Illinois / Shelby County

Moving to Cowden, IL

Thinking of making a move to Cowden, IL? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Cowden, IL

Considering a move to Cowden, IL? This welcoming community of 625 residents offers a blend of suburban charm and convenience, with median home prices around $92,000 and average rents near $710. Commute times average 23 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (55% annually), ideal for families and commuters alike. Explore Cowden's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Cowden, IL

Cowden has a population of 625 residents, offering a diverse community with a median age of nearly 42 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 97% White, 1% Black, and 0% Asian residents, and over 2% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
625
Density
850 per sq mi
Median Age
41.8
Gender Ratio
98 males per 100 females
Non-English Speakers Percentage
2.1%

Ethnic Composition

White
97.2%
Black
0.8%
Asian
0.4%
Others
1.6%

Cost Of Living

What is the average cost of living in Cowden, IL?

The cost of living in Cowden is higher than the national average, with a cost of living index of 76.8. Median home values are around $92,000 and average rents for a two-bedroom apartment are approximately $710. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$92,000
Gross Rent
$710
Monthly Electricity Charges
$126
Auto Insurance
$1,420
House Owner Cost With Mortgage
$980
House Owner Cost Without Mortgage
$360
State Taxes
Low: 4.95%| High: 4.95%
Cost Of Living Index
76.8
Grocery
94.0
Housing
58.0
Utilities
97.5
Transportation
92.1
Health Care
97.0
Miscellaneous
90.8

Crime

Is Cowden, IL a safe place to live?

Cowden is considered a safe community, with a low violent crime rate of 110 incidents per 100,000 residents and a property crime chance of 1 in 161. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Illinois.

Violent Crimes Per 100k
110
Property Crimes Per 100k
620
Crime Index
730
Chance Of Violent Crime
1 in 909
Chance Of Property Crime
1 in 161

Weather

What is the weather like in Cowden, IL year-round?

Cowden experiences four distinct seasons, with warm summers reaching highs of 87°F and cold winters dipping to 22°F. The area receives about 39 inches of rainfall annually and enjoys sunshine on 55% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
22°F
Max
37°F

Summer

Min
66°F
Max
87°F

Spring

Min
44°F
Max
68°F

Fall

Min
48°F
Max
70°F
Average Rainfall Inches
39.2 inches
Sunny Days Percentage
55%

Neighbors

The neighborhood boasts a healthy median household income of $53,000 and a low poverty rate of 16.8%. Over 87% of residents have at least a high school diploma, and nearly 18% hold a bachelor's degree or higher. Commute times average 23 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$31,500
Household Income
$53,000
Family Income
$61,000
Per Capita Income
$26,000
Income Male
$34,000
Income Female
$26,500
Poverty Rate
16.8%
Non English Speakers
4.2%
Rent
$710
Unemployment Rate
5.2%
Public Transport Usage
0.8%
Commute Time
23.4 minutes

Education

High School or Higher
87.1%
Bachelors or More
17.6%

Education

How are the schools in Cowden, IL?

Cowden offers quality education options, with public schools like Cowden-Herrick High School and Cowden-Herrick Elementary School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Lake Land College and Kaskaskia College. The community is committed to educational excellence for all age groups.

Public Schools

Name
Cowden-Herrick High School
Street
502 E Main St
Phone
217-783-2231
Students
190
Student Teacher Ratio
12.4
Name
Cowden-Herrick Elementary School
Street
401 W Main St
Phone
217-783-2273
Students
220
Student Teacher Ratio
13.1

Private Schools

Name
St. Elmo Christian School
Street
600 W 2nd St
Phone
217-829-2922
Students
55

Colleges

Name
Lake Land College
City
Mattoon
State
IL
Distance
28 miles
Students
4,500
Name
Kaskaskia College
City
Centralia
State
IL
Distance
34 miles
Students
5,000

Healthcare

Cowden residents have access to quality healthcare, with major hospitals like HSHS St. Anthony's Memorial Hospital and Sarah Bush Lincoln Fayette County Hospital nearby. The community benefits from a high physician-to-resident ratio of 1.5 per 1,000 people and 92.1% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
HSHS St. Anthony's Memorial Hospital
Address
503 N Maple St, Effingham, IL 62401
Phone
(217) 342-2121
Type
General & Surgical
Emergency Services
Yes
Name
Sarah Bush Lincoln Fayette County Hospital
Address
800 E. 13th St, Vandalia, IL 62471
Phone
(618) 283-1234
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.5
Health Insurance Coverage
92.1%
Health Care Index
61.4

Housing Market

What is the housing market like in Cowden, IL?

The local housing market is strong, with a median home price of $92,000 and an owner-occupied rate of nearly 76%. The market has seen a 3.2% appreciation over the past year, and rental vacancy rates remain moderate at 8.1%. Cowden offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$92,000
Average Rent For 2 Bedroom
$710
Owner Occupied Rate
76.4%
Rental Vacancy Rate
8.1%
Home Appreciation Rate (1yr)
3.2%
New Construction Rate
0.4%
Foreclosure Rate
0.8%

DMV Information

Residents of Cowden handle vehicle services through the Illinois Secretary of State Department of Driver Services, conveniently located in Springfield. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Illinois
Department
Illinois Secretary of State Department of Driver Services
Address
501 S. 2nd St., Springfield, IL 62756
Phone
1-800-252-8980

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Cowden, IL

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Cowden, review the core fields on this page: population 625, median home value $92,000, average rent for 2 bedroom $710, commute time 23.4 minutes, and sunny days percentage 55%.

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