Kentucky / Kenton County

Moving to Covington, KY

Thinking of making a move to Covington, KY? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Covington, KY

Considering a move to Covington, KY? This welcoming community of 40,500 residents offers a blend of suburban charm and convenience, with median home prices around $225,000 and average rents near $1,250. Commute times average 24 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (54% annually), ideal for families and commuters alike. Explore Covington's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Covington, KY

Covington has a population of 40,500 residents, offering a diverse community with a median age of nearly 34 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 72% White, 22% Black, and 3% Asian residents, and over 10% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
40,500
Density
4,600 per sq mi
Median Age
34.1
Gender Ratio
93 males per 100 females
Non-English Speakers Percentage
9.5%

Ethnic Composition

White
72.0%
Black
21.5%
Asian
2.5%
Others
4.0%

Cost Of Living

What is the average cost of living in Covington, KY?

The cost of living in Covington is higher than the national average, with a cost of living index of 89.5. Median home values are around $225,000 and average rents for a two-bedroom apartment are approximately $1,250. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$225,000
Gross Rent
$1,250
Monthly Electricity Charges
$145
Auto Insurance
$2,050
House Owner Cost With Mortgage
$1,620
House Owner Cost Without Mortgage
$560
State Taxes
Low: 5.0%| High: 6.0%
Cost Of Living Index
89.5
Grocery
95.0
Housing
72.0
Utilities
101.0
Transportation
96.0
Health Care
94.0
Miscellaneous
92.0

Crime

Is Covington, KY a safe place to live?

Covington is considered a safe community, with a low violent crime rate of 630 incidents per 100,000 residents and a property crime chance of 1 in 24. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Kentucky.

Violent Crimes Per 100k
630
Property Crimes Per 100k
4,100
Crime Index
4,730
Chance Of Violent Crime
1 in 159
Chance Of Property Crime
1 in 24

Weather

What is the weather like in Covington, KY year-round?

Covington experiences four distinct seasons, with warm summers reaching highs of 88°F and cold winters dipping to 28°F. The area receives about 45 inches of rainfall annually and enjoys sunshine on 54% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
28°F
Max
44°F

Summer

Min
67°F
Max
88°F

Spring

Min
46°F
Max
71°F

Fall

Min
49°F
Max
72°F
Average Rainfall Inches
44.5 inches
Sunny Days Percentage
54%

Neighbors

The neighborhood boasts a healthy median household income of $58,500 and a low poverty rate of 20.5%. Over 87% of residents have at least a high school diploma, and nearly 28% hold a bachelor's degree or higher. Commute times average 24 minutes, and almost 5% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$34,500
Household Income
$58,500
Family Income
$74,000
Per Capita Income
$33,000
Income Male
$41,000
Income Female
$33,500
Poverty Rate
20.5%
Non English Speakers
11.0%
Rent
$1,250
Unemployment Rate
5.0%
Public Transport Usage
4.8%
Commute Time
23.8 minutes

Education

High School or Higher
86.5%
Bachelors or More
27.5%

Education

How are the schools in Covington, KY?

Covington offers quality education options, with public schools like Covington Latin School and Holmes High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Northern Kentucky University and Gateway Community and Technical College. The community is committed to educational excellence for all age groups.

Public Schools

Name
Covington Latin School
Street
21 E 11th St
Phone
859-291-2300
Students
300
Student Teacher Ratio
11.5
Name
Holmes High School
Street
2500 Madison Ave
Phone
859-491-2240
Students
1,100
Student Teacher Ratio
15.1

Private Schools

Name
Saint Augustine School
Street
809 Grand Ave
Phone
859-491-0600
Students
420
Name
Notre Dame Academy
Street
1699 Hilton Dr
Phone
859-292-2531
Students
530

Colleges

Name
Northern Kentucky University
City
Highland Heights
State
KY
Distance
6 miles
Students
15,000
Name
Gateway Community and Technical College
City
Covington
State
KY
Distance
1 mile
Students
4,000

Healthcare

Covington residents have access to quality healthcare, with major hospitals like St. Elizabeth Covington and St. Elizabeth Healthcare - Florence nearby. The community benefits from a high physician-to-resident ratio of 2.4 per 1,000 people and 90.8% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
St. Elizabeth Covington
Address
1 Medical Village Dr, Edgewood, KY 41017
Phone
(859) 301-2000
Type
General & Surgical
Emergency Services
Yes
Name
St. Elizabeth Healthcare - Florence
Address
4900 Houston Rd, Florence, KY 41042
Phone
(859) 212-5200
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
2.4
Health Insurance Coverage
90.8%
Health Care Index
72.1

Housing Market

What is the housing market like in Covington, KY?

The local housing market is strong, with a median home price of $225,000 and an owner-occupied rate of nearly 52%. The market has seen a 4.5% appreciation over the past year, and rental vacancy rates remain moderate at 7.0%. Covington offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$225,000
Average Rent For 2 Bedroom
$1,250
Owner Occupied Rate
52.0%
Rental Vacancy Rate
7.0%
Home Appreciation Rate (1yr)
4.5%
New Construction Rate
1.6%
Foreclosure Rate
0.7%

DMV Information

Residents of Covington handle vehicle services through the Kentucky State Police Driver Testing Branch, conveniently located in Covington. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Kentucky
Department
Kentucky State Police Driver Testing Branch
Address
1228 Madison Ave, Covington, KY 41011
Phone
(502) 782-2822

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Covington, KY

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Covington, review the core fields on this page: population 40,500, median home value $225,000, average rent for 2 bedroom $1,250, commute time 23.8 minutes, and sunny days percentage 54%.

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