Everything You Should Know Before Moving to Commerce, MI
Considering a move to Commerce, MI? This lakeside community of 40,186 offers a family-friendly vibe, strong schools, and a safe environment with a low violent crime rate of just 90 per 100k. Median home prices are around $400,000 and average rents about $1,550, making it a competitive choice in Oakland County. Residents enjoy short commutes (just under 30 minutes), excellent educational attainment, and easy access to healthcare. With four seasons and 50% sunny days, Commerce is a great fit for those seeking suburban tranquility with top-rated amenities.
Demographics - Commerce, MI
Demographics - Commerce, MI
Commerce, MI is a predominantly White suburb with a population of about 40,186 and a balanced gender ratio. The median age of 42.1 indicates a mature community, while nearly 8% of residents speak a language other than English at home. The area offers a family-friendly atmosphere with moderate population density.
Population:
40,186
Density:
1,220 per sq mi
Median Age:
42.1
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
7.9%

Ethnic Composition
White:
91.2%
Black:
2.1%
Asian:
2.9%
Others:
3.8%
Cost Of Living
What is the average cost of living in Commerce, MI?
The cost of living in Commerce is slightly above the national average, with a median home value of $400,000 and typical rents around $1,550 per month. Utility expenses and transportation costs are moderate, making it a comfortable yet competitive choice for families and professionals. State income tax is a flat 4.25%, and grocery prices remain close to the national average.
Median House Value:
$400,000
Gross Rent:
$1,550
Monthly Electricity Charges:
$120
Auto Insurance:
$2,350
House Owner Cost With Mortgage:
$2,050
House Owner Cost Without Mortgage:
$690
State Taxes:
Low:
4.25%
|
High:
4.25%
Cost Of Living Index:
105.1
Grocery:
98.4
Housing:
104.5
Utilities:
102.6
Transportation:
108.3
Health Care:
101.2
Miscellaneous:
100.9
Crime
Is Commerce, MI a safe place to live?
Commerce is considered a safe community, boasting a low violent crime rate of 90 per 100,000 residents and a property crime rate of 940 per 100,000. Residents face a much lower chance of violent crime compared to national averages, contributing to the area's reputation as a secure place to live. The overall crime index reflects a peaceful suburban environment.
Violent Crimes Per 100k:
90
Property Crimes Per 100k:
940
Crime Index:
1,030
Chance Of Violent Crime:
1 in 1,110
Chance Of Property Crime:
1 in 106
Weather
What is the weather like in Commerce, MI year-round?
Residents of Commerce experience all four seasons, with warm summers peaking at 83°F and cold winters dropping to 16°F. The area receives about 32.5 inches of rainfall annually and enjoys sunshine roughly half the year. This climate offers a classic Midwest seasonal experience with plenty of opportunities for outdoor activities.

Winter
Min:
16°F
Max:
33°F

Spring
Min:
39°F
Max:
63°F

Summer
Min:
59°F
Max:
83°F

Fall
Min:
43°F
Max:
66°F
Average Rainfall Inches:
32.5 inches
Sunny Days Percentage:
50%
Neighbors
Commerce is an affluent suburb, with a median household income of $110,500 and a low poverty rate of just 3.7%. Nearly half of adults hold a bachelor's degree or higher, and the unemployment rate is a low 2.9%. Most residents commute about 30 minutes to work, reflecting the community's suburban setting.
Median Income:
$55,000
Household Income:
$110,500
Family Income:
$124,000
Per Capita Income:
$46,200
Income Male:
$60,000
Income Female:
$48,000
Poverty Rate:
3.7%
Non English Speakers:
7.9%
Rent:
$1,550
Unemployment Rate:
2.9%
Public Transport Usage:
1.2%
Commute Time:
29.8 minutes

Education
High School or Higher:
97.6%
Bachelors or More:
48.9%
Education
How are the schools in Commerce, MI?
Commerce features well-regarded public schools, such as Commerce Elementary and Walled Lake Northern High School, alongside private options like St. William Catholic School. Higher education is easily accessible, with Oakland Community College just 12 miles away and Lawrence Technological University within 20 miles. The community boasts high educational attainment, making it attractive for families with school-age children.

Public Schools
Name:
Commerce Elementary School
Street:
520 Farr St
Phone:
248-956-3900
Students:
410
Student Teacher Ratio:
16.5
Name:
Walled Lake Northern High School
Street:
6000 Bogie Lake Rd
Phone:
248-956-5300
Students:
1,670
Student Teacher Ratio:
20.1

Private Schools
Name:
St. William Catholic School
Street:
135 Oflaherty St
Phone:
248-624-1717
Students:
310

Colleges
Name:
Oakland Community College
City:
Farmington Hills
State:
MI
Distance:
12 miles
Students:
15,000
Name:
Lawrence Technological University
City:
Southfield
State:
MI
Distance:
20 miles
Students:
4,100
Healthcare
Residents have excellent access to healthcare, including major hospitals like Huron Valley-Sinai and Henry Ford West Bloomfield, both offering emergency care nearby. The area has 2.3 physicians per 1,000 people and nearly 95% health insurance coverage. Commerce's healthcare index of 76.1 underscores its strong medical support for families and seniors.

Major Hospitals
Name:
Henry Ford West Bloomfield Hospital
Address:
6777 W Maple Rd, West Bloomfield Township, MI 48322
Phone:
(248) 661-4100
Type:
General & Surgical
Emergency Services:
Yes
Name:
Huron Valley-Sinai Hospital
Address:
1 William Carls Dr, Commerce Charter Twp, MI 48382
Phone:
(248) 937-3300
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.3
Health Insurance Coverage:
94.8%
Health Care Index:
76.1
Housing Market
What is the housing market like in Commerce, MI?
The Commerce housing market is stable, with a median home price of $400,000 and an impressive owner-occupied rate of nearly 89%. Home values have appreciated by 4.3% over the past year, while rental options remain available with a modest 4% vacancy rate. The low foreclosure rate further highlights the area's residential stability.
Median Home Price:
$400,000
Average Rent For 2 Bedroom:
$1,550
Owner Occupied Rate:
88.7%
Rental Vacancy Rate:
4.0%
Home Appreciation Rate (1yr):
4.3%
New Construction Rate:
1.1%
Foreclosure Rate:
0.3%
DMV Information
Residents handle vehicle and licensing needs at the Michigan Secretary of State office, located on Cooley Lake Road in nearby Waterford Township. Services include driver's licenses, vehicle registration, and more, with information accessible online or by phone. This convenient location serves the broader Commerce community efficiently.
State:
Michigan
Department:
Michigan Secretary of State
Address:
7060 Cooley Lake Rd, Waterford Twp, MI 48327
Phone:
1-888-767-6424
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.