Everything You Should Know Before Moving to Colgate, NY
Colgate, NY is a small, close-knit community of around 1,650 residents nestled in scenic upstate New York. The city features affordable living, with median home values at $250,000 and average rents near $1,050, and a notably low violent crime rate of just 110 per 100K. Commute times are short at just over 16 minutes, and the area is home to excellent education options, including the prestigious Colgate University. With four full seasons and convenient access to healthcare, Colgate offers a peaceful lifestyle perfect for families, students, and professionals.
Demographics - Colgate, NY
Demographics - Colgate, NY
Colgate, NY is home to about 1,650 residents with a youthful median age of 22.5, reflecting its vibrant college-town character. The community is predominantly White, with a mix of other ethnicities, and nearly 8% of residents speak a language other than English at home. Its moderate population density and balanced gender ratio create a welcoming, small-town atmosphere.
Population:
1,650
Density:
1,000 per sq mi
Median Age:
22.5
Gender Ratio:
88 males per 100 females
Non-English Speakers Percentage:
7.5%
Ethnic Composition
White:
80.5%
Black:
7.2%
Asian:
4.1%
Others:
8.2%
Cost Of Living
What is the average cost of living in Colgate, NY?
Colgate offers an affordable cost of living, with median home values around $250,000 and average rent at $1,050 per month. The overall cost of living index is slightly below the national average, making daily expenses like groceries and transportation manageable for most residents. State taxes vary, but utilities and healthcare costs are also generally reasonable.
Median House Value:
$250,000
Gross Rent:
$1,050
Monthly Electricity Charges:
$120
Auto Insurance:
$1,340
House Owner Cost With Mortgage:
$1,650
House Owner Cost Without Mortgage:
$595
State Taxes:
Low:
4.0%
|
High:
10.9%
Cost Of Living Index:
95.7
Grocery:
97.5
Housing:
88.4
Utilities:
98.0
Transportation:
93.0
Health Care:
99.1
Miscellaneous:
94.0
Crime
Is Colgate, NY a safe place to live?
Colgate experiences low crime rates, with just 110 violent crimes and 650 property crimes per 100,000 residents, making it a safe place for families and students. The chance of being a victim of violent crime is 1 in 910, reinforcing the town's reputation as a secure community. Residents enjoy peace of mind thanks to these favorable statistics.
Violent Crimes Per 100k:
110
Property Crimes Per 100k:
650
Crime Index:
760
Chance Of Violent Crime:
1 in 910
Chance Of Property Crime:
1 in 155
Weather
What is the weather like in Colgate, NY year-round?
Residents in Colgate enjoy all four seasons, with cold, snowy winters averaging lows of 12°F and warm summers peaking at 78°F. The area receives about 42.7 inches of rainfall annually and enjoys sunshine roughly 52% of the year. These conditions offer a classic upstate New York climate with plenty of seasonal variety.
Winter
Min:
12°F
Max:
32°F
Spring
Min:
33°F
Max:
61°F
Summer
Min:
54°F
Max:
78°F
Fall
Min:
36°F
Max:
65°F
Average Rainfall Inches:
42.7 inches
Sunny Days Percentage:
52%
Neighbors
Households in Colgate have a median income of $55,800, and most residents have at least a high school diploma, while nearly 39% hold a bachelor's degree or higher. The community maintains a modest unemployment rate of 5.1%, with short average commutes of around 16 minutes. A poverty rate of 13.2% and affordable rents contribute to a diverse and accessible neighborhood environment.
Median Income:
$34,000
Household Income:
$55,800
Family Income:
$68,000
Per Capita Income:
$18,700
Income Male:
$31,000
Income Female:
$27,000
Poverty Rate:
13.2%
Non English Speakers:
7.5%
Rent:
$1,050
Unemployment Rate:
5.1%
Public Transport Usage:
2.2%
Commute Time:
16.4 minutes
Education
High School or Higher:
93.6%
Bachelors or More:
38.7%
Education
How are the schools in Colgate, NY?
Local families benefit from quality public education at Hamilton Central School, which offers small class sizes and a supportive environment. Colgate University, a nationally recognized institution, is located within the city, providing higher education opportunities and contributing to the town’s vibrant academic atmosphere. These educational resources make Colgate appealing for students of all ages.
Public Schools
Name:
Hamilton Central School
Street:
47 West Kendrick Ave
Phone:
315-824-6300
Students:
610
Student Teacher Ratio:
10.7
Colleges
Name:
Colgate University
City:
Hamilton
State:
NY
Distance:
0 miles
Students:
3,200
Healthcare
Colgate residents benefit from strong healthcare access, with a major hospital—Community Memorial—close by and an impressive 95% health insurance coverage rate. The area supports about 2.2 physicians per 1,000 people, ensuring quality care for its population. Healthcare services are both accessible and comprehensive for families and individuals alike.
Major Hospitals
Name:
Community Memorial Hospital
Address:
150 Broad St, Hamilton, NY 13346
Phone:
(315) 824-1100
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.2
Health Insurance Coverage:
95.1%
Health Care Index:
77.2
Housing Market
What is the housing market like in Colgate, NY?
The housing market in Colgate is stable and affordable, with a median home price of $250,000 and average two-bedroom rents at $1,050. Over half of the homes are owner-occupied, and the rental vacancy rate is a manageable 7.1%. Home values have seen modest appreciation, making the area attractive for both buyers and renters.
Median Home Price:
$250,000
Average Rent For 2 Bedroom:
$1,050
Owner Occupied Rate:
54.1%
Rental Vacancy Rate:
7.1%
Home Appreciation Rate (1yr):
3.1%
New Construction Rate:
0.7%
Foreclosure Rate:
0.7%
DMV Information
Residents of Colgate can access DMV services through the New York State Department of Motor Vehicles, with the nearest office located in Utica. Essential licensing, registration, and vehicle services are available both in-person and online. The DMV offers convenient resources for new and current drivers in the area.
State:
New York
Department:
New York State Department of Motor Vehicles
Address:
Utica District Office, 301 Bleecker St, Utica, NY 13501
Phone:
1-518-486-9786
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.