Kentucky / Morgan County

Moving to Cottle, KY

Thinking of making a move to Cottle, KY? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Cottle, KY

Considering a move to Cottle, KY? This welcoming community of 220 residents offers a blend of suburban charm and convenience, with median home prices around $145,000 and average rents near $780. Commute times average 28 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (53% annually), ideal for families and commuters alike. Explore Cottle's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Cottle, KY

Cottle has a population of 220 residents, offering a diverse community with a median age of nearly 44 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 97% White, 1% Black, and 0% Asian residents, and over 2% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
220
Density
18 per sq mi
Median Age
43.8
Gender Ratio
96 males per 100 females
Non-English Speakers Percentage
1.5%

Ethnic Composition

White
97.0%
Black
0.5%
Asian
0.2%
Others
2.3%

Cost Of Living

What is the average cost of living in Cottle, KY?

The cost of living in Cottle is higher than the national average, with a cost of living index of 81.4. Median home values are around $145,000 and average rents for a two-bedroom apartment are approximately $780. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$145,000
Gross Rent
$780
Monthly Electricity Charges
$145
Auto Insurance
$1,620
House Owner Cost With Mortgage
$1,050
House Owner Cost Without Mortgage
$390
State Taxes
Low: 4.0%| High: 6.0%
Cost Of Living Index
81.4
Grocery
93.0
Housing
63.5
Utilities
97.8
Transportation
92.1
Health Care
94.0
Miscellaneous
89.5

Crime

Is Cottle, KY a safe place to live?

Cottle is considered a safe community, with a low violent crime rate of 190 incidents per 100,000 residents and a property crime chance of 1 in 96. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Kentucky.

Violent Crimes Per 100k
190
Property Crimes Per 100k
1,040
Crime Index
1,230
Chance Of Violent Crime
1 in 526
Chance Of Property Crime
1 in 96

Weather

What is the weather like in Cottle, KY year-round?

Cottle experiences four distinct seasons, with warm summers reaching highs of 88°F and cold winters dipping to 26°F. The area receives about 46 inches of rainfall annually and enjoys sunshine on 53% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
26°F
Max
43°F

Summer

Min
66°F
Max
88°F

Spring

Min
44°F
Max
69°F

Fall

Min
46°F
Max
71°F
Average Rainfall Inches
46.0 inches
Sunny Days Percentage
53%

Neighbors

The neighborhood boasts a healthy median household income of $38,500 and a low poverty rate of 22.5%. Over 82% of residents have at least a high school diploma, and nearly 12% hold a bachelor's degree or higher. Commute times average 28 minutes, and almost 0% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$29,000
Household Income
$38,500
Family Income
$45,500
Per Capita Income
$20,500
Income Male
$31,000
Income Female
$24,000
Poverty Rate
22.5%
Non English Speakers
2.0%
Rent
$780
Unemployment Rate
6.1%
Public Transport Usage
0.3%
Commute Time
28.4 minutes

Education

High School or Higher
82.0%
Bachelors or More
11.5%

Education

How are the schools in Cottle, KY?

Cottle offers quality education options, with public schools like Caneyville Elementary School and Grayson County Middle School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Mammoth Cave Area Technology Center and Elizabethtown Community and Technical College. The community is committed to educational excellence for all age groups.

Public Schools

Name
Caneyville Elementary School
Street
2175 KY-259
Phone
270-879-5241
Students
310
Student Teacher Ratio
14.1
Name
Grayson County Middle School
Street
726 Cardinal Rd
Phone
270-259-4015
Students
640
Student Teacher Ratio
15.0

Private Schools

Name
Our Lady of the Assumption School
Street
505 E 7th St
Phone
270-259-5500
Students
120

Colleges

Name
Mammoth Cave Area Technology Center
City
Leitchfield
State
KY
Distance
22 miles
Students
220
Name
Elizabethtown Community and Technical College
City
Elizabethtown
State
KY
Distance
45 miles
Students
6,500

Healthcare

Cottle residents have access to quality healthcare, with major hospitals like Breckinridge Memorial Hospital and Owensboro Health Twin Lakes Medical Center nearby. The community benefits from a high physician-to-resident ratio of 0.8 per 1,000 people and 88.5% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Breckinridge Memorial Hospital
Address
1011 Old U.S. 60, Hardinsburg, KY 40143
Phone
(270) 756-9000
Type
General & Surgical
Emergency Services
Yes
Name
Owensboro Health Twin Lakes Medical Center
Address
910 Wallace Ave, Leitchfield, KY 42754
Phone
(270) 259-9400
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
0.8
Health Insurance Coverage
88.5%
Health Care Index
61.8

Housing Market

What is the housing market like in Cottle, KY?

The local housing market is strong, with a median home price of $145,000 and an owner-occupied rate of nearly 78%. The market has seen a 3.1% appreciation over the past year, and rental vacancy rates remain moderate at 9.2%. Cottle offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$145,000
Average Rent For 2 Bedroom
$780
Owner Occupied Rate
78.4%
Rental Vacancy Rate
9.2%
Home Appreciation Rate (1yr)
3.1%
New Construction Rate
0.6%
Foreclosure Rate
1.2%

DMV Information

Residents of Cottle handle vehicle services through the Kentucky Transportation Cabinet Division of Driver Licensing, conveniently located in Frankfort. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Kentucky
Department
Kentucky Transportation Cabinet Division of Driver Licensing
Address
200 Mero Street, Frankfort, KY 40622
Phone
1-502-564-1257

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Cottle, KY

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Cottle, review the core fields on this page: population 220, median home value $145,000, average rent for 2 bedroom $780, commute time 28.4 minutes, and sunny days percentage 53%.

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