Everything You Should Know Before Moving to Cottonwood Shores, TX
Thinking of moving to Cottonwood Shores, TX? This lakeside city of 1,430 offers a relaxed, small-town feel with homes averaging $256,000 and rents around $1,280. Enjoy a reasonable cost of living, low violent crime rate (161 per 100K), and warm Hill Country weather with 64% sunny days annually. Commute times average 29 minutes, and local schools and healthcare are easily accessible—making Cottonwood Shores a friendly choice for families and retirees alike.
Demographics - Cottonwood Shores, TX
Demographics - Cottonwood Shores, TX
Cottonwood Shores is a small, close-knit community of 1,430 residents with a median age of 42.7, reflecting a balanced mix of families and retirees. The city is predominantly White (86.1%) with a modest share of diverse backgrounds and nearly 8% of residents speaking a language other than English at home. Its population density offers a suburban atmosphere while maintaining a friendly, welcoming vibe.
Population:
1,430
Density:
930 per sq mi
Median Age:
42.7
Gender Ratio:
101 males per 100 females
Non-English Speakers Percentage:
7.8%
Ethnic Composition
White:
86.1%
Black:
1.5%
Asian:
0.7%
Others:
11.7%
Cost Of Living
What is the average cost of living in Cottonwood Shores, TX?
Living in Cottonwood Shores is affordable, with the median home value at $256,000 and typical rents around $1,280 per month. The cost of living index is just below the national average, making everyday expenses manageable for most households. Texas residents also benefit from no state income tax, further reducing financial strain.
Median House Value:
$256,000
Gross Rent:
$1,280
Monthly Electricity Charges:
$145
Auto Insurance:
$1,630
House Owner Cost With Mortgage:
$1,525
House Owner Cost Without Mortgage:
$510
State Taxes:
Low:
0%
|
High:
0%
Cost Of Living Index:
98.2
Grocery:
94.5
Housing:
96.1
Utilities:
104.4
Transportation:
92.2
Health Care:
99.7
Miscellaneous:
96.9
Crime
Is Cottonwood Shores, TX a safe place to live?
Cottonwood Shores experiences a low violent crime rate of 161 per 100,000 people, offering residents peace of mind. Property crime is more common but remains manageable, with a 1 in 77 chance annually. Overall, the city provides a safe environment for families and individuals.
Violent Crimes Per 100k:
161
Property Crimes Per 100k:
1,290
Crime Index:
1,451
Chance Of Violent Crime:
1 in 620
Chance Of Property Crime:
1 in 77
Weather
What is the weather like in Cottonwood Shores, TX year-round?
The city enjoys warm, sunny weather typical of Texas Hill Country, with summer highs reaching 97°F and mild winters averaging 38°F to 61°F. Residents can expect about 64% sunny days each year and roughly 33 inches of rainfall, making outdoor activities attractive year-round. Seasonal changes are noticeable but generally comfortable.
Winter
Min:
38°F
Max:
61°F
Spring
Min:
52°F
Max:
77°F
Summer
Min:
71°F
Max:
97°F
Fall
Min:
56°F
Max:
80°F
Average Rainfall Inches:
33.0 inches
Sunny Days Percentage:
64%
Neighbors
Households in Cottonwood Shores have a median income of $63,100, and most residents enjoy low unemployment and moderate poverty rates. The community is well-educated, with nearly 88% holding a high school diploma and about 20% earning a bachelor’s degree or higher. Commute times average just under 29 minutes, supporting a balanced lifestyle.
Median Income:
$38,000
Household Income:
$63,100
Family Income:
$74,200
Per Capita Income:
$29,850
Income Male:
$43,800
Income Female:
$35,200
Poverty Rate:
11.2%
Non English Speakers:
7.8%
Rent:
$1,280
Unemployment Rate:
3.5%
Public Transport Usage:
0.2%
Commute Time:
28.7 minutes
Education
High School or Higher:
87.5%
Bachelors or More:
20.1%
Education
How are the schools in Cottonwood Shores, TX?
Families benefit from access to quality public schools, such as Highland Lakes Elementary and Marble Falls Middle School, both known for favorable student-teacher ratios. Private education and nearby college options, including Central Texas College, provide additional opportunities. Educational resources in and around Cottonwood Shores support lifelong learning and student success.
Public Schools
Name:
Highland Lakes Elementary School
Street:
8200 RR 1431, Granite Shoals, TX 78654
Phone:
830-798-3650
Students:
430
Student Teacher Ratio:
14.5
Name:
Marble Falls Middle School
Street:
1511 Pony Dr, Marble Falls, TX 78654
Phone:
830-693-4439
Students:
750
Student Teacher Ratio:
13.8
Private Schools
Name:
Faith Academy of Marble Falls
Street:
3151 RR 1431, Marble Falls, TX 78654
Phone:
830-798-1333
Students:
320
Colleges
Name:
Central Texas College - Marble Falls Center
City:
Marble Falls
State:
TX
Distance:
6 miles
Students:
400
Healthcare
Access to healthcare is convenient, with nearby facilities like Baylor Scott & White Medical Center in Marble Falls serving the community. The city has nearly two physicians per 1,000 residents and a high rate of health insurance coverage at 87.6%. Healthcare services are comprehensive, supporting both routine and emergency needs.
Major Hospitals
Name:
Baylor Scott & White Medical Center – Marble Falls
Address:
810 TX-71, Marble Falls, TX 78654
Phone:
(830) 201-8000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.9
Health Insurance Coverage:
87.6%
Health Care Index:
76.1
Housing Market
What is the housing market like in Cottonwood Shores, TX?
Cottonwood Shores features a stable housing market, with a median home price of $256,000 and most residents (over 70%) owning their homes. Rental options are available, with two-bedroom units averaging $1,280, and the area benefits from a low foreclosure rate. Home values have appreciated steadily, signaling a sound investment for buyers.
Median Home Price:
$256,000
Average Rent For 2 Bedroom:
$1,280
Owner Occupied Rate:
70.8%
Rental Vacancy Rate:
7.6%
Home Appreciation Rate (1yr):
4.1%
New Construction Rate:
2.3%
Foreclosure Rate:
0.4%
DMV Information
Residents can handle vehicle registration and licensing through the Texas Department of Motor Vehicles, with the nearest office located in Austin. Services are accessible both in-person and online, ensuring convenience for new arrivals and long-term residents alike. The state offers comprehensive motor vehicle resources and support.
State:
Texas
Department:
Texas Department of Motor Vehicles
Address:
4000 Jackson Ave., Austin, TX 78731
Phone:
1-888-368-4689
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.