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Everything You Should Know Before Moving to Coldwater, MS

Considering a move to Coldwater, MS? This welcoming town of 1,420 offers affordable living, with median home prices around $107,000 and average rents at $800. Residents enjoy a mild climate with 62% sunny days, and a relaxed pace with average commutes of 28 minutes. While the cost of living is low and the community is close-knit, be aware of slightly higher property crime rates and a modest educational attainment. Local schools, easy access to nearby healthcare, and small-town charm make Coldwater a practical option for those seeking value and a slower lifestyle.

Demographics - Coldwater, MS

Demographics - Coldwater, MS

Coldwater is a small town of 1,420 residents with a predominantly Black community making up 70% of the population and a median age of 34.8 years. The area has a moderate population density and a slight female majority, contributing to a family-oriented, close-knit atmosphere. Non-English speakers make up a small portion of the population, reflecting a largely English-speaking community.

demograph population
Population:
1,420
demograph density
Density:
770 per sq mi
demograph median age
Median Age:
34.8
Demograph Gender Ratio
Gender Ratio:
89 males per 100 females
demograph Non English Speakers Percentage
Non-English Speakers Percentage:
2.4%
demograph ethnicCompositionEthnic Composition
demograph whites
White:
28.0%
demograph blacks
Black:
70.0%
demograph asian
Asian:
0.2%
demograph others
Others:
1.8%
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Cost Of Living

Cost Of Living

What is the average cost of living in Coldwater, MS?

Living in Coldwater is notably affordable, with a cost of living index well below the national average at 80.2. Median home values are around $107,000 and typical rents average $800, making housing accessible for most budgets. Utilities and groceries are also reasonably priced, helping residents enjoy a comfortable lifestyle without high expenses.

cost of living medianHouseValue
Median House Value:
$107,000
cost of living grossRent
Gross Rent:
$800
cost of living monthlyElectricityCharges
Monthly Electricity Charges:
$130
cost of living autoInsurance
Auto Insurance:
$1,080
cost of living houseownerCostWithMortgage
House Owner Cost With Mortgage:
$1,020
cost of living houseownerCostWithoutMortgage
House Owner Cost Without Mortgage:
$320
cost of living stateTaxes State Taxes:
Low:
3.0%
|
High:
5.0%
cost of living costOfLivingIndex
Cost Of Living Index:
80.2
cost of living grocery
Grocery:
92.1
cost of living housing
Housing:
54.7
cost of living utilities
Utilities:
98.5
cost of living transportation
Transportation:
89.6
cost of living health-care
Health Care:
86.4
cost of living miscellaneous
Miscellaneous:
81.2

Crime

Crime

Is Coldwater, MS a safe place to live?

Coldwater experiences a moderate crime rate, with property crime being more common than violent crime; the chance of experiencing property crime is about 1 in 48. While the violent crime rate is lower, at around 320 incidents per 100,000 residents, it's wise for newcomers to stay aware and take standard safety precautions. The overall crime index suggests a need for caution, especially regarding property security.

crime voilentCrimes
Violent Crimes Per 100k:
320
crime propertyCrime
Property Crimes Per 100k:
2,100
crime crimeIndex
Crime Index:
2,420
crime chanceOfViolentCrime
Chance Of Violent Crime:
1 in 312
crime chanceOfPropertyCrime
Chance Of Property Crime:
1 in 48
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Weather

Weather

What is the weather like in Coldwater, MS year-round?

Residents of Coldwater enjoy mild winters with lows in the 30s and warm summers that reach into the low 90s. The area receives an annual average of 56.5 inches of rainfall and sees sunshine about 62% of the year, offering a pleasant climate for outdoor activities. Seasonal changes are noticeable but generally moderate, making the weather comfortable year-round.

weather winterWinter
weather min
Min:
33°F
weather max
Max:
52°F
weather springSpring
weather min
Min:
51°F
weather max
Max:
74°F
weather summerSummer
weather min
Min:
69°F
weather max
Max:
91°F
weather fallFall
weather min
Min:
53°F
weather max
Max:
75°F
weather averageRainfallInches
Average Rainfall Inches:
56.5 inches
weather sunnyDays Percentage
Sunny Days Percentage:
62%

Neighbors

Neighbors

Households in Coldwater have a median income of $33,600, with a notable 28.2% of residents living below the poverty line. Most adults have completed high school, though college attainment is lower at just over 12%. The community maintains a modest unemployment rate and long average commute times, reflecting the rural character and work opportunities in the region.

neighbor medianIncome
Median Income:
$33,600
neighbor householdIncome
Household Income:
$39,700
neighbor familyIncome
Family Income:
$41,800
neighbor perCapitaIncome
Per Capita Income:
$18,200
neighbor incomeMale
Income Male:
$32,100
neighbor incomeFemale
Income Female:
$28,000
neighbor povertyRate
Poverty Rate:
28.2%
neighbor nonEnglishSpeakers
Non English Speakers:
2.4%
neighbor rent
Rent:
$800
neighbor unemployment
Unemployment Rate:
5.6%
neighbor publicTransport
Public Transport Usage:
0.3%
neighbor commuteTime
Commute Time:
28.2 minutes
neighbor educationEducation
neighbor highSchool
High School or Higher:
79.2%
neighbor bachelors
Bachelors or More:
12.1%
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Education

Education

How are the schools in Coldwater, MS?

Coldwater is served by local public schools with favorable student-teacher ratios, and families have access to higher education just 7 miles away at Northwest Mississippi Community College. While private school options are limited, the town supports foundational education for its youth. Educational attainment in the community is solid at the high school level, though fewer residents hold college degrees.

education PublicSchoolsPublic Schools
education publicName
Name:
Coldwater Elementary School
education publicStreet
Street:
671 West Street
education publicPhone
Phone:
662-622-5511
education publicStudents
Students:
320
education publicStudentTeacherRatio
Student Teacher Ratio:
15.1


education publicName
Name:
Coldwater High School
education publicStreet
Street:
671 West Street
education publicPhone
Phone:
662-622-5510
education publicStudents
Students:
280
education publicStudentTeacherRatio
Student Teacher Ratio:
13.8


education collegesColleges
education collegeName
Name:
Northwest Mississippi Community College
education collegeCity
City:
Senatobia
education collegeState
State:
MS
education collegeDistance
Distance:
7 miles
education collegeStudents
Students:
7,100


Healthcare

Healthcare

Coldwater residents have reliable access to healthcare, with major hospitals like Methodist Olive Branch Hospital and Baptist Memorial Hospital-DeSoto nearby. The town has 1.6 physicians per 1,000 people and over 85% of residents have health insurance coverage. Healthcare services are rated moderately, ensuring essential care is available to the community.

healthcare majorHospitals Major Hospitals
healthcare hospitalName
Name:
Methodist Olive Branch Hospital
healthcare hospitalAddress
Address:
4250 Bethel Rd, Olive Branch, MS 38654
healthcare hospitalPhone
Phone:
(662) 932-9000
healthcare hospitalType
Type:
General & Surgical
healthcare emergencyServices
Emergency Services:
Yes


healthcare hospitalName
Name:
Baptist Memorial Hospital-DeSoto
healthcare hospitalAddress
Address:
7601 Southcrest Pkwy, Southaven, MS 38671
healthcare hospitalPhone
Phone:
(662) 772-4000
healthcare hospitalType
Type:
General & Surgical
healthcare emergencyServices
Emergency Services:
Yes


healthcare physiciansPer1000
Physicians Per 1000:
1.6
healthcare healthInsuranceCoverage
Health Insurance Coverage:
85.7%
healthcare healthCareIndex
Health Care Index:
67.4
Healthcare
Housing Market

Housing Market

Housing Market

What is the housing market like in Coldwater, MS?

The housing market in Coldwater is affordable, with a median home price of $107,000 and average rent for a two-bedroom at $800. Over half of residents own their homes, and the area has a relatively high rental vacancy rate, providing options for both buyers and renters. Home values have appreciated modestly in recent years, making Coldwater an accessible place to settle.

housing market medianHomePrice
Median Home Price:
$107,000
housing market averageRentFor2Bedroom
Average Rent For 2 Bedroom:
$800
housing market ownerOccupiedRate
Owner Occupied Rate:
56.8%
housing market rentalVacancyRate
Rental Vacancy Rate:
11.2%
housing market homeAppreciationRate1Yr
Home Appreciation Rate (1yr):
4.2%
housing market newConstructionRate
New Construction Rate:
0.8%
housing market foreclosureRate
Foreclosure Rate:
0.9%

DMV Information

DMV Information

Residents of Coldwater handle licensing and vehicle registration through the Mississippi Department of Public Safety’s Driver Service Bureau. The main office is located in Jackson, with accessible online services and statewide support. This ensures residents can conveniently manage their driving and vehicle needs.

dmv state
State:
Mississippi
dmv department
Department:
Mississippi Department of Public Safety - Driver Service Bureau
dmv address
Address:
1900 East Woodrow Wilson Dr, Jackson, MS 39216
dmv phone
Phone:
1-601-987-1212
DMV

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

Top Movers in Coldwater, MS

Planning a relocation in or near Coldwater? We have you covered. Whether you're moving across a street or across town, our dependable network of local movers is ready to handle every aspect of your relocation. Find expert movers who will make your move as seamless, efficient, and stress-free as possible, from packing and loading to transporting and unpacking. Explore specialty moving services, compare estimates, and contact a reputable moving company in Coldwater.

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FAQs About Moving to Coldwater, MS

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Check the cost of living, housing, traffic, and public transit in Coldwater. Each neighborhood has its own vibe, so pick one that fits your lifestyle. Be prepared for Coldwater climate and weather.

Moving within Coldwater usually costs between $300 and $1,500. Moving long distances can cost anywhere from $2,000 to more than $5,000. The price may go up if you need extra services like packing or storage. Fill out Movers.com quote form to compare the quotes easily.

While moves happen year-round, spring and fall are often more comfortable in Coldwater. Booking outside of peak summer or winter seasons can save money and make scheduling easier.

Yes! Majority of moving companies in Coldwater offer full service moving, which means they will help you pack, unpack, and arrange your belongings.

You should plan your move from Coldwater at least 4 to 8 weeks in advance, especially if you're moving during the busy season (summer). You can get better availability, prices, and flexibility with your moving date if you book early. If you book at the last minute, you may have fewer choices or pay more.
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