Everything You Should Know Before Moving to Conch Key, FL
Considering a move to Conch Key, FL? This small island community of about 110 residents offers laid-back coastal living with a high percentage of sunny days (72%) and mild winters. The median home price is $585,000, reflecting its desirable waterfront location, while average rents run around $2,200. Crime rates are low, commute times are short (about 19.5 minutes), and nearby schools and healthcare options add to the appeal. If you value a quiet, close-knit atmosphere and love the tropical climate, Conch Key could be your perfect new home.
Demographics - Conch Key, FL
Demographics - Conch Key, FL
Conch Key is a small, close-knit community with a population of just 110 residents, a median age of 56.2, and a predominantly White demographic. The area features a high population density, with a slight male majority and nearly 10% of residents speaking a language other than English. Its mature population and cultural makeup contribute to a relaxed, welcoming atmosphere.
Population:
110
Density:
1,100 per sq mi
Median Age:
56.2
Gender Ratio:
104 males per 100 females
Non-English Speakers Percentage:
9.5%

Ethnic Composition
White:
91.5%
Black:
1.2%
Asian:
1.0%
Others:
6.3%
Cost Of Living
What is the average cost of living in Conch Key, FL?
The cost of living in Conch Key is above the national average, with a cost of living index of 125.0 and a median home value of $585,000, reflecting its prime waterfront location. Renters can expect to pay around $2,200 per month, and Florida’s lack of state income tax is an added financial benefit for residents. Utilities, groceries, and transportation costs are also somewhat elevated compared to the U.S. average.
Median House Value:
$585,000
Gross Rent:
$2,200
Monthly Electricity Charges:
$175
Auto Insurance:
$2,400
House Owner Cost With Mortgage:
$2,650
House Owner Cost Without Mortgage:
$925
State Taxes:
Low:
0%
|
High:
0%
Cost Of Living Index:
125.0
Grocery:
115.0
Housing:
165.0
Utilities:
115.0
Transportation:
110.0
Health Care:
105.0
Miscellaneous:
108.0
Crime
Is Conch Key, FL a safe place to live?
Conch Key experiences relatively low crime rates, with about 220 violent crimes and 1,350 property crimes per 100,000 residents. Residents have a 1 in 455 chance of being a victim of violent crime, making the area feel safe and secure for families and retirees. The overall crime index is well below the national average for similar-sized communities.
Violent Crimes Per 100k:
220
Property Crimes Per 100k:
1,350
Crime Index:
1,570
Chance Of Violent Crime:
1 in 455
Chance Of Property Crime:
1 in 74
Weather
What is the weather like in Conch Key, FL year-round?
Residents of Conch Key enjoy a tropical climate with mild winters, summer highs around 90°F, and an impressive 72% of days filled with sunshine. The area receives about 39 inches of rainfall annually, supporting lush landscapes and vibrant outdoor living year-round. The pleasant weather makes it ideal for those who appreciate warm, sunny days and coastal breezes.

Winter
Min:
63°F
Max:
75°F

Spring
Min:
70°F
Max:
82°F

Summer
Min:
77°F
Max:
90°F

Fall
Min:
71°F
Max:
84°F
Average Rainfall Inches:
39.0 inches
Sunny Days Percentage:
72%
Neighbors
Households in Conch Key have a median income of $56,300 and a family income of $62,000, with a per capita income of $33,500. Most residents commute about 19.5 minutes to work, and the unemployment rate is low at 4.1%. The community is educated, with nearly 90% holding a high school diploma or higher, and a small percentage utilizing public transportation.
Median Income:
$38,400
Household Income:
$56,300
Family Income:
$62,000
Per Capita Income:
$33,500
Income Male:
$37,000
Income Female:
$32,400
Poverty Rate:
11.8%
Non English Speakers:
9.5%
Rent:
$2,200
Unemployment Rate:
4.1%
Public Transport Usage:
0.5%
Commute Time:
19.5 minutes

Education
High School or Higher:
89.2%
Bachelors or More:
21.0%
Education
How are the schools in Conch Key, FL?
Conch Key families benefit from local educational options such as Stanley Switlik Elementary School, which offers a favorable student-to-teacher ratio of 14:1. While there are no private schools in town, higher education is accessible at Florida Keys Community College, located about 57 miles away in Key West. The area provides solid public schooling and reasonable access to college-level education.

Public Schools
Name:
Stanley Switlik Elementary School
Street:
3400 Overseas Hwy
Phone:
305-289-2490
Students:
700
Student Teacher Ratio:
14.0

Colleges
Name:
Florida Keys Community College
City:
Key West
State:
FL
Distance:
57 miles
Students:
1,800
Healthcare
Conch Key residents have access to quality healthcare services, with major hospitals such as Fishermen's Community Hospital and Baptist Health Mariners Hospital nearby, both offering emergency care. The area has approximately 1.9 physicians per 1,000 people and a health insurance coverage rate of 85.7%. Healthcare services are generally accessible and reliable for the local population.

Major Hospitals
Name:
Fishermen's Community Hospital
Address:
5701 Overseas Hwy, Marathon, FL 33050
Phone:
(305) 434-1000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Baptist Health Mariners Hospital
Address:
91500 Overseas Hwy, Tavernier, FL 33070
Phone:
(305) 434-3000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.9
Health Insurance Coverage:
85.7%
Health Care Index:
78.0
Housing Market
What is the housing market like in Conch Key, FL?
The housing market in Conch Key is competitive, with a median home price of $585,000 and an average rent of $2,200 for a two-bedroom unit. About 62% of homes are owner-occupied, and the area has seen a steady home appreciation rate of 5.4% over the past year. Rental vacancy rates are relatively low, indicating strong demand for local housing.
Median Home Price:
$585,000
Average Rent For 2 Bedroom:
$2,200
Owner Occupied Rate:
62.0%
Rental Vacancy Rate:
7.1%
Home Appreciation Rate (1yr):
5.4%
New Construction Rate:
1.2%
Foreclosure Rate:
0.7%
DMV Information
Residents of Conch Key are served by the Florida Department of Highway Safety and Motor Vehicles located in nearby Marathon. This office provides essential services such as driver’s licenses, vehicle registration, and title transfers. The location and accessibility make it convenient for residents to handle their DMV needs locally.
State:
Florida
Department:
Florida Department of Highway Safety and Motor Vehicles
Address:
3387 Overseas Hwy, Marathon, FL 33050
Phone:
(305) 289-6034
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.