Everything You Should Know Before Moving to Cottontown, TN
Considering a move to Cottontown, TN? With a small-town population of about 400, Cottontown offers affordable living—median home prices are around $312,000 and average rents are $1,250. Enjoy low crime rates (violent crime at 110 per 100K residents), a relaxed rural pace, and scenic Tennessee weather with 60% sunny days annually. While most commutes average 33 minutes, nearby schools and healthcare options serve the community well, making Cottontown a quiet, welcoming spot for families and retirees alike.
Demographics - Cottontown, TN
Demographics - Cottontown, TN
Cottontown is a close-knit rural community with about 400 residents and a population density of 110 people per square mile. The median age is 44, reflecting a mature population, and the area is predominantly White, with over 92% of residents identifying as such. A small percentage of non-English speakers and balanced gender ratio contribute to the town’s friendly and welcoming atmosphere.
Population:
400
Density:
110 per sq mi
Median Age:
44.0
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
3.5%

Ethnic Composition
White:
92.5%
Black:
3.4%
Asian:
0.8%
Others:
3.3%
Cost Of Living
What is the average cost of living in Cottontown, TN?
Living in Cottontown is notably affordable, with a cost of living index of 87, which is below the national average. Median home values are around $312,000 and average rent is $1,250, while state income taxes are low, making the area attractive for budget-conscious households. Utilities and essential expenses remain moderate, supporting a comfortable lifestyle.
Median House Value:
$312,000
Gross Rent:
$1,250
Monthly Electricity Charges:
$120
Auto Insurance:
$1,180
House Owner Cost With Mortgage:
$1,480
House Owner Cost Without Mortgage:
$430
State Taxes:
Low:
0%
|
High:
2%
Cost Of Living Index:
87.0
Grocery:
94.0
Housing:
78.0
Utilities:
95.0
Transportation:
90.0
Health Care:
91.0
Miscellaneous:
89.0
Crime
Is Cottontown, TN a safe place to live?
Cottontown experiences low crime, with violent crime rates at just 110 per 100,000 residents and a 1 in 900 chance of violent incidents, making it a safe place for families and retirees. Property crime occurs at a modest rate, with a 1 in 80 chance, well below the rates seen in urban areas. Residents enjoy peace of mind in this tranquil community.
Violent Crimes Per 100k:
110
Property Crimes Per 100k:
1,250
Crime Index:
1,360
Chance Of Violent Crime:
1 in 900
Chance Of Property Crime:
1 in 80
Weather
What is the weather like in Cottontown, TN year-round?
The town enjoys classic Tennessee weather, featuring mild winters with lows around 28°F and warm summers reaching up to 89°F. Residents benefit from approximately 60% sunny days and an average of 53 inches of rainfall annually, perfect for enjoying the area's scenic outdoors. Seasonal changes are distinct but rarely extreme, making the climate comfortable year-round.

Winter
Min:
28°F
Max:
47°F

Spring
Min:
48°F
Max:
72°F

Summer
Min:
66°F
Max:
89°F

Fall
Min:
48°F
Max:
73°F
Average Rainfall Inches:
53 inches
Sunny Days Percentage:
60%
Neighbors
Cottontown residents have a median household income of $71,200, and unemployment is low at just 3.2%. Most people commute about 33 minutes to work, often by car, as public transportation is not commonly used. The community is well-educated, with nearly 90% holding a high school diploma or higher.
Median Income:
$34,500
Household Income:
$71,200
Family Income:
$81,500
Per Capita Income:
$30,100
Income Male:
$40,200
Income Female:
$28,000
Poverty Rate:
7.5%
Non English Speakers:
3.5%
Rent:
$1,250
Unemployment Rate:
3.2%
Public Transport Usage:
0.0%
Commute Time:
32.7 minutes

Education
High School or Higher:
89.0%
Bachelors or More:
23.1%
Education
How are the schools in Cottontown, TN?
Families in Cottontown benefit from access to public schools like Portland High School and Watt Hardison Elementary, both offering favorable student-teacher ratios. Private education is available at Highland Academy, and higher education opportunities are close by at Volunteer State Community College and Nashville State Community College. The area’s educational resources support learners of all ages.

Public Schools
Name:
Portland High School
Street:
600 College St, Portland, TN 37148
Phone:
615-325-9201
Students:
1,200
Student Teacher Ratio:
16.3
Name:
Watt Hardison Elementary School
Street:
1400 Hwy 52 W, Portland, TN 37148
Phone:
615-325-9100
Students:
700
Student Teacher Ratio:
15.5

Private Schools
Name:
Highland Academy
Street:
211 Highland Circle Dr, Portland, TN 37148
Phone:
615-325-2036
Students:
200

Colleges
Name:
Volunteer State Community College
City:
Gallatin
State:
TN
Distance:
18 miles
Students:
8,500
Name:
Nashville State Community College
City:
Nashville
State:
TN
Distance:
27 miles
Students:
9,500
Healthcare
Access to healthcare is convenient, with major hospitals like Sumner Regional Medical Center and TriStar Hendersonville Medical Center located nearby and offering emergency services. With 2.1 physicians per 1,000 residents and nearly 88% health insurance coverage, residents have solid healthcare support. The local healthcare index suggests good quality medical care for a town of its size.

Major Hospitals
Name:
Sumner Regional Medical Center
Address:
555 Hartsville Pike, Gallatin, TN 37066
Phone:
(615) 328-8888
Type:
General & Surgical
Emergency Services:
Yes
Name:
TriStar Hendersonville Medical Center
Address:
355 New Shackle Island Rd, Hendersonville, TN 37075
Phone:
(615) 338-1000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.1
Health Insurance Coverage:
87.8%
Health Care Index:
68.0
Housing Market
What is the housing market like in Cottontown, TN?
Cottontown’s housing market is stable and accessible, with a median home price of $312,000 and 80% of homes being owner-occupied. The area sees healthy home appreciation at 7% annually, and rental vacancies remain low, supporting both buyers and renters. Foreclosure rates are minimal, indicating a healthy local market.
Median Home Price:
$312,000
Average Rent For 2 Bedroom:
$1,250
Owner Occupied Rate:
80.2%
Rental Vacancy Rate:
5.7%
Home Appreciation Rate (1yr):
7.0%
New Construction Rate:
2.0%
Foreclosure Rate:
0.4%
DMV Information
Driver services for Cottontown residents are provided by the Tennessee Department of Safety & Homeland Security in Nashville. The DMV offers a full range of licensing and registration services, and helpful resources are available online. Residents can access state services easily, with support via phone or website.
State:
Tennessee
Department:
Tennessee Department of Safety & Homeland Security
Address:
1150 Foster Avenue, Nashville, TN 37243
Phone:
1-866-849-3548
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.