Everything You Should Know Before Moving to Cosby, TN
Cosby, TN is a small, scenic community with about 850 residents, nestled near the Great Smoky Mountains. With affordable median home prices around $185,000 and average rents of $825, Cosby offers a low cost of living and a peaceful rural lifestyle. Commute times average 30 minutes, and the area enjoys a mild climate with 62% sunny days. While education and healthcare resources are modest, residents benefit from low crime rates and easy access to outdoor recreation—making Cosby ideal for those seeking tranquility and natural beauty.
Demographics - Cosby, TN
Cosby, Tennessee is a close-knit rural community of about 850 people, with a predominantly White population and a median age of nearly 47 years. The area is characterized by a balanced gender ratio and a low percentage of non-English speakers, creating a stable and familiar local atmosphere.
Population:
850
Density:
65 per sq mi
Median Age:
46.8
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
2.5%
Ethnic Composition
White:
96.2%
Black:
0.7%
Asian:
0.3%
Others:
2.8%
Cost Of Living
What is the average cost of living in Cosby, TN?
Cosby offers an affordable cost of living, with median home values around $185,000 and average rents of $825, significantly below national averages. Utility and grocery costs are also lower, making it an attractive choice for budget-conscious families and retirees.
Median House Value:
$185,000
Gross Rent:
$825
Monthly Electricity Charges:
$120
Auto Insurance:
$980
House Owner Cost With Mortgage:
$1,050
House Owner Cost Without Mortgage:
$315
State Taxes:
Low:
0.0%
|
High:
7.0%
Cost Of Living Index:
83.7
Grocery:
92.5
Housing:
71.3
Utilities:
94.8
Transportation:
90.2
Health Care:
87.6
Miscellaneous:
84.1
Crime
Is Cosby, TN a safe place to live?
The crime rate in Cosby is notably low, with only 175 violent crimes per 100,000 residents and a 1 in 570 chance of experiencing violent crime. Property crime is also relatively rare, contributing to a safe and secure environment for families.
Violent Crimes Per 100k:
175
Property Crimes Per 100k:
1,325
Crime Index:
1,500
Chance Of Violent Crime:
1 in 570
Chance Of Property Crime:
1 in 75
Weather
What is the weather like in Cosby, TN year-round?
Residents enjoy a mild climate with warm summers reaching up to 86°F and winters rarely dropping below 28°F. With about 62% sunny days and over 54 inches of annual rainfall, Cosby offers pleasant weather ideal for enjoying the nearby natural scenery.
Winter
Min:
28°F
Max:
47°F
Spring
Min:
45°F
Max:
72°F
Summer
Min:
62°F
Max:
86°F
Fall
Min:
47°F
Max:
73°F
Average Rainfall Inches:
54.1 inches
Sunny Days Percentage:
62%
Neighbors
Typical households in Cosby earn a median income of $41,200, with a poverty rate of 18.5%. Most residents commute around 30 minutes to work, and the community is known for its strong sense of neighborliness and small-town charm.
Median Income:
$27,000
Household Income:
$41,200
Family Income:
$49,000
Per Capita Income:
$20,100
Income Male:
$32,000
Income Female:
$21,000
Poverty Rate:
18.5%
Non English Speakers:
2.5%
Rent:
$825
Unemployment Rate:
5.8%
Public Transport Usage:
0.2%
Commute Time:
30.2 minutes
Education
High School or Higher:
77.6%
Bachelors or More:
13.5%
Education
How are the schools in Cosby, TN?
Cosby is served by local public schools with manageable class sizes, such as Cosby Elementary and Cosby High School. Higher education opportunities are available nearby, including Walters State Community College just 18 miles away, making education accessible for all ages.
Public Schools
Name:
Cosby Elementary School
Street:
3318 Cosby Hwy
Phone:
423-487-2255
Students:
320
Student Teacher Ratio:
13.6
Name:
Cosby High School
Street:
3318 Cosby Hwy
Phone:
423-487-5602
Students:
350
Student Teacher Ratio:
14.2
Colleges
Name:
Walters State Community College
City:
Sevierville
State:
TN
Distance:
18 miles
Students:
6,400
Name:
Carson-Newman University
City:
Jefferson City
State:
TN
Distance:
37 miles
Students:
2,700
Healthcare
Cosby residents have convenient access to general and surgical healthcare at nearby LeConte Medical Center and Newport Medical Center, both offering emergency services. The community enjoys a relatively high health insurance coverage rate of 87.2% and a moderate physician availability.
Major Hospitals
Name:
LeConte Medical Center
Address:
742 Middle Creek Rd, Sevierville, TN 37862
Phone:
(865) 446-7000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Newport Medical Center
Address:
435 2nd St, Newport, TN 37821
Phone:
(423) 625-2200
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.5
Health Insurance Coverage:
87.2%
Health Care Index:
68.2
Housing Market
What is the housing market like in Cosby, TN?
The local housing market features a median home price of $185,000 and a high owner-occupancy rate of 75%, reflecting affordability and stability. Home values are rising steadily, with a 7.1% appreciation rate over the past year and low foreclosure rates.
Median Home Price:
$185,000
Average Rent For 2 Bedroom:
$825
Owner Occupied Rate:
75.1%
Rental Vacancy Rate:
7.0%
Home Appreciation Rate (1yr):
7.1%
New Construction Rate:
0.7%
Foreclosure Rate:
0.8%
DMV Information
DMV services for Cosby are managed through the Tennessee Department of Safety and Homeland Security in Knoxville, providing residents with accessible driver and vehicle services both in person and online.
State:
Tennessee
Department:
Tennessee Department of Safety and Homeland Security
Address:
1150 Lovell Rd, Knoxville, TN 37932
Phone:
1-866-849-3548
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.