noticeable but generally moderate, making the weather comfortable year-round.
Households in Coldwater have a median income of $33,600, with a notable 28.2% of residents living below the poverty line. Most adults have completed high school, though college attainment is lower at just over 12%. The community maintains a modest unemployment rate and long average commute times, reflecting the rural character and work opportunities in the region.
Coldwater is served by local public schools with favorable student-teacher ratios, and families have access to higher education just 7 miles away at Northwest Mississippi Community College. While private school options are limited, the town supports foundational education for its youth. Educational attainment in the community is solid at the high school level, though fewer residents hold college degrees.
Coldwater residents have reliable access to healthcare, with major hospitals like Methodist Olive Branch Hospital and Baptist Memorial Hospital-DeSoto nearby. The town has 1.6 physicians per 1,000 people and over 85% of residents have health insurance coverage. Healthcare services are rated moderately, ensuring essential care is available to the community.
The housing market in Coldwater is affordable, with a median home price of $107,000 and average rent for a two-bedroom at $800. Over half of residents own their homes, and the area has a relatively high rental vacancy rate, providing options for both buyers and renters. Home values have appreciated modestly in recent years, making Coldwater an accessible place to settle.
Residents of Coldwater handle licensing and vehicle registration through the Mississippi Department of Public Safety’s Driver Service Bureau. The main office is located in Jackson, with accessible online services and statewide support. This ensures residents can conveniently manage their driving and vehicle needs.
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.
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