Everything You Should Know Before Moving to Commerce, TX
Considering a move to Commerce, TX? With a population of just over 9,000 and the presence of Texas A&M University–Commerce, the city offers an affordable cost of living—median home prices around $157,000 and average rent under $1,000. Commute times are short at just 17 minutes, and the area enjoys mild winters and 67% sunny days. While crime rates are slightly above national averages and the median income is modest, Commerce stands out for its vibrant college town feel and access to higher education.
Demographics - Commerce, TX
Demographics - Commerce, TX
Commerce, TX is home to just over 9,000 residents, with a notably young median age of 23.4 years, reflecting its status as a college town. The community is diverse, with the majority identifying as White, and a significant Black population at nearly 18%. Around 10% of residents speak a language other than English at home, adding to the city's cultural mix.
Population:
9,090
Density:
1,160 per sq mi
Median Age:
23.4
Gender Ratio:
92 males per 100 females
Non-English Speakers Percentage:
10.6%
Ethnic Composition
White:
62.5%
Black:
17.9%
Asian:
2.2%
Others:
17.4%
Cost Of Living
What is the average cost of living in Commerce, TX?
Commerce offers a very affordable cost of living, with a median home value of $157,000 and average rent of $955. The overall cost of living index is well below the national average, making it attractive for students and families alike. Texas’s lack of state income tax further enhances affordability for residents.
Median House Value:
$157,000
Gross Rent:
$955
Monthly Electricity Charges:
$140
Auto Insurance:
$1,240
House Owner Cost With Mortgage:
$1,180
House Owner Cost Without Mortgage:
$410
State Taxes:
Low:
0%
|
High:
0%
Cost Of Living Index:
79.1
Grocery:
89.3
Housing:
71.5
Utilities:
97.6
Transportation:
84.2
Health Care:
95.0
Miscellaneous:
88.4
Crime
Is Commerce, TX a safe place to live?
Crime rates in Commerce are somewhat higher than national averages, with a 1 in 413 chance of experiencing violent crime and a 1 in 44 chance for property crime. Residents should be aware of their surroundings, especially regarding property safety, but many find the city manageable with proper precautions.
Violent Crimes Per 100k:
242
Property Crimes Per 100k:
2,265
Crime Index:
2,507
Chance Of Violent Crime:
1 in 413
Chance Of Property Crime:
1 in 44
Weather
What is the weather like in Commerce, TX year-round?
Commerce enjoys mild winters with lows around 35°F and warm summers reaching up to 95°F, coupled with 67% sunny days throughout the year. The city receives about 44 inches of annual rainfall, providing a balanced climate ideal for outdoor activities. Seasons are distinctly marked, offering a variety of weather experiences.
Winter
Min:
35°F
Max:
55°F
Spring
Min:
51°F
Max:
75°F
Summer
Min:
72°F
Max:
95°F
Fall
Min:
54°F
Max:
78°F
Average Rainfall Inches:
43.8 inches
Sunny Days Percentage:
67%
Neighbors
The median household income in Commerce is $34,500, with a relatively high poverty rate of 28.6%. Most residents enjoy short commutes averaging just over 17 minutes, and a majority have completed high school, though only about 23% hold a bachelor’s degree or higher. The area has a small proportion of public transportation users, reflecting its small-town character.
Median Income:
$19,800
Household Income:
$34,500
Family Income:
$48,200
Per Capita Income:
$17,900
Income Male:
$24,200
Income Female:
$20,500
Poverty Rate:
28.6%
Non English Speakers:
10.6%
Rent:
$955
Unemployment Rate:
4.7%
Public Transport Usage:
0.7%
Commute Time:
17.3 minutes
Education
High School or Higher:
84.0%
Bachelors or More:
22.5%
Education
How are the schools in Commerce, TX?
Commerce is known for its strong educational presence, highlighted by Texas A&M University–Commerce, which enrolls over 11,000 students. Local public schools, such as Commerce High School and Commerce Middle School, maintain favorable student–teacher ratios for personalized learning. The city also offers private schooling options for families seeking alternatives.
Public Schools
Name:
Commerce High School
Street:
3800 Sregit Rd
Phone:
903-886-3751
Students:
420
Student Teacher Ratio:
11.5
Name:
Commerce Middle School
Street:
606 Culver St
Phone:
903-886-3795
Students:
330
Student Teacher Ratio:
13.2
Private Schools
Name:
Good Shepherd Christian School
Street:
1900 TX-24
Phone:
903-886-2273
Students:
65
Colleges
Name:
Texas A&M University–Commerce
City:
Commerce
State:
TX
Distance:
0 miles
Students:
11,600
Healthcare
Healthcare services in Commerce are anchored by the Hunt Regional Emergency Medical Center, with additional facilities available nearby in Greenville. The city has 1.7 physicians per 1,000 residents and over 80% of the population has health insurance coverage. Healthcare accessibility is good for a community of its size.
Major Hospitals
Name:
Hunt Regional Emergency Medical Center
Address:
2800 TX-24, Commerce, TX 75428
Phone:
(903) 886-3161
Type:
Emergency/Outpatient
Emergency Services:
Yes
Name:
Hunt Regional Medical Center (Greenville)
Address:
4215 Joe Ramsey Blvd E, Greenville, TX 75401
Phone:
(903) 408-5000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.7
Health Insurance Coverage:
80.2%
Health Care Index:
71.5
Housing Market
What is the housing market like in Commerce, TX?
The housing market in Commerce is affordable, with a median home price of $157,000 and rents for a two-bedroom averaging $955. Home ownership is less common, with about 38% of units owner-occupied, and the market has seen steady appreciation of 3.6% over the past year. Rental vacancies are moderate, offering options for both buyers and renters.
Median Home Price:
$157,000
Average Rent For 2 Bedroom:
$955
Owner Occupied Rate:
37.8%
Rental Vacancy Rate:
8.1%
Home Appreciation Rate (1yr):
3.6%
New Construction Rate:
0.8%
Foreclosure Rate:
0.6%
DMV Information
Residents of Commerce handle motor vehicle needs through the Texas Department of Motor Vehicles, accessible statewide and online. The DMV provides services such as vehicle registration, licensing, and titling, with the nearest main office located in Austin. Online resources and statewide phone support make transactions convenient for locals.
State:
Texas
Department:
Texas Department of Motor Vehicles
Address:
4000 Jackson Ave, Austin, TX 78731
Phone:
1-888-368-4689
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.