Illinois / Shelby County

Moving to Cowden, IL

Thinking of making a move to Cowden, IL? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Cowden, IL

Considering a move to Cowden, IL? This welcoming community of 591 residents offers a blend of suburban charm and convenience, with median home prices around $85,000 and average rents near $650. Commute times average 25 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (56% annually), ideal for families and commuters alike. Explore Cowden's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Cowden, IL

Cowden has a population of 591 residents, offering a diverse community with a median age of nearly 40 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 98% White, 0% Black, and 0% Asian residents, and over 2% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
591
Density
1,070 per sq mi
Median Age
40.1
Gender Ratio
100 males per 100 females
Non-English Speakers Percentage
2.1%

Ethnic Composition

White
97.5%
Black
0.3%
Asian
0.2%
Others
2.0%

Cost Of Living

What is the average cost of living in Cowden, IL?

The cost of living in Cowden is higher than the national average, with a cost of living index of 78.0. Median home values are around $85,000 and average rents for a two-bedroom apartment are approximately $650. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$85,000
Gross Rent
$650
Monthly Electricity Charges
$120
Auto Insurance
$1,040
House Owner Cost With Mortgage
$900
House Owner Cost Without Mortgage
$370
State Taxes
Low: 4.95%| High: 4.95%
Cost Of Living Index
78.0
Grocery
93.2
Housing
54.0
Utilities
102.1
Transportation
91.0
Health Care
97.8
Miscellaneous
92.3

Crime

Is Cowden, IL a safe place to live?

Cowden is considered a safe community, with a low violent crime rate of 160 incidents per 100,000 residents and a property crime chance of 1 in 80. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Illinois.

Violent Crimes Per 100k
160
Property Crimes Per 100k
1,250
Crime Index
1,410
Chance Of Violent Crime
1 in 625
Chance Of Property Crime
1 in 80

Weather

What is the weather like in Cowden, IL year-round?

Cowden experiences four distinct seasons, with warm summers reaching highs of 87°F and cold winters dipping to 19°F. The area receives about 40 inches of rainfall annually and enjoys sunshine on 56% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
19°F
Max
36°F

Summer

Min
62°F
Max
87°F

Spring

Min
40°F
Max
67°F

Fall

Min
43°F
Max
68°F
Average Rainfall Inches
39.5 inches
Sunny Days Percentage
56%

Neighbors

The neighborhood boasts a healthy median household income of $52,000 and a low poverty rate of 13.6%. Over 90% of residents have at least a high school diploma, and nearly 15% hold a bachelor's degree or higher. Commute times average 25 minutes, and almost 0% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$31,500
Household Income
$52,000
Family Income
$60,000
Per Capita Income
$23,200
Income Male
$32,100
Income Female
$25,100
Poverty Rate
13.6%
Non English Speakers
2.1%
Rent
$650
Unemployment Rate
4.8%
Public Transport Usage
0.0%
Commute Time
25.1 minutes

Education

High School or Higher
89.7%
Bachelors or More
15.2%

Education

How are the schools in Cowden, IL?

Cowden offers quality education options, with public schools like Cowden-Herrick Elementary School and Cowden-Herrick High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Lake Land College and Eastern Illinois University. The community is committed to educational excellence for all age groups.

Public Schools

Name
Cowden-Herrick Elementary School
Street
301 College Ave
Phone
217-783-3388
Students
185
Student Teacher Ratio
13.5
Name
Cowden-Herrick High School
Street
633 County Road 1000E
Phone
217-783-2125
Students
130
Student Teacher Ratio
12.8

Colleges

Name
Lake Land College
City
Mattoon
State
IL
Distance
29 miles
Students
3,900
Name
Eastern Illinois University
City
Charleston
State
IL
Distance
35 miles
Students
8,600

Healthcare

Cowden residents have access to quality healthcare, with major hospitals like HSHS St. Anthony's Memorial Hospital and Sarah Bush Lincoln Health Center nearby. The community benefits from a high physician-to-resident ratio of 1.7 per 1,000 people and 91.8% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
HSHS St. Anthony's Memorial Hospital
Address
503 N Maple St, Effingham, IL 62401
Phone
(217) 342-2121
Type
General & Surgical
Emergency Services
Yes
Name
Sarah Bush Lincoln Health Center
Address
1000 Health Center Dr, Mattoon, IL 61938
Phone
(217) 258-2525
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.7
Health Insurance Coverage
91.8%
Health Care Index
71.0

Housing Market

What is the housing market like in Cowden, IL?

The local housing market is strong, with a median home price of $85,000 and an owner-occupied rate of nearly 73%. The market has seen a 3.2% appreciation over the past year, and rental vacancy rates remain moderate at 8.5%. Cowden offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$85,000
Average Rent For 2 Bedroom
$650
Owner Occupied Rate
73.1%
Rental Vacancy Rate
8.5%
Home Appreciation Rate (1yr)
3.2%
New Construction Rate
0.2%
Foreclosure Rate
0.8%

DMV Information

Residents of Cowden handle vehicle services through the Illinois Secretary of State Driver Services Facility, conveniently located in Effingham. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Illinois
Department
Illinois Secretary of State Driver Services Facility
Address
444 S Willow St, Effingham, IL 62401
Phone
217-342-7744

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Cowden, IL

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Cowden, review the core fields on this page: population 591, median home value $85,000, average rent for 2 bedroom $650, commute time 25.1 minutes, and sunny days percentage 56%.

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