Everything You Should Know Before Moving to Coldwater, OH
Thinking of a move to Coldwater, OH? This welcoming village of 4,655 residents boasts a low cost of living, with median home prices around $192,000 and average rents at $755. Residents enjoy a short 16-minute average commute, excellent local schools, and a crime rate far below national averages. With over 54% sunny days and a strong sense of community, Coldwater offers affordable, peaceful living with great amenities for families and newcomers alike.
Demographics - Coldwater, OH
Demographics - Coldwater, OH
Coldwater is a close-knit village of about 4,655 people, with a predominantly White population and a balanced gender ratio. The median age of 38.2 suggests a mature community, while the low percentage of non-English speakers highlights its homogeneity. Residents benefit from a high population density, fostering a strong sense of neighborhood connection.
Population:
4,655
Density:
1,771 per sq mi
Median Age:
38.2
Gender Ratio:
99 males per 100 females
Non-English Speakers Percentage:
2.3%
Ethnic Composition
White:
97.4%
Black:
0.2%
Asian:
0.4%
Others:
2.0%
Cost Of Living
What is the average cost of living in Coldwater, OH?
Coldwater offers a very affordable cost of living, with a median house value of $192,000 and average rent at $755. Utility and transportation costs are below national averages, and state income taxes remain relatively low. This makes the village an attractive option for families and individuals seeking value and stability.
Median House Value:
$192,000
Gross Rent:
$755
Monthly Electricity Charges:
$115
Auto Insurance:
$950
House Owner Cost With Mortgage:
$1,210
House Owner Cost Without Mortgage:
$430
State Taxes:
Low:
0.5%
|
High:
3.99%
Cost Of Living Index:
81.1
Grocery:
94.2
Housing:
70.5
Utilities:
97.6
Transportation:
84.1
Health Care:
88.7
Miscellaneous:
90.4
Crime
Is Coldwater, OH a safe place to live?
The village experiences a low crime rate, with only 54 violent crimes and 683 property crimes per 100,000 residents. Your chance of becoming a victim of violent crime is 1 in 1,850, making Coldwater considerably safer than most U.S. communities. Residents enjoy peace of mind and a secure environment for raising families.
Violent Crimes Per 100k:
54
Property Crimes Per 100k:
683
Crime Index:
737
Chance Of Violent Crime:
1 in 1,850
Chance Of Property Crime:
1 in 146
Weather
What is the weather like in Coldwater, OH year-round?
Coldwater experiences all four seasons, with cold winters dipping to 18°F and warm summers reaching up to 84°F. The area enjoys 54% sunny days annually and receives about 40.5 inches of rainfall each year. This climate is ideal for those who appreciate seasonal variety and outdoor activities.
Winter
Min:
18°F
Max:
36°F
Spring
Min:
41°F
Max:
65°F
Summer
Min:
63°F
Max:
84°F
Fall
Min:
44°F
Max:
67°F
Average Rainfall Inches:
40.5 inches
Sunny Days Percentage:
54%
Neighbors
Coldwater residents enjoy a median household income of $77,200 and a low poverty rate of 6.1%. The community is well-educated, with nearly 96% holding at least a high school diploma, and average commute times are just under 16 minutes. This fosters a stable, friendly atmosphere with strong local ties.
Median Income:
$38,950
Household Income:
$77,200
Family Income:
$89,700
Per Capita Income:
$33,500
Income Male:
$49,000
Income Female:
$37,500
Poverty Rate:
6.1%
Non English Speakers:
2.3%
Rent:
$755
Unemployment Rate:
3.4%
Public Transport Usage:
0.2%
Commute Time:
15.8 minutes
Education
High School or Higher:
95.8%
Bachelors or More:
21.4%
Education
How are the schools in Coldwater, OH?
Coldwater offers strong educational opportunities with well-rated public schools, including Coldwater Elementary and High School, both known for favorable student-teacher ratios. Private schooling and access to nearby higher education institutions, such as Wright State University–Lake Campus, provide a range of options for students of all ages. The high educational attainment among residents supports a vibrant, engaged community.
Public Schools
Name:
Coldwater Elementary School
Street:
310 N 2nd St
Phone:
419-678-2611
Students:
600
Student Teacher Ratio:
16.5
Name:
Coldwater High School
Street:
310 N 2nd St
Phone:
419-678-4821
Students:
400
Student Teacher Ratio:
15.7
Private Schools
Name:
C.A.L.L. Ministries Christian School
Street:
420 N Second St
Phone:
419-678-2552
Students:
60
Colleges
Name:
Wright State University–Lake Campus
City:
Celina
State:
OH
Distance:
8 miles
Students:
2,100
Name:
Rhodes State College
City:
Lima
State:
OH
Distance:
28 miles
Students:
4,100
Healthcare
Access to healthcare is robust in Coldwater, anchored by Mercer Health Coldwater Hospital, which provides comprehensive emergency and surgical services. The area offers 1.7 physicians per 1,000 residents and boasts a high health insurance coverage rate of 93.8%. Residents can expect reliable medical care close to home.
Major Hospitals
Name:
Mercer Health Coldwater Hospital
Address:
800 W Main St, Coldwater, OH 45828
Phone:
(419) 678-2341
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.7
Health Insurance Coverage:
93.8%
Health Care Index:
77.1
Housing Market
What is the housing market like in Coldwater, OH?
The housing market in Coldwater is stable and affordable, with a median home price of $192,000 and 80% owner occupancy. Rental options are accessible, with average rents around $755 and a low vacancy rate. Home values have appreciated by 6.5% in the past year, making it a promising area for buyers and investors.
Median Home Price:
$192,000
Average Rent For 2 Bedroom:
$755
Owner Occupied Rate:
80.2%
Rental Vacancy Rate:
5.1%
Home Appreciation Rate (1yr):
6.5%
New Construction Rate:
1.2%
Foreclosure Rate:
0.3%
DMV Information
Residents handle vehicle licensing and registration through the Ohio Bureau of Motor Vehicles in nearby Celina, just a short drive away. The local BMV offers comprehensive services and is easily accessible, ensuring smooth DMV transactions. More information and online services are available at the official state website.
State:
Ohio
Department:
Ohio Bureau of Motor Vehicles
Address:
233 W. Market St., Celina, OH 45822
Phone:
1-844-644-6268
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.