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Cottonwood Shores, TX
Thinking of moving to Cottonwood Shores, TX? This lakeside city of 1,430 offers a relaxed, small-town feel with homes averaging $256,000 and rents around $1,280. Enjoy a reasonable cost of living, low violent crime rate (161 per 100K), and warm Hill Country weather with 64% sunny days annually. Commute times average 29 minutes, and local schools and healthcare are easily accessible—making Cottonwood Shores a friendly choice for families and retirees alike.
Cottonwood Shores is a small, close-knit community of 1,430 residents with a median age of 42.7, reflecting a balanced mix of families and retirees. The city is predominantly White (86.1%) with a modest share of diverse backgrounds and nearly 8% of residents speaking a language other than English at home. Its population density offers a suburban atmosphere while maintaining a friendly, welcoming vibe.
Living in Cottonwood Shores is affordable, with the median home value at $256,000 and typical rents around $1,280 per month. The cost of living index is just below the national average, making everyday expenses manageable for most households. Texas residents also benefit from no state income tax, further reducing financial strain.
Cottonwood Shores experiences a low violent crime rate of 161 per 100,000 people, offering residents peace of mind. Property crime is more common but remains manageable, with a 1 in 77 chance annually. Overall, the city provides a safe environment for families and individuals.
The city enjoys warm, sunny weather typical of Texas Hill Country, with summer highs reaching 97°F and mild winters averaging 38°F to 61°F. Residents can expect about 64% sunny days each year and roughly 33 inches of rainfall, making outdoor activities attractive year-round. Seasonal changes are noticeable but generally comfortable.
Households in Cottonwood Shores have a median income of $63,100, and most residents enjoy low unemployment and moderate poverty rates. The community is well-educated, with nearly 88% holding a high school diploma and about 20% earning a bachelor’s degree or higher. Commute times average just under 29 minutes, supporting a balanced lifestyle.
Families benefit from access to quality public schools, such as Highland Lakes Elementary and Marble Falls Middle School, both known for favorable student-teacher ratios. Private education and nearby college options, including Central Texas College, provide additional opportunities. Educational resources in and around Cottonwood Shores support lifelong learning and student success.
Access to healthcare is convenient, with nearby facilities like Baylor Scott & White Medical Center in Marble Falls serving the community. The city has nearly two physicians per 1,000 residents and a high rate of health insurance coverage at 87.6%. Healthcare services are comprehensive, supporting both routine and emergency needs.
Cottonwood Shores features a stable housing market, with a median home price of $256,000 and most residents (over 70%) owning their homes. Rental options are available, with two-bedroom units averaging $1,280, and the area benefits from a low foreclosure rate. Home values have appreciated steadily, signaling a sound investment for buyers.
Residents can handle vehicle registration and licensing through the Texas Department of Motor Vehicles, with the nearest office located in Austin. Services are accessible both in-person and online, ensuring convenience for new arrivals and long-term residents alike. The state offers comprehensive motor vehicle resources and support.
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.
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