Ohio / Mercer County

Moving to Coldwater, OH

Thinking of making a move to Coldwater, OH? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Coldwater, OH

Considering a move to Coldwater, OH? This welcoming community of 4,500 residents offers a blend of suburban charm and convenience, with median home prices around $205,000 and average rents near $820. Commute times average 21 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (52% annually), ideal for families and commuters alike. Explore Coldwater's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Coldwater, OH

Coldwater has a population of 4,500 residents, offering a diverse community with a median age of nearly 41 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 97% White, 1% Black, and 1% Asian residents, and over 2% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
4,500
Density
1,900 per sq mi
Median Age
40.8
Gender Ratio
95 males per 100 females
Non-English Speakers Percentage
2.4%

Ethnic Composition

White
96.8%
Black
0.8%
Asian
0.6%
Others
1.8%

Cost Of Living

What is the average cost of living in Coldwater, OH?

The cost of living in Coldwater is higher than the national average, with a cost of living index of 82.4. Median home values are around $205,000 and average rents for a two-bedroom apartment are approximately $820. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$205,000
Gross Rent
$820
Monthly Electricity Charges
$132
Auto Insurance
$1,360
House Owner Cost With Mortgage
$1,350
House Owner Cost Without Mortgage
$560
State Taxes
Low: 0.5%| High: 4.8%
Cost Of Living Index
82.4
Grocery
94.0
Housing
71.2
Utilities
98.1
Transportation
93.5
Health Care
97.0
Miscellaneous
89.4

Crime

Is Coldwater, OH a safe place to live?

Coldwater is considered a safe community, with a low violent crime rate of 92 incidents per 100,000 residents and a property crime chance of 1 in 119. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Ohio.

Violent Crimes Per 100k
92
Property Crimes Per 100k
840
Crime Index
932
Chance Of Violent Crime
1 in 1,087
Chance Of Property Crime
1 in 119

Weather

What is the weather like in Coldwater, OH year-round?

Coldwater experiences four distinct seasons, with warm summers reaching highs of 84°F and cold winters dipping to 20°F. The area receives about 38 inches of rainfall annually and enjoys sunshine on 52% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
20°F
Max
35°F

Summer

Min
62°F
Max
84°F

Spring

Min
42°F
Max
65°F

Fall

Min
45°F
Max
67°F
Average Rainfall Inches
37.8 inches
Sunny Days Percentage
52%

Neighbors

The neighborhood boasts a healthy median household income of $68,500 and a low poverty rate of 8.8%. Over 92% of residents have at least a high school diploma, and nearly 21% hold a bachelor's degree or higher. Commute times average 21 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$34,500
Household Income
$68,500
Family Income
$82,000
Per Capita Income
$30,800
Income Male
$42,000
Income Female
$31,500
Poverty Rate
8.8%
Non English Speakers
3.6%
Rent
$820
Unemployment Rate
3.7%
Public Transport Usage
0.8%
Commute Time
20.8 minutes

Education

High School or Higher
91.5%
Bachelors or More
20.8%

Education

How are the schools in Coldwater, OH?

Coldwater offers quality education options, with public schools like Coldwater Elementary School, Coldwater Middle School, and Coldwater High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Columbus State Community College and Indiana Wesleyan University. The community is committed to educational excellence for all age groups.

Public Schools

Name
Coldwater Elementary School
Street
305 W. Main St
Phone
419-678-4040
Students
470
Student Teacher Ratio
15.1
Name
Coldwater Middle School
Street
310 N. 2nd St
Phone
419-678-2827
Students
320
Student Teacher Ratio
14.3
Name
Coldwater High School
Street
310 N. 2nd St
Phone
419-678-2614
Students
430
Student Teacher Ratio
15.0

Private Schools

Name
St. Henry Elementary School
Street
122 E Main St
Phone
419-678-2231
Students
210

Colleges

Name
Columbus State Community College
City
Columbus
State
OH
Distance
95 miles
Students
23,000
Name
Indiana Wesleyan University
City
Marion
State
IN
Distance
92 miles
Students
11,000

Healthcare

Coldwater residents have access to quality healthcare, with major hospitals like Mercer Health Mercer County Community Hospital and Parkview Regional Medical Center nearby. The community benefits from a high physician-to-resident ratio of 1.6 per 1,000 people and 92.4% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Mercer Health Mercer County Community Hospital
Address
800 W Main St, Coldwater, OH 45828
Phone
(419) 678-2341
Type
General & Surgical
Emergency Services
Yes
Name
Parkview Regional Medical Center
Address
11109 Parkview Plaza Dr, Fort Wayne, IN 46845
Phone
(260) 266-1000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.6
Health Insurance Coverage
92.4%
Health Care Index
68.2

Housing Market

What is the housing market like in Coldwater, OH?

The local housing market is strong, with a median home price of $205,000 and an owner-occupied rate of nearly 79%. The market has seen a 4.1% appreciation over the past year, and rental vacancy rates remain moderate at 5.8%. Coldwater offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$205,000
Average Rent For 2 Bedroom
$820
Owner Occupied Rate
78.6%
Rental Vacancy Rate
5.8%
Home Appreciation Rate (1yr)
4.1%
New Construction Rate
1.2%
Foreclosure Rate
0.4%

DMV Information

Residents of Coldwater handle vehicle services through the Ohio Bureau of Motor Vehicles, conveniently located in Columbus. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Ohio
Department
Ohio Bureau of Motor Vehicles
Address
1970 W Broad St, Columbus, OH 43223
Phone
1-844-644-6268

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Coldwater, OH

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Coldwater, review the core fields on this page: population 4,500, median home value $205,000, average rent for 2 bedroom $820, commute time 20.8 minutes, and sunny days percentage 52%.

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