Everything You Should Know Before Moving to Cottagegrove, IL
Considering a move to Cottagegrove, IL? This rural community of about 1,350 residents offers affordable living with median home prices around $128,000 and average rents of $800. Enjoy a quiet lifestyle with low population density, reasonable commute times (26.5 minutes), and a high rate of home ownership. While crime rates are moderate, the area features a strong sense of community, access to local schools, and proximity to natural beauty—alongside classic Midwest seasonal weather with 60% sunny days per year.
Demographics - Cottagegrove, IL
Demographics - Cottagegrove, IL
Cottagegrove, IL is a small, close-knit community of about 1,350 people with a median age of 46.2, a balanced gender ratio, and a predominantly White population. The low population density of 25 residents per square mile contributes to a peaceful rural atmosphere, while a modest percentage of non-English speakers adds a touch of diversity.
Population:
1,350
Density:
25 per sq mi
Median Age:
46.2
Gender Ratio:
96 males per 100 females
Non-English Speakers Percentage:
6.5%

Ethnic Composition
White:
82.0%
Black:
12.0%
Asian:
1.0%
Others:
5.0%
Cost Of Living
What is the average cost of living in Cottagegrove, IL?
Cottagegrove offers a highly affordable cost of living, with median home values at $128,000 and average rents near $800. The overall cost of living index is well below the national average, making it an attractive option for those seeking budget-friendly housing and everyday expenses.
Median House Value:
$128,000
Gross Rent:
$800
Monthly Electricity Charges:
$110
Auto Insurance:
$1,140
House Owner Cost With Mortgage:
$970
House Owner Cost Without Mortgage:
$400
State Taxes:
Low:
4.95%
|
High:
4.95%
Cost Of Living Index:
87.3
Grocery:
95.0
Housing:
72.0
Utilities:
97.0
Transportation:
94.0
Health Care:
93.0
Miscellaneous:
90.0
Crime
Is Cottagegrove, IL a safe place to live?
The community experiences moderate crime, with a chance of property crime at 1 in 66 and violent crime at 1 in 323. While not the lowest in the region, the crime rate is manageable and generally consistent with similar rural towns.
Violent Crimes Per 100k:
310
Property Crimes Per 100k:
1,520
Crime Index:
1,830
Chance Of Violent Crime:
1 in 323
Chance Of Property Crime:
1 in 66
Weather
What is the weather like in Cottagegrove, IL year-round?
Residents enjoy classic Midwest weather, with warm summers averaging up to 89°F and cold winters dipping to 18°F. The area receives about 44 inches of annual rainfall and benefits from around 60% sunny days each year, providing a pleasant mix of seasons.

Winter
Min:
18°F
Max:
36°F

Spring
Min:
43°F
Max:
68°F

Summer
Min:
65°F
Max:
89°F

Fall
Min:
45°F
Max:
69°F
Average Rainfall Inches:
44.0 inches
Sunny Days Percentage:
60%
Neighbors
Local households have a median income of $57,800 and a per capita income of $27,000, with about 13.8% of residents living below the poverty line. Most adults have completed high school, and commute times average just under 27 minutes, reflecting the community’s relaxed, small-town pace.
Median Income:
$38,500
Household Income:
$57,800
Family Income:
$65,000
Per Capita Income:
$27,000
Income Male:
$36,000
Income Female:
$29,000
Poverty Rate:
13.8%
Non English Speakers:
6.5%
Rent:
$800
Unemployment Rate:
5.7%
Public Transport Usage:
0.5%
Commute Time:
26.5 minutes

Education
High School or Higher:
89.2%
Bachelors or More:
17.6%
Education
How are the schools in Cottagegrove, IL?
Cottagegrove families have access to public schools in nearby Eldorado, including elementary and high schools with reasonable student-teacher ratios. Higher education is also within reach, with Southeastern Illinois College located just 13 miles away in Harrisburg.

Public Schools
Name:
Eldorado High School
Street:
2200 Illinois Ave
Phone:
618-273-2881
Students:
350
Student Teacher Ratio:
14.5
Name:
Eldorado Elementary School
Street:
1100 Alexander St
Phone:
618-273-3841
Students:
400
Student Teacher Ratio:
15.0

Colleges
Name:
Southeastern Illinois College
City:
Harrisburg
State:
IL
Distance:
13 miles
Students:
2,000
Healthcare
Cottagegrove residents have access to nearby medical care, including the general and surgical services at Ferrell Hospital in Eldorado. With 1.9 physicians per 1,000 residents and over 92% health insurance coverage, the community is well-supported for healthcare needs.

Major Hospitals
Name:
Ferrell Hospital
Address:
1201 Pine St, Eldorado, IL 62930
Phone:
(618) 273-3361
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.9
Health Insurance Coverage:
92.6%
Health Care Index:
76.0
Housing Market
What is the housing market like in Cottagegrove, IL?
The housing market is stable and affordable, with a median home price of $128,000 and owner-occupied homes making up 74% of the market. Home appreciation is steady at 2.1% annually, and rental vacancy rates remain reasonable, offering options for both buyers and renters.
Median Home Price:
$128,000
Average Rent For 2 Bedroom:
$800
Owner Occupied Rate:
74.1%
Rental Vacancy Rate:
6.8%
Home Appreciation Rate (1yr):
2.1%
New Construction Rate:
0.5%
Foreclosure Rate:
0.7%
DMV Information
Driver and vehicle services for Cottagegrove residents are managed by the Illinois Secretary of State Driver Services office, located in Springfield. Residents can access licensing, registration, and other DMV resources both online and by phone.
State:
Illinois
Department:
Illinois Secretary of State Driver Services
Address:
2701 S. Dirksen Parkway, Springfield, IL 62723
Phone:
1-800-252-8980
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.