Kentucky / Kenton County

Moving to Covington, KY

Thinking of making a move to Covington, KY? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Covington, KY

Considering a move to Covington, KY? This welcoming community of 40,346 residents offers a blend of suburban charm and convenience, with median home prices around $164,000 and average rents near $950. Commute times average 22 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (54% annually), ideal for families and commuters alike. Explore Covington's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Covington, KY

Covington has a population of 40,346 residents, offering a diverse community with a median age of nearly 37 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 77% White, 14% Black, and 2% Asian residents, and over 8% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
40,346
Density
3,000 per sq mi
Median Age
36.5
Gender Ratio
96 males per 100 females
Non-English Speakers Percentage
7.5%

Ethnic Composition

White
77.2%
Black
13.5%
Asian
1.5%
Others
7.8%

Cost Of Living

What is the average cost of living in Covington, KY?

The cost of living in Covington is higher than the national average, with a cost of living index of 84.7. Median home values are around $164,000 and average rents for a two-bedroom apartment are approximately $950. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$164,000
Gross Rent
$950
Monthly Electricity Charges
$120
Auto Insurance
$1,220
House Owner Cost With Mortgage
$1,260
House Owner Cost Without Mortgage
$420
State Taxes
Low: 2.0%| High: 5.0%
Cost Of Living Index
84.7
Grocery
92.1
Housing
62.5
Utilities
98.3
Transportation
90.2
Health Care
87.4
Miscellaneous
90.0

Crime

Is Covington, KY a safe place to live?

Covington is considered a safe community, with a low violent crime rate of 467 incidents per 100,000 residents and a property crime chance of 1 in 33. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Kentucky.

Violent Crimes Per 100k
467
Property Crimes Per 100k
3,064
Crime Index
3,531
Chance Of Violent Crime
1 in 214
Chance Of Property Crime
1 in 33

Weather

What is the weather like in Covington, KY year-round?

Covington experiences four distinct seasons, with warm summers reaching highs of 87°F and cold winters dipping to 25°F. The area receives about 44 inches of rainfall annually and enjoys sunshine on 54% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
25°F
Max
41°F

Summer

Min
65°F
Max
87°F

Spring

Min
46°F
Max
68°F

Fall

Min
48°F
Max
70°F
Average Rainfall Inches
43.5 inches
Sunny Days Percentage
54%

Neighbors

The neighborhood boasts a healthy median household income of $53,100 and a low poverty rate of 22.5%. Over 88% of residents have at least a high school diploma, and nearly 23% hold a bachelor's degree or higher. Commute times average 22 minutes, and almost 2% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$34,500
Household Income
$53,100
Family Income
$68,200
Per Capita Income
$29,100
Income Male
$38,500
Income Female
$30,200
Poverty Rate
22.5%
Non English Speakers
7.5%
Rent
$950
Unemployment Rate
5.3%
Public Transport Usage
2.1%
Commute Time
21.7 minutes

Education

High School or Higher
87.8%
Bachelors or More
23.2%

Education

How are the schools in Covington, KY?

Covington offers quality education options, with public schools like Holmes High School and John G. Carlisle Elementary known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Gateway Community & Technical College and Northern Kentucky University. The community is committed to educational excellence for all age groups.

Public Schools

Name
Holmes High School
Street
2500 Madison Ave
Phone
859-655-9545
Students
900
Student Teacher Ratio
15.7
Name
John G. Carlisle Elementary
Street
910 Holman Ave
Phone
859-292-5812
Students
415
Student Teacher Ratio
15.3

Private Schools

Name
Covington Catholic High School
Street
1600 Dixie Hwy
Phone
859-491-2247
Students
600

Colleges

Name
Gateway Community & Technical College
City
Covington
State
KY
Distance
0 miles
Students
5,800
Name
Northern Kentucky University
City
Highland Heights
State
KY
Distance
7 miles
Students
16,000

Healthcare

Covington residents have access to quality healthcare, with major hospitals like St. Elizabeth Healthcare Covington and St. Elizabeth Healthcare Edgewood nearby. The community benefits from a high physician-to-resident ratio of 2.2 per 1,000 people and 89.4% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
St. Elizabeth Healthcare Covington
Address
1500 James Simpson Jr Way, Covington, KY 41011
Phone
(859) 655-8800
Type
General & Surgical
Emergency Services
Yes
Name
St. Elizabeth Healthcare Edgewood
Address
1 Medical Village Dr, Edgewood, KY 41017
Phone
(859) 301-2000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
2.2
Health Insurance Coverage
89.4%
Health Care Index
67.8

Housing Market

What is the housing market like in Covington, KY?

The local housing market is strong, with a median home price of $164,000 and an owner-occupied rate of nearly 51%. The market has seen a 4.4% appreciation over the past year, and rental vacancy rates remain moderate at 8.9%. Covington offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$164,000
Average Rent For 2 Bedroom
$950
Owner Occupied Rate
51.3%
Rental Vacancy Rate
8.9%
Home Appreciation Rate (1yr)
4.4%
New Construction Rate
1.1%
Foreclosure Rate
0.7%

DMV Information

Residents of Covington handle vehicle services through the Kentucky Transportation Cabinet - Division of Driver Licensing, conveniently located in Frankfort. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Kentucky
Department
Kentucky Transportation Cabinet - Division of Driver Licensing
Address
200 Mero Street, Frankfort, KY 40622
Phone
502-564-1257

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Covington, KY

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Covington, review the core fields on this page: population 40,346, median home value $164,000, average rent for 2 bedroom $950, commute time 21.7 minutes, and sunny days percentage 54%.

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