Everything You Should Know Before Moving to Covert, MI
Considering a move to Covert, MI? With a population around 2,600, Covert offers affordable living—median home values are just $115,000 and average rents are $800. The town enjoys a relaxed pace with an average 22-minute commute, and you'll find basic amenities and nearby healthcare in South Haven. Crime rates are moderate compared to national averages, and while education options are limited, you’ll benefit from a friendly small-town feel and pleasant summers along Lake Michigan. Explore cost of living, housing, and community details to see if Covert is your next home.
Demographics - Covert, MI
Demographics - Covert, MI
Covert, MI is home to about 2,600 residents, featuring a balanced gender ratio and a median age of 43. The community boasts a diverse population, with 55% White, 30% Black, and 10% Hispanic residents, and a modest 8% speak a language other than English at home. Its low population density of 110 people per square mile contributes to a relaxed, small-town atmosphere.
Population:
2,600
Density:
110 per sq mi
Median Age:
43.0
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
8%
Ethnic Composition
White:
55%
Black:
30%
Others:
5%
Cost Of Living
What is the average cost of living in Covert, MI?
Covert offers an affordable cost of living, with a median home value of $115,000 and average rents around $800 per month. Living expenses are notably below the national average, reflected by a cost of living index of 83. Utilities and groceries are reasonably priced, making this a budget-friendly option for families and retirees.
Median House Value:
$115,000
Gross Rent:
$800
Monthly Electricity Charges:
$120
Auto Insurance:
$1,450
House Owner Cost With Mortgage:
$1,050
House Owner Cost Without Mortgage:
$400
State Taxes:
Low:
4.25%
|
High:
4.25%
Cost Of Living Index:
83
Grocery:
92
Housing:
62
Utilities:
100
Transportation:
95
Health Care:
88
Miscellaneous:
90
Crime
Is Covert, MI a safe place to live?
Crime in Covert is moderate for a small town, with a violent crime rate of 320 per 100,000 residents and a property crime rate of 1,900 per 100,000. Residents face a 1 in 312 chance of experiencing violent crime, which is relatively low, but property crime is more common with a 1 in 53 chance. Overall, the community offers a generally safe environment but encourages routine precautions.
Violent Crimes Per 100k:
320
Property Crimes Per 100k:
1,900
Crime Index:
2,220
Chance Of Violent Crime:
1 in 312
Chance Of Property Crime:
1 in 53
Weather
What is the weather like in Covert, MI year-round?
Covert experiences all four seasons, with cold winters averaging 18°F to 32°F and warm summers ranging from 57°F to 81°F. The area receives about 38 inches of rainfall annually and enjoys sunshine about half the year. This climate offers residents pleasant summers and picturesque fall and spring transitions.
Winter
Min:
18°F
Max:
32°F
Spring
Min:
37°F
Max:
62°F
Summer
Min:
57°F
Max:
81°F
Fall
Min:
40°F
Max:
65°F
Average Rainfall Inches:
38 inches
Sunny Days Percentage:
50%
Neighbors
The typical household in Covert earns around $42,500, with a median income of $32,000 and a relatively high poverty rate of 22%. Most residents have at least a high school diploma, and commuting is easy with an average travel time of 22 minutes. The community is friendly and diverse, with a low reliance on public transportation and affordable rent.
Median Income:
$32,000
Household Income:
$42,500
Family Income:
$48,000
Per Capita Income:
$21,500
Income Male:
$35,000
Income Female:
$28,000
Poverty Rate:
22%
Non English Speakers:
8%
Rent:
$800
Unemployment Rate:
7.8%
Public Transport Usage:
1.0%
Commute Time:
22 minutes
Education
High School or Higher:
77%
Bachelors or More:
12%
Education
How are the schools in Covert, MI?
Covert is served by Covert Public Schools, which has a favorable student-to-teacher ratio of 13:1 and approximately 600 students. While private school options are limited, Lake Michigan College is located 25 miles away for higher education. Families benefit from supportive public education and nearby college opportunities.
Public Schools
Name:
Covert Public Schools
Street:
35323 M-140 Hwy
Phone:
269-764-3700
Students:
600
Student Teacher Ratio:
13:1
Colleges
Name:
Lake Michigan College
City:
Benton Harbor
State:
MI
Distance:
25 miles
Students:
4,000
Healthcare
Residents of Covert have access to nearby general and surgical hospitals in South Haven and Watervliet, both offering emergency services. The area has 1.4 physicians per 1,000 people, and 91% of residents have health insurance coverage. Healthcare services are accessible, supporting the needs of families and seniors alike.
Major Hospitals
Name:
Bronson South Haven Hospital
Address:
955 S Bailey Ave, South Haven, MI 49090
Phone:
(269) 637-5271
Type:
General & Surgical
Emergency Services:
Yes
Name:
Lakeland Hospital Watervliet
Address:
400 Medical Park Dr, Watervliet, MI 49098
Phone:
(269) 463-3111
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.4
Health Insurance Coverage:
91%
Health Care Index:
67
Housing Market
What is the housing market like in Covert, MI?
The Covert housing market is affordable, with a median home price of $115,000 and average rent for a two-bedroom at $800. About 68% of homes are owner-occupied, and the area has a modest home appreciation rate of 4.1%. Low foreclosure and vacancy rates signal a stable and welcoming market for both buyers and renters.
Median Home Price:
$115,000
Average Rent For 2 Bedroom:
$800
Owner Occupied Rate:
68%
Rental Vacancy Rate:
8%
Home Appreciation Rate (1yr):
4.1%
New Construction Rate:
0.8%
Foreclosure Rate:
0.7%
DMV Information
Michigan vehicle services for Covert residents are managed by the Michigan Secretary of State, with the nearest office located in Paw Paw. Residents can access driver's licensing, vehicle registration, and other DMV services both in person and online. The office is conveniently reachable and provides comprehensive support for all your motor vehicle needs.
State:
Michigan
Department:
Michigan Secretary of State
Address:
32849 Red Arrow Hwy, Paw Paw, MI 49079
Phone:
1-888-767-6424
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.