Iowa / Louisa County

Moving to Cotter, IA

Thinking of making a move to Cotter, IA? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Cotter, IA

Considering a move to Cotter, IA? This welcoming community of 400 residents offers a blend of suburban charm and convenience, with median home prices around $165,000 and average rents near $820. Commute times average 19 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (54% annually), ideal for families and commuters alike. Explore Cotter's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Cotter, IA

Cotter has a population of 400 residents, offering a diverse community with a median age of nearly 45 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 93% White, 1% Black, and 1% Asian residents, and over 4% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
400
Density
1,250 per sq mi
Median Age
44.8
Gender Ratio
98 males per 100 females
Non-English Speakers Percentage
3.5%

Ethnic Composition

White
92.5%
Black
1.0%
Asian
0.5%
Others
6.0%

Cost Of Living

What is the average cost of living in Cotter, IA?

The cost of living in Cotter is higher than the national average, with a cost of living index of 86.4. Median home values are around $165,000 and average rents for a two-bedroom apartment are approximately $820. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$165,000
Gross Rent
$820
Monthly Electricity Charges
$145
Auto Insurance
$1,420
House Owner Cost With Mortgage
$1,120
House Owner Cost Without Mortgage
$420
State Taxes
Low: 0%| High: 8.53%
Cost Of Living Index
86.4
Grocery
93.5
Housing
68.2
Utilities
101.8
Transportation
92.4
Health Care
97.1
Miscellaneous
91.0

Crime

Is Cotter, IA a safe place to live?

Cotter is considered a safe community, with a low violent crime rate of 160 incidents per 100,000 residents and a property crime chance of 1 in 83. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Iowa.

Violent Crimes Per 100k
160
Property Crimes Per 100k
1,210
Crime Index
1,370
Chance Of Violent Crime
1 in 625
Chance Of Property Crime
1 in 83

Weather

What is the weather like in Cotter, IA year-round?

Cotter experiences four distinct seasons, with warm summers reaching highs of 84°F and cold winters dipping to 11°F. The area receives about 35 inches of rainfall annually and enjoys sunshine on 54% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
11°F
Max
29°F

Summer

Min
62°F
Max
84°F

Spring

Min
40°F
Max
67°F

Fall

Min
41°F
Max
67°F
Average Rainfall Inches
34.5 inches
Sunny Days Percentage
54%

Neighbors

The neighborhood boasts a healthy median household income of $73,500 and a low poverty rate of 9.8%. Over 92% of residents have at least a high school diploma, and nearly 20% hold a bachelor's degree or higher. Commute times average 19 minutes, and almost 0% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$41,500
Household Income
$73,500
Family Income
$86,000
Per Capita Income
$35,200
Income Male
$47,000
Income Female
$35,500
Poverty Rate
9.8%
Non English Speakers
4.0%
Rent
$820
Unemployment Rate
3.8%
Public Transport Usage
0.3%
Commute Time
19.4 minutes

Education

High School or Higher
91.5%
Bachelors or More
19.8%

Education

How are the schools in Cotter, IA?

Cotter offers quality education options, with public schools like Mills County Elementary School and Glenwood Community Middle School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Iowa Western Community College and University of Nebraska Omaha. The community is committed to educational excellence for all age groups.

Public Schools

Name
Mills County Elementary School
Street
511 Main St
Phone
712-555-0148
Students
180
Student Teacher Ratio
13.5
Name
Glenwood Community Middle School
Street
14862 230th St
Phone
712-555-0172
Students
420
Student Teacher Ratio
14.1

Private Schools

Name
St. Albert Catholic Schools
Street
400 S 4th St
Phone
712-322-3247
Students
520

Colleges

Name
Iowa Western Community College
City
Council Bluffs
State
IA
Distance
22 miles
Students
5,000
Name
University of Nebraska Omaha
City
Omaha
State
NE
Distance
38 miles
Students
15,000

Healthcare

Cotter residents have access to quality healthcare, with major hospitals like Crawford County Memorial Hospital and CHI Health Mercy Council Bluffs nearby. The community benefits from a high physician-to-resident ratio of 1.8 per 1,000 people and 92.0% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Crawford County Memorial Hospital
Address
100 Medical Pkwy, Denison, IA 51442
Phone
(712) 263-2600
Type
General & Surgical
Emergency Services
Yes
Name
CHI Health Mercy Council Bluffs
Address
800 Mercy Dr, Council Bluffs, IA 51503
Phone
(712) 328-5000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.8
Health Insurance Coverage
92.0%
Health Care Index
67.8

Housing Market

What is the housing market like in Cotter, IA?

The local housing market is strong, with a median home price of $165,000 and an owner-occupied rate of nearly 78%. The market has seen a 3.4% appreciation over the past year, and rental vacancy rates remain moderate at 7.1%. Cotter offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$165,000
Average Rent For 2 Bedroom
$820
Owner Occupied Rate
77.5%
Rental Vacancy Rate
7.1%
Home Appreciation Rate (1yr)
3.4%
New Construction Rate
0.4%
Foreclosure Rate
0.7%

DMV Information

Residents of Cotter handle vehicle services through the Iowa Department of Transportation - Driver & Identification Services, conveniently located in Ankeny. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Iowa
Department
Iowa Department of Transportation - Driver & Identification Services
Address
6310 SE Convenience Blvd, Ankeny, IA 50021
Phone
(515) 244-8725

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Cotter, IA

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Cotter, review the core fields on this page: population 400, median home value $165,000, average rent for 2 bedroom $820, commute time 19.4 minutes, and sunny days percentage 54%.

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